Insurance Metrics Reference
136 metrics tracked across life, general, and health insurers
| Metric | Unit | Applies to | Source type |
|---|---|---|---|
| claim settlement ratio↑ | % | general, health | Derived |
| claim settlement ratio by amount↑ | % | general, health | Derived |
| claims repudiation ratio↓ | % | general, health | Derived |
| claims closed without payment ratio↓ | % | general, health | Derived |
| claims paid within 1 month↑ | % | general, health | Derived |
| solvency ratio↑ | × | life, general, health | Regulatory |
| combined ratio↓ | % | general, health | Regulatory |
| incurred claims ratio↓ | % | general, health | Regulatory |
| expense ratio↓ | % | general, health | Regulatory |
| expense ratio to gross premium↓ | % | general, health | Regulatory |
| gross written premium | ₹ crore | life, general, health | Regulatory |
| new business premium | ₹ crore | life, general, health | Regulatory |
| market share | % | life, general, health | Analyst-derived |
| grievance rate per 10000 policies↓ | per 10,000 | general, health | Derived |
| grievance resolution rate↑ | % | general, health | Derived |
| new individual policies issued | count | life, general, health | Regulatory |
| net worth | ₹ crore | life, general, health | Regulatory |
| profit after tax | ₹ crore | life, general, health | Regulatory |
| return on equity | % | life, general, health | Derived |
| investment yield | % | life, general, health | Regulatory |
| commission expense ratio | % | life, general, health | Derived |
| claims outstanding | count | life, general, health | Regulatory |
| net retention ratio | % | general, health | Regulatory |
| net commission ratio | % | general, health | Regulatory |
| investment income ratio↑ | % | general, health | Regulatory |
| available solvency margin | ₹ lakh | general, health | Regulatory |
| required solvency margin | ₹ lakh | general, health | Regulatory |
| gross direct premium growth rate | % | general, health | Regulatory |
| gross direct premium to net worth ratio | × | general, health | Regulatory |
| net worth growth rate | % | general, health | Regulatory |
| technical reserves to premium ratio | % | general, health | Regulatory |
| underwriting balance ratio↑ | % | general, health | Regulatory |
| operating profit ratio↑ | % | general, health | Regulatory |
| return on net worth↑ | % | general, health | Regulatory |
| liquid assets to liabilities ratio↑ | % | general, health | Regulatory |
| net earning ratio↑ | % | general, health | Regulatory |
| book value per share | ₹ | general, health | Regulatory |
| claims paid to provisioned ratio | % | general, health | Regulatory |
| earnings per share | ₹ | general, health | Regulatory |
| debt to equity ratio↓ | × | general, health | Regulatory |
| debt service coverage ratio↑ | × | general, health | Regulatory |
| interest service coverage ratio↑ | × | general, health | Regulatory |
| gross NPA ratio↓ | % | general, health | Regulatory |
| net NPA ratio↓ | % | general, health | Regulatory |
| fire segment premium | ₹ lakh | general, health | Regulatory |
| marine cargo segment premium | ₹ lakh | general, health | Regulatory |
| marine hull segment premium | ₹ lakh | general, health | Regulatory |
| motor OD segment premium | ₹ lakh | general, health | Regulatory |
| motor TP segment premium | ₹ lakh | general, health | Regulatory |
| health segment premium | ₹ lakh | general, health | Regulatory |
| personal accident segment premium | ₹ lakh | general, health | Regulatory |
| travel segment premium | ₹ lakh | general, health | Regulatory |
| workmen's compensation segment premium | ₹ lakh | general, health | Regulatory |
| liability segment premium | ₹ lakh | general, health | Regulatory |
| engineering segment premium | ₹ lakh | general, health | Regulatory |
| aviation segment premium | ₹ lakh | general, health | Regulatory |
| crop insurance segment premium | ₹ lakh | general, health | Regulatory |
| credit insurance segment premium | ₹ lakh | general, health | Regulatory |
| other segment premium | ₹ lakh | general, health | Regulatory |
| Individual Agents policies | count | general, health | Regulatory |
| Individual Agents premium | ₹ lakh | general, health | Regulatory |
| Corporate Agents – Banks policies | count | general, health | Regulatory |
| Corporate Agents – Banks premium | ₹ lakh | general, health | Regulatory |
| Corporate Agents – Others policies | count | general, health | Regulatory |
| Corporate Agents – Others premium | ₹ lakh | general, health | Regulatory |
| Brokers policies | count | general, health | Regulatory |
| Brokers premium | ₹ lakh | general, health | Regulatory |
| Micro Agents policies | count | general, health | Regulatory |
| Micro Agents premium | ₹ lakh | general, health | Regulatory |
| Direct Business – Officers/Employees policies | count | general, health | Regulatory |
| Direct Business – Officers/Employees premium | ₹ lakh | general, health | Regulatory |
| Direct Business – Online policies | count | general, health | Regulatory |
| Direct Business – Online premium | ₹ lakh | general, health | Regulatory |
| Direct Business – Others policies | count | general, health | Regulatory |
| Direct Business – Others premium | ₹ lakh | general, health | Regulatory |
| Common Service Centres (CSC) policies | count | general, health | Regulatory |
| Common Service Centres (CSC) premium | ₹ lakh | general, health | Regulatory |
| Insurance Marketing Firm policies | count | general, health | Regulatory |
| Insurance Marketing Firm premium | ₹ lakh | general, health | Regulatory |
| Point of Sales Person (Direct) policies | count | general, health | Regulatory |
| Point of Sales Person (Direct) premium | ₹ lakh | general, health | Regulatory |
| MISP (Direct) policies | count | general, health | Regulatory |
| MISP (Direct) premium | ₹ lakh | general, health | Regulatory |
| Web Aggregators policies | count | general, health | Regulatory |
| Web Aggregators premium | ₹ lakh | general, health | Regulatory |
| Referral Arrangements policies | count | general, health | Regulatory |
| Referral Arrangements premium | ₹ lakh | general, health | Regulatory |
| Other policies | count | general, health | Regulatory |
| Other premium | ₹ lakh | general, health | Regulatory |
| fire combined ratio↓ | % | general, health | Regulatory |
| fire incurred claims ratio↓ | % | general, health | Regulatory |
| marine cargo combined ratio↓ | % | general, health | Regulatory |
| marine cargo incurred claims ratio↓ | % | general, health | Regulatory |
| marine hull combined ratio↓ | % | general, health | Regulatory |
| marine hull incurred claims ratio↓ | % | general, health | Regulatory |
| motor od combined ratio↓ | % | general, health | Regulatory |
| motor od incurred claims ratio↓ | % | general, health | Regulatory |
| motor tp combined ratio↓ | % | general, health | Regulatory |
| motor tp incurred claims ratio↓ | % | general, health | Regulatory |
| health combined ratio↓ | % | general, health | Regulatory |
| health incurred claims ratio↓ | % | general, health | Regulatory |
| personal accident combined ratio↓ | % | general, health | Regulatory |
| personal accident incurred claims ratio↓ | % | general, health | Regulatory |
| travel combined ratio↓ | % | general, health | Regulatory |
| travel incurred claims ratio↓ | % | general, health | Regulatory |
| workmen's compensation combined ratio↓ | % | general, health | Regulatory |
| workmen's compensation incurred claims ratio↓ | % | general, health | Regulatory |
| liability combined ratio↓ | % | general, health | Regulatory |
| liability incurred claims ratio↓ | % | general, health | Regulatory |
| engineering combined ratio↓ | % | general, health | Regulatory |
| engineering incurred claims ratio↓ | % | general, health | Regulatory |
| aviation combined ratio↓ | % | general, health | Regulatory |
| aviation incurred claims ratio↓ | % | general, health | Regulatory |
| crop combined ratio↓ | % | general, health | Regulatory |
| crop incurred claims ratio↓ | % | general, health | Regulatory |
| other combined ratio↓ | % | general, health | Regulatory |
| other incurred claims ratio↓ | % | general, health | Regulatory |
| profit before tax | ₹ crore | general, health | Regulatory |
| government securities | INR_lakhs | general, health | Regulatory |
| other approved securities | INR_lakhs | general, health | Regulatory |
| equity & preference shares | INR_lakhs | general, health | Regulatory |
| mutual funds | INR_lakhs | general, health | Regulatory |
| debentures & bonds | INR_lakhs | general, health | Regulatory |
| infrastructure & housing | INR_lakhs | general, health | Regulatory |
| real estate & subsidiaries | INR_lakhs | general, health | Regulatory |
| other investments | INR_lakhs | general, health | Regulatory |
| central govt. securities | % | general, health | Regulatory |
| govt + approved securities | % | general, health | Regulatory |
| housing & infrastructure | % | general, health | Regulatory |
| gross npa (amount)↓ | INR_lakhs | general, health | Regulatory |
| gross npa ratio↓ | % | general, health | Regulatory |
| npa provision coverage↑ | % | general, health | Regulatory |
| gross yield (quarterly)↑ | % | general, health | Regulatory |
| net yield (quarterly)↑ | % | general, health | Regulatory |
| gross yield (annualized)↑ | % | general, health | Regulatory |
| net yield (annualized)↑ | % | general, health | Regulatory |
↑ higher is better · ↓ lower is better · no arrow = size indicator (not a performance metric, not ranked)