Net Earning Ratio in Indian Insurance
Definition
Net Profit after Tax as a percentage of Net Written Premium. Measures bottom-line profitability relative to premium volume after all costs, taxes, and appropriations. Distinguished from the operating profit ratio (pre-tax, before appropriations) and the return on net worth (relative to capital, not premium).
Note: NL-20 analytical ratios. Display with sign. A negative value means the insurer reported a net loss.
Source form: NL-20 ·Source documents
Highest to Lowest
Latest available value per insurer (periods range from Q2 FY24-25 – Q1 FY26-27 — see the Period column for each insurer's actual reporting date)
Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
Machine-readable: this metric as JSON · all facts as CSV