Engineering Incurred Claims Ratio in Indian Insurance

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Definition

Segment-level net incurred claims ratio for Engineering, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure).

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Source form: NL-20 ·Source documents

Lowest to Highest

Latest available value per insurer (periods range from Q4 FY25-26 – Q1 FY26-27 — see the Period column for each insurer's actual reporting date)

#	Insurer	Engineering Incurred Claims Ratio (%)	Period
1	Raheja QBE General Insurance	-2398.0	Q1 FY26-27
2	Navi General Insurance	0.0	Q1 FY26-27
3	Universal Sompo General Insurance	26.0	Q1 FY26-27
4	Zurich Kotak General Insurance	26.0	Q1 FY26-27
5	Magma General Insurance	30.5	Q1 FY26-27
6	IFFCO Tokio General Insurance	39.5	Q1 FY26-27
7	United India Insurance	43.4	Q4 FY25-26
8	National Insurance Company	48.6	Q1 FY26-27
9	Bajaj Allianz General Insurance	56.3	Q1 FY26-27
10	Oriental Insurance Company	56.8	Q1 FY26-27
11	Reliance General Insurance	76.2	Q1 FY26-27
12	SBI General Insurance	80.1	Q1 FY26-27
13	Digit General Insurance	82.4	Q1 FY26-27
14	ICICI Lombard General Insurance	87.0	Q1 FY26-27
15	New India Assurance	98.0	Q1 FY26-27
16	Chola MS General Insurance	106.1	Q1 FY26-27
17	Generali Central Insurance (formerly Future Generali)	116.0	Q1 FY26-27
18	HDFC ERGO General Insurance	120.9	Q1 FY26-27
19	Royal Sundaram General Insurance	147.4	Q1 FY26-27
20	Shriram General Insurance	148.8	Q1 FY26-27
21	Kshema General Insurance	156.8	Q1 FY26-27
22	Tata AIG General Insurance	173.0	Q1 FY26-27
23	Liberty General Insurance	406.0	Q1 FY26-27
24	Zuno General Insurance	471.0	Q1 FY26-27

Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
Machine-readable: this metric as JSON · all facts as CSV