Gross Direct Premium To Net Worth Ratio in Indian Insurance
Definition
Gross Direct Premium divided by Net Worth. Measures underwriting leverage — the volume of business written relative to the insurer's capital base. A very high ratio may indicate capital strain; a low ratio may indicate under-utilisation of capital. In IRDAI NL-20, 'GDP' = Gross Direct Premium.
Note: NL-20 analytical ratios. Context-dependent — no universal good/bad threshold. Compare within the same insurer over time or against same-segment peers.
Source form: NL-20 ·Source documents
All Insurers
Latest available value per insurer — Q1 FY26-27
This is a size metric. A larger value means the insurer is bigger — it is not a performance indicator. No rank position is shown.
Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
Machine-readable: this metric as JSON · all facts as CSV