Crop Combined Ratio in Indian Insurance
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Definition
Segment-level combined ratio for Crop, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure). Below 100% = underwriting profitability for this segment specifically.
Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.
Source form: NL-20 ·Source documents
Lowest to Highest
Latest available value per insurer (periods range from Q4 FY25-26 – Q1 FY26-27 — see the Period column for each insurer's actual reporting date)
| # | Insurer | Crop Combined Ratio (%) | Period |
|---|---|---|---|
| 1 | Tata AIG General Insurance | -570.0 | Q1 FY26-27 |
| 2 | ICICI Lombard General Insurance | -359.1 | Q1 FY26-27 |
| 3 | Agriculture Insurance Company of India | -82.4 | Q1 FY26-27 |
| 4 | Shriram General Insurance | 0.0 | Q1 FY26-27 |
| 5 | Digit General Insurance | 4.0 | Q1 FY26-27 |
| 6 | Chola MS General Insurance | 19.4 | Q1 FY26-27 |
| 7 | Reliance General Insurance | 67.5 | Q1 FY26-27 |
| 8 | National Insurance Company | 76.4 | Q1 FY26-27 |
| 9 | United India Insurance | 83.2 | Q4 FY25-26 |
| 10 | Universal Sompo General Insurance | 148.0 | Q1 FY26-27 |
| 11 | Oriental Insurance Company | 233.8 | Q1 FY26-27 |
| 12 | HDFC ERGO General Insurance | 327.3 | Q1 FY26-27 |
| 13 | Kshema General Insurance | 554.2 | Q1 FY26-27 |
| 14 | SBI General Insurance | 722.8 | Q1 FY26-27 |
| 15 | Generali Central Insurance (formerly Future Generali) | 1418.0 | Q1 FY26-27 |
| 16 | IFFCO Tokio General Insurance | 2074.4 | Q1 FY26-27 |
| 17 | Bajaj Allianz General Insurance | 2971.0 | Q1 FY26-27 |
| 18 | New India Assurance | 8158.4 | Q1 FY26-27 |
Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
Machine-readable: this metric as JSON · all facts as CSV