Liquid Assets To Liabilities Ratio in Indian Insurance
Definition
Liquid assets (cash, short-term deposits, government securities) as a percentage of policyholder liabilities (technical reserves). Measures short-term liquidity — the insurer's ability to meet near-term claim obligations from easily realisable assets without having to sell illiquid investments at a discount.
Note: NL-20 analytical ratios. A ratio above 100% means liquid assets fully cover policyholder liabilities.
Source form: NL-20 ·Source documents
Highest to Lowest
Latest available value per insurer (periods range from Q2 FY24-25 – Q1 FY26-27 — see the Period column for each insurer's actual reporting date)
| # | Insurer | Liquid Assets To Liabilities Ratio (%) | Period |
|---|---|---|---|
| 1 | Acko General Insurance | 27.0 | Q1 FY26-27 |
| 2 | Shriram General Insurance | 4.2 | Q1 FY26-27 |
| 3 | New India Assurance | 0.5 | Q1 FY26-27 |
| 4 | IFFCO Tokio General Insurance | 0.3 | Q2 FY24-25 |
| 5 | Reliance General Insurance | 0.2 | Q1 FY26-27 |
| 6 | Tata AIG General Insurance | 0.2 | Q1 FY26-27 |
| 7 | Chola MS General Insurance | 0.2 | Q1 FY26-27 |
| 8 | Oriental Insurance Company | 0.1 | Q1 FY26-27 |
| 9 | ICICI Lombard General Insurance | 0.1 | Q1 FY26-27 |
Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
Machine-readable: this metric as JSON · all facts as CSV