Motor Tp Incurred Claims Ratio in Indian Insurance

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Definition

Segment-level net incurred claims ratio for Motor TP, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure).

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Source form: NL-20 ·Source documents

Lowest to Highest

Latest available value per insurer (periods range from Q4 FY25-26 – Q1 FY26-27 — see the Period column for each insurer's actual reporting date)

#	Insurer	Motor Tp Incurred Claims Ratio (%)	Period
1	Bajaj Allianz General Insurance	51.0	Q1 FY26-27
2	Zuno General Insurance	53.0	Q1 FY26-27
3	Shriram General Insurance	58.7	Q1 FY26-27
4	Tata AIG General Insurance	59.0	Q1 FY26-27
5	Acko General Insurance	59.0	Q1 FY26-27
6	Liberty General Insurance	63.0	Q1 FY26-27
7	Universal Sompo General Insurance	65.8	Q1 FY26-27
8	Digit General Insurance	66.6	Q1 FY26-27
9	ICICI Lombard General Insurance	71.0	Q1 FY26-27
10	Raheja QBE General Insurance	73.0	Q1 FY26-27
11	Magma General Insurance	78.7	Q1 FY26-27
12	Royal Sundaram General Insurance	80.4	Q1 FY26-27
13	Generali Central Insurance (formerly Future Generali)	82.0	Q1 FY26-27
14	Chola MS General Insurance	84.4	Q1 FY26-27
15	SBI General Insurance	88.2	Q1 FY26-27
16	Kshema General Insurance	88.6	Q4 FY25-26
17	HDFC ERGO General Insurance	95.0	Q1 FY26-27
18	IFFCO Tokio General Insurance	98.5	Q1 FY26-27
19	United India Insurance	105.4	Q4 FY25-26
20	Zurich Kotak General Insurance	106.0	Q1 FY26-27
21	Reliance General Insurance	106.9	Q1 FY26-27
22	Navi General Insurance	116.0	Q1 FY26-27
23	New India Assurance	122.2	Q1 FY26-27
24	National Insurance Company	124.7	Q1 FY26-27
25	Oriental Insurance Company	168.5	Q1 FY26-27

Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
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