Solvency Ratio in Indian Insurance
Definition
Ratio of Available Solvency Margin (ASM) to Required Solvency Margin (RSM). IRDAI mandates a minimum of 1.5× for all insurers. A ratio above 1.5 indicates a buffer above the regulatory floor.
Note: Regulatory minimum: 1.5×. Life: reported within Form L-22 Analytical Ratios. Non-life: NL-20 analytical ratios section.
Source form: L-22 (life, Solvency Ratio line) / NL-20 (non-life) ·Source documents
Related guides: What is Solvency Ratio?
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Latest available value per insurer (periods range from Q4 FY24-25 – Q1 FY26-27 — see the Period column for each insurer's actual reporting date)
Source: IRDAI public disclosures (L-22 (life, Solvency Ratio line) / NL-20 (non-life)). Click an insurer name for full provenance and historical data.
View full solvency history for all insurers across all quarters →
Machine-readable: this metric as JSON · all facts as CSV