Claims Paid To Provisioned Ratio in Indian Insurance

%generalhealthRegulatory nativesize indicator — not ranked

Definition

Claims actually paid in the period as a percentage of total claims provisioned (opening outstanding + IBNR). Measures the rate at which the insurer is converting its claims liability into actual payments. A very low ratio may indicate slow claims settlement; a very high ratio may indicate under-provisioning.

Note: NL-20 analytical ratios. Context-dependent — claim payment speed varies by line of business and period-end timing.

Source form: NL-20 ·Source documents

All Insurers

Latest available value per insurer — Q1 FY26-27

This is a size metric. A larger value means the insurer is bigger — it is not a performance indicator. No rank position is shown.

InsurerClaims Paid To Provisioned Ratio (%)Period
Acko General Insurance6.7Q1 FY26-27
Aditya Birla Health Insurance100.0Q1 FY26-27
Agriculture Insurance Company of India30.1Q1 FY26-27
Bajaj Allianz General Insurance13.6Q1 FY26-27
Care Health Insurance1.0Q1 FY26-27
Chola MS General Insurance7.2Q1 FY26-27
Digit General Insurance4.2Q1 FY26-27
ECGC70.0Q1 FY26-27
Galaxy Health Insurance93.0Q1 FY26-27
Generali Central Insurance (formerly Future Generali)12.3Q1 FY26-27
HDFC ERGO General Insurance6.0Q1 FY26-27
ICICI Lombard General Insurance7.6Q1 FY26-27
IFFCO Tokio General Insurance6.9Q1 FY26-27
Kshema General Insurance100.0Q1 FY26-27
Liberty General Insurance54.0Q1 FY26-27
Magma General Insurance12.9Q1 FY26-27
ManipalCigna Health Insurance44.0Q1 FY26-27
Narayana Health Insurance0.9Q1 FY26-27
Navi General Insurance36.0Q1 FY26-27
Niva Bupa Health Insurance85.6Q1 FY26-27
Oriental Insurance Company13.6Q1 FY26-27
Raheja QBE General Insurance14.9Q1 FY26-27
Reliance General Insurance7.8Q1 FY26-27
Royal Sundaram General Insurance9.6Q1 FY26-27
SBI General Insurance14.6Q1 FY26-27
Shriram General Insurance5.2Q1 FY26-27
Star Health Insurance61.4Q1 FY26-27
Tata AIG General Insurance5.0Q1 FY26-27
Universal Sompo General Insurance20.1Q1 FY26-27
Zuno General Insurance57.0Q1 FY26-27
Zurich Kotak General Insurance12.0Q1 FY26-27

Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
Machine-readable: this metric as JSON · all facts as CSV