Return On Net Worth in Indian Insurance
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Definition
Net Profit after Tax as a percentage of Net Worth (shareholders' equity). Measures the return generated for shareholders on their invested capital. For insurers, RoNW is driven by both underwriting profitability and investment income.
Note: NL-20 analytical ratios. Not directly comparable to life insurer RoE due to different capital structures and accounting treatment.
Source form: NL-20 ·Source documents
Highest to Lowest
Latest available value per insurer (periods range from Q2 FY24-25 – Q1 FY26-27 — see the Period column for each insurer's actual reporting date)
| # | Insurer | Return On Net Worth (%) | Period |
|---|---|---|---|
| 1 | ECGC | 8.9 | Q4 FY25-26 |
| 2 | Shriram General Insurance | 4.4 | Q1 FY26-27 |
| 3 | Oriental Insurance Company | 4.2 | Q1 FY26-27 |
| 4 | IFFCO Tokio General Insurance | 3.3 | Q2 FY24-25 |
| 5 | Tata AIG General Insurance | 3.0 | Q1 FY26-27 |
| 6 | Chola MS General Insurance | 2.5 | Q1 FY26-27 |
| 7 | ICICI Lombard General Insurance | 2.4 | Q1 FY26-27 |
| 8 | Reliance General Insurance | 0.0 | Q1 FY26-27 |
| 9 | New India Assurance | -1.1 | Q1 FY26-27 |
| 10 | Acko General Insurance | -3.6 | Q1 FY26-27 |
Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
Machine-readable: this metric as JSON · all facts as CSV