Investment Yield in Indian Insurance

Definition

Total investment income as a percentage of average invested assets. Reported in form L-34 (life) / NL-34. Reflects the insurer's ability to generate returns on the premium float. Not directly comparable across insurer types due to different asset allocation mandates.

Note: L-34 investment yield. Life insurers have larger long-duration bond portfolios than non-life — yield comparisons are only valid within the same insurer type.