Travel Incurred Claims Ratio in Indian Insurance

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Definition

Segment-level net incurred claims ratio for Travel, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure).

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Source form: NL-20 ·Source documents

Lowest to Highest

Latest available value per insurer — Q1 FY26-27

#	Insurer	Travel Incurred Claims Ratio (%)	Period
1	Chola MS General Insurance	-20.0	Q1 FY26-27
2	Niva Bupa Health Insurance	-7.9	Q1 FY26-27
3	Oriental Insurance Company	0.0	Q1 FY26-27
4	Raheja QBE General Insurance	0.0	Q1 FY26-27
5	Universal Sompo General Insurance	5.5	Q1 FY26-27
6	Star Health Insurance	6.7	Q1 FY26-27
7	Care Health Insurance	22.0	Q1 FY26-27
8	Royal Sundaram General Insurance	24.3	Q1 FY26-27
9	ManipalCigna Health Insurance	29.0	Q1 FY26-27
10	Acko General Insurance	30.0	Q1 FY26-27
11	Reliance General Insurance	32.4	Q1 FY26-27
12	Shriram General Insurance	37.1	Q1 FY26-27
13	Tata AIG General Insurance	48.0	Q1 FY26-27
14	HDFC ERGO General Insurance	55.8	Q1 FY26-27
15	ICICI Lombard General Insurance	56.0	Q1 FY26-27
16	Bajaj Allianz General Insurance	59.4	Q1 FY26-27
17	Digit General Insurance	59.5	Q1 FY26-27
18	SBI General Insurance	64.9	Q1 FY26-27
19	Liberty General Insurance	78.0	Q1 FY26-27
20	Generali Central Insurance (formerly Future Generali)	89.0	Q1 FY26-27
21	Zurich Kotak General Insurance	102.0	Q1 FY26-27
22	Zuno General Insurance	199.0	Q1 FY26-27
23	IFFCO Tokio General Insurance	204.4	Q1 FY26-27
24	Aditya Birla Health Insurance	248.0	Q1 FY26-27

Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
Machine-readable: this metric as JSON · all facts as CSV