Workmen's Compensation Incurred Claims Ratio in Indian Insurance

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Definition

Segment-level net incurred claims ratio for Workmen's Compensation, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure).

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Source form: NL-20 ·Source documents

Lowest to Highest

Latest available value per insurer (periods range from Q4 FY25-26 – Q1 FY26-27 — see the Period column for each insurer's actual reporting date)

#	Insurer	Workmen's Compensation Incurred Claims Ratio (%)	Period
1	United India Insurance	19.1	Q4 FY25-26
2	Zurich Kotak General Insurance	24.0	Q1 FY26-27
3	New India Assurance	34.6	Q1 FY26-27
4	Shriram General Insurance	38.6	Q1 FY26-27
5	National Insurance Company	44.0	Q1 FY26-27
6	Tata AIG General Insurance	50.0	Q1 FY26-27
7	Zuno General Insurance	56.0	Q1 FY26-27
8	ICICI Lombard General Insurance	59.0	Q1 FY26-27
9	SBI General Insurance	64.7	Q1 FY26-27
10	Oriental Insurance Company	67.3	Q1 FY26-27
11	Bajaj Allianz General Insurance	67.6	Q1 FY26-27
12	Universal Sompo General Insurance	68.5	Q1 FY26-27
13	Digit General Insurance	69.8	Q1 FY26-27
14	Raheja QBE General Insurance	70.0	Q1 FY26-27
15	Chola MS General Insurance	75.0	Q1 FY26-27
16	HDFC ERGO General Insurance	82.1	Q1 FY26-27
17	Magma General Insurance	83.3	Q1 FY26-27
18	IFFCO Tokio General Insurance	84.7	Q1 FY26-27
19	Liberty General Insurance	122.0	Q1 FY26-27
20	Generali Central Insurance (formerly Future Generali)	135.0	Q1 FY26-27
21	Royal Sundaram General Insurance	136.0	Q1 FY26-27
22	Reliance General Insurance	268.4	Q1 FY26-27

Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
Machine-readable: this metric as JSON · all facts as CSV