Motor Tp Combined Ratio in Indian Insurance

%generalhealthRegulatory native

Definition

Segment-level combined ratio for Motor TP, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure). Below 100% = underwriting profitability for this segment specifically.

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Source form: NL-20 ·Source documents

Lowest to Highest

Latest available value per insurer (periods range from Q4 FY25-26 – Q1 FY26-27 — see the Period column for each insurer's actual reporting date)

#	Insurer	Motor Tp Combined Ratio (%)	Period
1	Universal Sompo General Insurance	77.5	Q1 FY26-27
2	Zuno General Insurance	89.0	Q1 FY26-27
3	Acko General Insurance	98.0	Q1 FY26-27
4	ICICI Lombard General Insurance	98.3	Q1 FY26-27
5	Shriram General Insurance	98.7	Q1 FY26-27
6	Liberty General Insurance	99.0	Q1 FY26-27
7	Bajaj Allianz General Insurance	103.5	Q1 FY26-27
8	Chola MS General Insurance	112.4	Q1 FY26-27
9	Digit General Insurance	114.1	Q1 FY26-27
10	Tata AIG General Insurance	115.0	Q1 FY26-27
11	Royal Sundaram General Insurance	115.5	Q1 FY26-27
12	Magma General Insurance	115.6	Q1 FY26-27
13	Generali Central Insurance (formerly Future Generali)	121.0	Q1 FY26-27
14	IFFCO Tokio General Insurance	121.6	Q1 FY26-27
15	Raheja QBE General Insurance	122.0	Q1 FY26-27
16	New India Assurance	132.4	Q1 FY26-27
17	HDFC ERGO General Insurance	135.8	Q1 FY26-27
18	SBI General Insurance	146.8	Q1 FY26-27
19	Zurich Kotak General Insurance	150.0	Q1 FY26-27
20	United India Insurance	157.7	Q4 FY25-26
21	Kshema General Insurance	164.8	Q4 FY25-26
22	National Insurance Company	165.4	Q1 FY26-27
23	Reliance General Insurance	173.6	Q1 FY26-27
24	Navi General Insurance	185.0	Q1 FY26-27
25	Oriental Insurance Company	198.5	Q1 FY26-27

Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
Machine-readable: this metric as JSON · all facts as CSV