Npa Provision Coverage in Indian Insurance

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Definition

Provision made as a percentage of Gross NPA, from Form NL-30. Higher means better-covered against loss.

Note: Point-in-time balance as of the period end date.

Source form: NL-30 ·Source documents

Highest to Lowest

Latest available value per insurer (periods range from Q3 FY25-26 – Q1 FY26-27 — see the Period column for each insurer's actual reporting date)

#	Insurer	Npa Provision Coverage (%)	Period
1	New India Assurance	100.0	Q1 FY26-27
2	National Insurance Company	100.0	Q1 FY26-27
3	United India Insurance	100.0	Q1 FY26-27
4	Generali Central Insurance (formerly Future Generali)	100.0	Q1 FY26-27
5	Oriental Insurance Company	100.0	Q1 FY26-27
6	ECGC	100.0	Q1 FY26-27
7	HDFC ERGO General Insurance	100.0	Q1 FY26-27
8	Royal Sundaram General Insurance	84.8	Q1 FY26-27
9	Galaxy Health Insurance	0.0	Q1 FY26-27
10	Zurich Kotak General Insurance	0.0	Q1 FY26-27
11	Reliance General Insurance	0.0	Q1 FY26-27
12	Shriram General Insurance	0.0	Q1 FY26-27
13	ICICI Lombard General Insurance	0.0	Q1 FY26-27
14	Narayana Health Insurance	0.0	Q1 FY26-27
15	Bajaj Allianz General Insurance	0.0	Q1 FY26-27
16	ManipalCigna Health Insurance	0.0	Q1 FY26-27
17	Care Health Insurance	0.0	Q1 FY26-27
18	Magma General Insurance	0.0	Q1 FY26-27
19	Zuno General Insurance	0.0	Q1 FY26-27
20	SBI General Insurance	0.0	Q1 FY26-27
21	Star Health Insurance	0.0	Q1 FY26-27
22	Tata AIG General Insurance	0.0	Q1 FY26-27
23	Agriculture Insurance Company of India	0.0	Q1 FY26-27
24	Kshema General Insurance	0.0	Q1 FY26-27
25	Aditya Birla Health Insurance	0.0	Q1 FY26-27
26	Raheja QBE General Insurance	0.0	Q1 FY26-27
27	IFFCO Tokio General Insurance	0.0	Q3 FY25-26

Source: IRDAI public disclosures (NL-30). Click an insurer name for full provenance and historical data.
Machine-readable: this metric as JSON · all facts as CSV