Available Solvency Margin in Indian Insurance

₹ lakhgeneralhealthRegulatory nativesize indicator — not ranked

Definition

Available Solvency Margin (ASM) in ₹ lakh — the actual capital buffer maintained above policy liabilities and other obligations. The numerator of the Solvency Ratio (ASM ÷ RSM). A size metric; compare against the Required Solvency Margin for context.

Note: NL-20 analytical ratios. Use in conjunction with financial.required_solvency_margin and financial.solvency_ratio. Display as sortable table without rank ordinals — absolute size reflects the insurer's scale.

Source form: NL-20 ·Source documents

All Insurers

Latest available value per insurer (periods range from Q4 FY24-25 – Q1 FY26-27 — see the Period column for each insurer's actual reporting date)

This is a size metric. A larger value means the insurer is bigger — it is not a performance indicator. No rank position is shown.

InsurerAvailable Solvency Margin (₹ lakh)Period
Acko General Insurance80829Q1 FY26-27
Aditya Birla Health Insurance179787Q1 FY26-27
Agriculture Insurance Company of India815927Q1 FY26-27
Care Health Insurance267725Q1 FY26-27
Chola MS General Insurance343228Q1 FY26-27
Digit General Insurance487296Q1 FY26-27
ECGC1379941Q1 FY26-27
Galaxy Health Insurance19766Q1 FY26-27
Generali Central Insurance (formerly Future Generali)189596Q4 FY24-25
HDFC ERGO General Insurance611446Q1 FY25-26
ICICI Lombard General Insurance1501016Q1 FY26-27
IFFCO Tokio General Insurance353288Q1 FY26-27
Kshema General Insurance17252Q1 FY26-27
Magma General Insurance164486Q1 FY26-27
ManipalCigna Health Insurance111352Q1 FY26-27
Narayana Health Insurance8328Q1 FY26-27
National Insurance Company-557749Q1 FY26-27
Navi General Insurance17438Q1 FY26-27
New India Assurance2149470Q1 FY26-27
Niva Bupa Health Insurance323822Q1 FY26-27
Oriental Insurance Company-998362Q1 FY26-27
Raheja QBE General Insurance28503Q1 FY26-27
Reliance General Insurance384372Q1 FY26-27
Royal Sundaram General Insurance184006Q1 FY26-27
Shriram General Insurance271557Q1 FY26-27
Star Health Insurance765423Q1 FY26-27
Tata AIG General Insurance651816Q1 FY26-27
United India Insurance-874629Q1 FY26-27

Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
Machine-readable: this metric as JSON · all facts as CSV