Expense Ratio (General/Health) in Indian Insurance
%generalhealthRegulatory native
Definition
Expense of Management (EOM) as a percentage of Net Written Premium, from IRDAI NL-20. Measures operating cost efficiency after reinsurance cession.
Note: Two NL expense ratios exist: EOM/NWP (this metric) and EOM/Gross Direct Premium. Do not substitute denominators without disclosure.
Source form: NL-20 ·Source documents
Lowest to Highest
Latest available value per insurer — Q1 FY26-27
Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
Machine-readable: this metric as JSON · all facts as CSV