Crop Incurred Claims Ratio in Indian Insurance

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Definition

Segment-level net incurred claims ratio for Crop, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure).

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Source form: NL-20 ·Source documents

Lowest to Highest

Latest available value per insurer (periods range from Q4 FY25-26 – Q1 FY26-27 — see the Period column for each insurer's actual reporting date)

#InsurerCrop Incurred Claims Ratio (%)Period
1ICICI Lombard General Insurance-335.0Q1 FY26-27
2Digit General Insurance-70.0Q1 FY26-27
3SBI General Insurance-21.7Q1 FY26-27
4Shriram General Insurance0.0Q1 FY26-27
5Chola MS General Insurance7.1Q1 FY26-27
6Reliance General Insurance39.1Q1 FY26-27
7National Insurance Company47.9Q1 FY26-27
8United India Insurance63.6Q4 FY25-26
9Agriculture Insurance Company of India72.9Q1 FY26-27
10Universal Sompo General Insurance83.5Q1 FY26-27
11IFFCO Tokio General Insurance102.1Q1 FY26-27
12HDFC ERGO General Insurance105.5Q1 FY26-27
13Tata AIG General Insurance128.0Q1 FY26-27
14Oriental Insurance Company179.0Q1 FY26-27
15Generali Central Insurance (formerly Future Generali)318.0Q1 FY26-27
16Kshema General Insurance340.2Q1 FY26-27
17Bajaj Allianz General Insurance3078.0Q1 FY26-27
18New India Assurance8152.5Q1 FY26-27

Source: IRDAI public disclosures (NL-20). Click an insurer name for full provenance and historical data.
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