Oriental Insurance Company vs Tata AIG General Insurance: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | Oriental Insurance Company | Tata AIG General Insurance | Period |
|---|---|---|---|
| fire incurred claims ratio | 95.6 % | 60.0 % | Q1 FY26-27 |
| gross npa (amount) | 30410 INR_lakhs | 0 INR_lakhs | Q1 FY26-27 |
| net worth growth rate(size) | 11532.0 % | 3.0 % | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | -78.00 × | 97.00 × | Q1 FY26-27 |
| personal accident segment premium(size) | 220939 ₹ lakh | 6838 ₹ lakh | Q1 FY26-27 |
| government securities(size) | 1142392 INR_lakhs | 1535427 INR_lakhs | Q1 FY26-27 |
| engineering segment premium(size) | 11513 ₹ lakh | 15485 ₹ lakh | Q1 FY26-27 |
| Brokers policies(size) | 572387 count | 1680361 count | Q1 FY26-27 |
| Individual Agents premium(size) | 114281 ₹ lakh | 117253 ₹ lakh | Q1 FY26-27 |
| Web Aggregators policies(size) | 153 count | 451 count | Q1 FY26-27 |
| profit after tax(size) | -340 ₹ crore | 195 ₹ crore | Q1 FY26-27 |
| travel segment premium(size) | 0 ₹ lakh | 15212 ₹ lakh | Q1 FY26-27 |
| MISP (Direct) premium(size) | 2015 ₹ lakh | 9417 ₹ lakh | Q1 FY26-27 |
| motor od incurred claims ratio | 116.5 % | 89.0 % | Q1 FY26-27 |
| aviation combined ratio | 162.7 % | 32275.0 % | Q1 FY26-27 |
| net retention ratio(size) | 6974.0 % | 59.0 % | Q1 FY26-27 |
| workmen's compensation incurred claims ratio | 67.3 % | 50.0 % | Q1 FY26-27 |
| infrastructure & housing(size) | 508049 INR_lakhs | 755625 INR_lakhs | Q1 FY26-27 |
| fire segment premium(size) | 44889 ₹ lakh | 76072 ₹ lakh | Q1 FY26-27 |
| gross direct premium growth rate(size) | 484.0 % | 34.0 % | Q1 FY26-27 |
| motor od combined ratio | 141.4 % | 138.0 % | Q1 FY26-27 |
| motor OD segment premium(size) | 28024 ₹ lakh | 123579 ₹ lakh | Q1 FY26-27 |
| marine cargo combined ratio | 83.6 % | 147.0 % | Q1 FY26-27 |
| net earning ratio | -767.0 % | 5.0 % | Q1 FY26-27 |
| gross written premium(size) | 11858 ₹ crore | 17703 ₹ crore | Q1 FY26-27 / FY25-03 |
| other segment premium(size) | 12943 ₹ lakh | 20479 ₹ lakh | Q1 FY26-27 |
| equity & preference shares(size) | 729157 INR_lakhs | 679771 INR_lakhs | Q1 FY26-27 |
| gross yield (quarterly) | 8.94 % | 2.18 % | Q1 FY26-27 |
| marine cargo segment premium(size) | 11763 ₹ lakh | 25413 ₹ lakh | Q1 FY26-27 |
| Corporate Agents – Others premium(size) | 1425 ₹ lakh | 29694 ₹ lakh | Q1 FY26-27 |
| housing & infrastructure(size) | 17.3 % | 16.0 % | Q1 FY26-27 |
| workmen's compensation segment premium(size) | 1417 ₹ lakh | 2435 ₹ lakh | Q1 FY26-27 |
| mutual funds(size) | 31097 INR_lakhs | 214987 INR_lakhs | Q1 FY26-27 |
| personal accident combined ratio | 88.2 % | 83.0 % | Q1 FY26-27 |
| motor tp combined ratio | 198.5 % | 115.0 % | Q1 FY26-27 |
| Insurance Marketing Firm policies(size) | 90 count | 33859 count | Q1 FY26-27 |
| travel combined ratio | 0.0 % | 99.0 % | Q1 FY26-27 |
| available solvency margin(size) | -998362 ₹ lakh | 651816 ₹ lakh | Q1 FY26-27 |
| Corporate Agents – Banks premium(size) | 5572 ₹ lakh | 26151 ₹ lakh | Q1 FY26-27 |
| return on net worth | 4.2 % | 3.0 % | Q1 FY26-27 |
| net yield (quarterly) | 5.82 % | 1.63 % | Q1 FY26-27 |
| Insurance Marketing Firm premium(size) | 918 ₹ lakh | 3905 ₹ lakh | Q1 FY26-27 |
| engineering incurred claims ratio | 56.8 % | 173.0 % | Q1 FY26-27 |
| liability incurred claims ratio | 19.7 % | 113.0 % | Q1 FY26-27 |
| MISP (Direct) policies(size) | 82951 count | 208206 count | Q1 FY26-27 |
| workmen's compensation combined ratio | 91.0 % | 86.0 % | Q1 FY26-27 |
| technical reserves to premium ratio(size) | 6.9 % | 6.0 % | Q1 FY26-27 |
| liquid assets to liabilities ratio | 0.1 % | 0.2 % | Q1 FY26-27 |
| health combined ratio | 109.6 % | 101.0 % | Q1 FY26-27 |
| health segment premium(size) | 220179 ₹ lakh | 184202 ₹ lakh | Q1 FY26-27 |
| travel incurred claims ratio | 0.0 % | 48.0 % | Q1 FY26-27 |
| Point of Sales Person (Direct) premium(size) | 9562 ₹ lakh | 43612 ₹ lakh | Q1 FY26-27 |
| aviation segment premium(size) | 3844 ₹ lakh | 9368 ₹ lakh | Q1 FY26-27 |
| claims paid to provisioned ratio(size) | 13.6 % | 5.0 % | Q1 FY26-27 |
| underwriting balance ratio | -19.0 % | -0.2 % | Q1 FY26-27 |
| liability combined ratio | 41.6 % | 68.0 % | Q1 FY26-27 |
| required solvency margin(size) | 587764 ₹ lakh | 353769 ₹ lakh | Q1 FY26-27 |
| net commission ratio(size) | 766.0 % | 20.0 % | Q1 FY26-27 |
| crop insurance segment premium(size) | 34 ₹ lakh | 5 ₹ lakh | Q1 FY26-27 |
| engineering combined ratio | 74.9 % | 171.0 % | Q1 FY26-27 |
| motor TP segment premium(size) | 61082 ₹ lakh | 131029 ₹ lakh | Q1 FY26-27 |
| Individual Agents policies(size) | 743681 count | 692010 count | Q1 FY26-27 |
| expense ratio to gross premium | 15.5 % | 32.0 % | Q1 FY26-27 |
| solvency ratio | -1.70 × | 1.84 × | Q1 FY26-27 |
| Web Aggregators premium(size) | 15 ₹ lakh | 78 ₹ lakh | Q1 FY26-27 |
| npa provision coverage | 100.0 % | 0.0 % | Q1 FY26-27 |
| Corporate Agents – Banks policies(size) | 53956 count | 239087 count | Q1 FY26-27 |
| Point of Sales Person (Direct) policies(size) | 126089 count | 531281 count | Q1 FY26-27 |
| Corporate Agents – Others policies(size) | 18408 count | 716768 count | Q1 FY26-27 |
| central govt. securities(size) | 24.1 % | 22.0 % | Q1 FY26-27 |
| marine hull incurred claims ratio | 70.7 % | 100.0 % | Q1 FY26-27 |
| crop combined ratio | 233.8 % | -570.0 % | Q1 FY26-27 |
| real estate & subsidiaries(size) | 5 INR_lakhs | 37531 INR_lakhs | Q1 FY26-27 |
| motor tp incurred claims ratio | 168.5 % | 59.0 % | Q1 FY26-27 |
| investment income ratio | 0.0 % | 2.0 % | Q1 FY26-27 |
| health incurred claims ratio | 95.5 % | 82.0 % | Q1 FY26-27 |
| marine cargo incurred claims ratio | 61.8 % | 121.0 % | Q1 FY26-27 |
| marine hull segment premium(size) | 8707 ₹ lakh | 588 ₹ lakh | Q1 FY26-27 |
| incurred claims ratio | 10011.0 % | 74.0 % | Q1 FY26-27 |
| combined ratio | 11916.0 % | 111.0 % | Q1 FY26-27 |
| fire combined ratio | 145.6 % | 79.0 % | Q1 FY26-27 |
| aviation incurred claims ratio | 135.6 % | 32150.0 % | Q1 FY26-27 |
| govt + approved securities(size) | 56.5 % | 40.0 % | Q1 FY26-27 |
| crop incurred claims ratio | 179.0 % | 128.0 % | Q1 FY26-27 |
| liability segment premium(size) | 2838 ₹ lakh | 33611 ₹ lakh | Q1 FY26-27 |
| marine hull combined ratio | 89.0 % | -501.0 % | Q1 FY26-27 |
| expense ratio | 19.1 % | 37.0 % | Q1 FY26-27 |
| operating profit ratio | -760.0 % | 4.0 % | Q1 FY26-27 |
| profit before tax(size) | -340 ₹ crore | 261 ₹ crore | Q1 FY26-27 |
| Brokers premium(size) | 389890 ₹ lakh | 350032 ₹ lakh | Q1 FY26-27 |
| debentures & bonds(size) | 113014 INR_lakhs | 709686 INR_lakhs | Q1 FY26-27 |
| personal accident incurred claims ratio | 72.5 % | 60.0 % | Q1 FY26-27 |
| other investments(size) | 68227 INR_lakhs | 238487 INR_lakhs | Q1 FY26-27 |
| claims repudiation ratio | 0.34 % | 2.80 % | FY24-25 |
| claim settlement ratio | 85.5 % | 80.2 % | FY24-25 |
| debt to equity ratio | 1.48 × | 0.08 × | Q1 FY22-23 / Q1 FY26-27 |
| book value per share(size) | 1.10 ₹ | 67.70 ₹ | Q1 FY22-23 / Q1 FY26-27 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.