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IFFCO Tokio General Insurance vs Oriental Insurance Company: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricIFFCO Tokio General InsuranceOriental Insurance CompanyPeriod
net commission ratio(size)17.6 %766.0 %Q1 FY26-27
engineering incurred claims ratio39.5 %56.8 %Q1 FY26-27
Corporate Agents – Others premium(size)1666 ₹ lakh1425 ₹ lakhQ1 FY26-27
real estate & subsidiaries(size)50 INR_lakhs5 INR_lakhsQ1 FY26-27
housing & infrastructure(size)21.0 %17.3 %Q1 FY26-27
marine cargo segment premium(size)13828 ₹ lakh11763 ₹ lakhQ1 FY26-27
govt + approved securities(size)51.0 %56.5 %Q1 FY26-27
solvency ratio1.97 ×-1.70 ×Q1 FY26-27
motor tp combined ratio121.6 %198.5 %Q1 FY26-27
Common Service Centres (CSC) premium(size)361 ₹ lakh0 ₹ lakhQ1 FY26-27
liability incurred claims ratio86.6 %19.7 %Q1 FY26-27
gross direct premium to net worth ratio(size)51.00 ×-78.00 ×Q1 FY26-27
profit before tax(size)21 ₹ crore-340 ₹ croreQ1 FY26-27
marine hull combined ratio-183.9 %89.0 %Q1 FY26-27
debentures & bonds(size)318167 INR_lakhs113014 INR_lakhsQ1 FY26-27
motor TP segment premium(size)58853 ₹ lakh61082 ₹ lakhQ1 FY26-27
other segment premium(size)18825 ₹ lakh12943 ₹ lakhQ1 FY26-27
fire combined ratio74.5 %145.6 %Q1 FY26-27
central govt. securities(size)30.0 %24.1 %Q1 FY26-27
personal accident incurred claims ratio82.3 %72.5 %Q1 FY26-27
Corporate Agents – Banks premium(size)1633 ₹ lakh5572 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)-1 count153 countQ1 FY26-27
crop insurance segment premium(size)71 ₹ lakh34 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) policies(size)15610 count0 countQ1 FY26-27
Individual Agents policies(size)403281 count743681 countQ1 FY26-27
motor od incurred claims ratio71.7 %116.5 %Q1 FY26-27
travel combined ratio260.6 %0.0 %Q1 FY26-27
workmen's compensation incurred claims ratio84.7 %67.3 %Q1 FY26-27
MISP (Direct) premium(size)4332 ₹ lakh2015 ₹ lakhQ1 FY26-27
marine hull incurred claims ratio0.0 %70.7 %Q1 FY26-27
gross yield (quarterly)1.77 %8.94 %Q1 FY26-27
health segment premium(size)25599 ₹ lakh220179 ₹ lakhQ1 FY26-27
equity & preference shares(size)466 INR_lakhs729157 INR_lakhsQ1 FY26-27
crop combined ratio2074.4 %233.8 %Q1 FY26-27
mutual funds(size)20724 INR_lakhs31097 INR_lakhsQ1 FY26-27
Insurance Marketing Firm premium(size)352 ₹ lakh918 ₹ lakhQ1 FY26-27
motor OD segment premium(size)59663 ₹ lakh28024 ₹ lakhQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
incurred claims ratio86.8 %10011.0 %Q1 FY26-27
liability segment premium(size)2326 ₹ lakh2838 ₹ lakhQ1 FY26-27
health combined ratio121.6 %109.6 %Q1 FY26-27
MISP (Direct) policies(size)355111 count82951 countQ1 FY26-27
motor tp incurred claims ratio98.5 %168.5 %Q1 FY26-27
Brokers premium(size)128946 ₹ lakh389890 ₹ lakhQ1 FY26-27
motor od combined ratio130.3 %141.4 %Q1 FY26-27
operating profit ratio-2.6 %-760.0 %Q1 FY26-27
expense ratio to gross premium29.2 %15.5 %Q1 FY26-27
fire incurred claims ratio82.5 %95.6 %Q1 FY26-27
claims paid to provisioned ratio(size)6.9 %13.6 %Q1 FY26-27
combined ratio121.2 %11916.0 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)17618 ₹ lakh9562 ₹ lakhQ1 FY26-27
gross written premium(size)2230 ₹ crore11858 ₹ croreQ1 FY26-27
aviation combined ratio0.0 %162.7 %Q1 FY26-27
net worth growth rate(size)3.0 %11532.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)2593 count90 countQ1 FY26-27
marine cargo incurred claims ratio87.1 %61.8 %Q1 FY26-27
Individual Agents premium(size)42681 ₹ lakh114281 ₹ lakhQ1 FY26-27
other investments(size)176186 INR_lakhs68227 INR_lakhsQ1 FY26-27
Corporate Agents – Banks policies(size)66514 count53956 countQ1 FY26-27
underwriting balance ratio-20.7 %-19.0 %Q1 FY26-27
Web Aggregators premium(size)0 ₹ lakh15 ₹ lakhQ1 FY26-27
Other policies(size)0 count0 countQ1 FY26-27 / Q4 FY25-26
required solvency margin(size)179508 ₹ lakh587764 ₹ lakhQ1 FY26-27
marine hull segment premium(size)555 ₹ lakh8707 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)188926 count126089 countQ1 FY26-27
net yield (quarterly)1.32 %5.82 %Q1 FY26-27
fire segment premium(size)28287 ₹ lakh44889 ₹ lakhQ1 FY26-27
aviation incurred claims ratio0.0 %135.6 %Q1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
gross direct premium growth rate(size)10.2 %484.0 %Q1 FY26-27
Micro Agents policies(size)0 count45 countQ1 FY26-27
engineering segment premium(size)10440 ₹ lakh11513 ₹ lakhQ1 FY26-27
Micro Agents premium(size)0 ₹ lakh4 ₹ lakhQ1 FY26-27
crop incurred claims ratio102.1 %179.0 %Q1 FY26-27
travel incurred claims ratio204.4 %0.0 %Q1 FY26-27
marine cargo combined ratio111.4 %83.6 %Q1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
health incurred claims ratio97.5 %95.5 %Q1 FY26-27
infrastructure & housing(size)397223 INR_lakhs508049 INR_lakhsQ1 FY26-27
Corporate Agents – Others policies(size)36040 count18408 countQ1 FY26-27
workmen's compensation segment premium(size)2001 ₹ lakh1417 ₹ lakhQ1 FY26-27
profit after tax(size)16 ₹ crore-340 ₹ croreQ1 FY26-27
technical reserves to premium ratio(size)9.1 %6.9 %Q1 FY26-27
aviation segment premium(size)0 ₹ lakh3844 ₹ lakhQ1 FY26-27
travel segment premium(size)61 ₹ lakh0 ₹ lakhQ1 FY26-27
net retention ratio(size)64.7 %6974.0 %Q1 FY26-27
government securities(size)933317 INR_lakhs1142392 INR_lakhsQ1 FY26-27
workmen's compensation combined ratio123.7 %91.0 %Q1 FY26-27
engineering combined ratio112.1 %74.9 %Q1 FY26-27
expense ratio34.4 %19.1 %Q1 FY26-27
personal accident segment premium(size)2475 ₹ lakh220939 ₹ lakhQ1 FY26-27
liability combined ratio121.0 %41.6 %Q1 FY26-27
personal accident combined ratio109.9 %88.2 %Q1 FY26-27
investment income ratio1.8 %0.0 %Q1 FY26-27
Brokers policies(size)848698 count572387 countQ1 FY26-27
available solvency margin(size)353288 ₹ lakh-998362 ₹ lakhQ1 FY26-27
other approved securities(size)1501 INR_lakhs164 INR_lakhsQ3 FY25-26 / Q1 FY26-27
gross npa (amount)0 INR_lakhs30410 INR_lakhsQ3 FY25-26 / Q1 FY26-27
npa provision coverage0.0 %100.0 %Q3 FY25-26 / Q1 FY26-27
claims repudiation ratio3.06 %0.34 %FY24-25
claim settlement ratio82.0 %85.5 %FY24-25
net earning ratio2.5 %-767.0 %Q2 FY24-25 / Q1 FY26-27
liquid assets to liabilities ratio0.3 %0.1 %Q2 FY24-25 / Q1 FY26-27
return on net worth3.3 %4.2 %Q2 FY24-25 / Q1 FY26-27
gross NPA ratio0.00 %1.93 %Q3 FY23-24 / Q1 FY22-23
debt to equity ratio0.00 ×1.48 ×Q3 FY23-24 / Q1 FY22-23
earnings per share(size)5.79 ₹-0.20 ₹Q3 FY23-24 / Q1 FY22-23
net NPA ratio0.00 %0.00 %Q3 FY23-24 / Q1 FY22-23
book value per share(size)140.31 ₹1.10 ₹Q3 FY23-24 / Q1 FY22-23

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

IFFCO Tokio General Insurance
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Oriental Insurance Company
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