Factuary

ICICI Lombard General Insurance vs Oriental Insurance Company: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricICICI Lombard General InsuranceOriental Insurance CompanyPeriod
solvency ratio2.00 ×-1.70 ×Q1 FY26-27
Direct Business – Online premium(size)82086 ₹ lakh0 ₹ lakhQ1 FY26-27
fire segment premium(size)99719 ₹ lakh44889 ₹ lakhQ1 FY26-27
investment income ratio1.9 %0.0 %Q1 FY26-27
debentures & bonds(size)1372814 INR_lakhs113014 INR_lakhsQ1 FY26-27
Common Service Centres (CSC) policies(size)5216 count0 countQ1 FY26-27
motor TP segment premium(size)138383 ₹ lakh61082 ₹ lakhQ1 FY26-27
engineering segment premium(size)33811 ₹ lakh11513 ₹ lakhQ1 FY26-27
health incurred claims ratio86.0 %95.5 %Q1 FY26-27
claims paid to provisioned ratio(size)7.6 %13.6 %Q1 FY26-27
Direct Business – Others premium(size)38027 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
personal accident incurred claims ratio55.0 %72.5 %Q1 FY26-27
personal accident segment premium(size)16238 ₹ lakh220939 ₹ lakhQ1 FY26-27
marine cargo combined ratio109.3 %83.6 %Q1 FY26-27
underwriting balance ratio-0.1 %-19.0 %Q1 FY26-27
Corporate Agents – Banks policies(size)920450 count53956 countQ1 FY26-27
aviation incurred claims ratio48.0 %135.6 %Q1 FY26-27
marine cargo incurred claims ratio83.0 %61.8 %Q1 FY26-27
fire combined ratio120.5 %145.6 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)803441 count126089 countQ1 FY26-27
available solvency margin(size)1501016 ₹ lakh-998362 ₹ lakhQ1 FY26-27
govt + approved securities(size)36.0 %56.5 %Q1 FY26-27
Insurance Marketing Firm policies(size)44394 count90 countQ1 FY26-27
operating profit ratio3.9 %-760.0 %Q1 FY26-27
travel combined ratio107.5 %0.0 %Q1 FY26-27
mutual funds(size)141183 INR_lakhs31097 INR_lakhsQ1 FY26-27
liquid assets to liabilities ratio0.1 %0.1 %Q1 FY26-27
other segment premium(size)38788 ₹ lakh12943 ₹ lakhQ1 FY26-27
marine hull incurred claims ratio52.0 %70.7 %Q1 FY26-27
workmen's compensation incurred claims ratio59.0 %67.3 %Q1 FY26-27
net retention ratio(size)74.5 %6974.0 %Q1 FY26-27
fire incurred claims ratio118.0 %95.6 %Q1 FY26-27
npa provision coverage0.0 %100.0 %Q1 FY26-27
book value per share(size)340.46 ₹1.10 ₹Q1 FY26-27 / Q1 FY22-23
required solvency margin(size)556784 ₹ lakh587764 ₹ lakhQ1 FY26-27
motor OD segment premium(size)140228 ₹ lakh28024 ₹ lakhQ1 FY26-27
Direct Business – Others policies(size)756042 count0 countQ1 FY26-27 / Q4 FY25-26
crop incurred claims ratio-335.0 %179.0 %Q1 FY26-27
housing & infrastructure(size)19.0 %17.3 %Q1 FY26-27
profit after tax(size)403 ₹ crore-340 ₹ croreQ1 FY26-27
gross npa (amount)0 INR_lakhs30410 INR_lakhsQ1 FY26-27
aviation segment premium(size)2806 ₹ lakh3844 ₹ lakhQ1 FY26-27
net commission ratio(size)18.9 %766.0 %Q1 FY26-27
Insurance Marketing Firm premium(size)2274 ₹ lakh918 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)32076 ₹ lakh11763 ₹ lakhQ1 FY26-27
health combined ratio109.7 %109.6 %Q1 FY26-27
health segment premium(size)297384 ₹ lakh220179 ₹ lakhQ1 FY26-27
gross direct premium growth rate(size)7.5 %484.0 %Q1 FY26-27
crop insurance segment premium(size)1830 ₹ lakh34 ₹ lakhQ1 FY26-27
Individual Agents policies(size)666612 count743681 countQ1 FY26-27
return on net worth2.4 %4.2 %Q1 FY26-27
liability combined ratio100.4 %41.6 %Q1 FY26-27
Corporate Agents – Banks premium(size)70235 ₹ lakh5572 ₹ lakhQ1 FY26-27
Brokers premium(size)478325 ₹ lakh389890 ₹ lakhQ1 FY26-27
equity & preference shares(size)820242 INR_lakhs729157 INR_lakhsQ1 FY26-27
Individual Agents premium(size)98119 ₹ lakh114281 ₹ lakhQ1 FY26-27
technical reserves to premium ratio(size)7.4 %6.9 %Q1 FY26-27
engineering incurred claims ratio87.0 %56.8 %Q1 FY26-27
Corporate Agents – Others premium(size)13241 ₹ lakh1425 ₹ lakhQ1 FY26-27
incurred claims ratio76.4 %10011.0 %Q1 FY26-27
marine hull segment premium(size)4343 ₹ lakh8707 ₹ lakhQ1 FY26-27
combined ratio107.2 %11916.0 %Q1 FY26-27
motor tp incurred claims ratio71.0 %168.5 %Q1 FY26-27
gross yield (quarterly)1.89 %8.94 %Q1 FY26-27
workmen's compensation segment premium(size)5639 ₹ lakh1417 ₹ lakhQ1 FY26-27
government securities(size)2159709 INR_lakhs1142392 INR_lakhsQ1 FY26-27
other approved securities(size)243176 INR_lakhs164 INR_lakhsQ1 FY26-27
Corporate Agents – Others policies(size)663511 count18408 countQ1 FY26-27
infrastructure & housing(size)1106060 INR_lakhs508049 INR_lakhsQ1 FY26-27
debt to equity ratio0.00 ×1.48 ×Q1 FY26-27 / Q1 FY22-23
travel incurred claims ratio56.0 %0.0 %Q1 FY26-27
profit before tax(size)536 ₹ crore-340 ₹ croreQ1 FY26-27
personal accident combined ratio63.2 %88.2 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)25909 ₹ lakh9562 ₹ lakhQ1 FY26-27
MISP (Direct) policies(size)1496026 count82951 countQ1 FY26-27
engineering combined ratio85.2 %74.9 %Q1 FY26-27
liability segment premium(size)3592 ₹ lakh2838 ₹ lakhQ1 FY26-27
motor tp combined ratio98.3 %198.5 %Q1 FY26-27
crop combined ratio-359.1 %233.8 %Q1 FY26-27
motor od combined ratio118.1 %141.4 %Q1 FY26-27
expense ratio to gross premium28.8 %15.5 %Q1 FY26-27
Web Aggregators premium(size)95 ₹ lakh15 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)90 ₹ lakh0 ₹ lakhQ1 FY26-27
travel segment premium(size)8634 ₹ lakh0 ₹ lakhQ1 FY26-27
net earning ratio6.8 %-767.0 %Q1 FY26-27
marine hull combined ratio40.9 %89.0 %Q1 FY26-27
net worth growth rate(size)0.9 %11532.0 %Q1 FY26-27
liability incurred claims ratio47.0 %19.7 %Q1 FY26-27
central govt. securities(size)22.0 %24.1 %Q1 FY26-27
workmen's compensation combined ratio107.0 %91.0 %Q1 FY26-27
Brokers policies(size)4944886 count572387 countQ1 FY26-27
Direct Business – Online policies(size)7286 count0 countQ1 FY26-27
MISP (Direct) premium(size)21285 ₹ lakh2015 ₹ lakhQ1 FY26-27
gross direct premium to net worth ratio(size)50.00 ×-78.00 ×Q1 FY26-27
expense ratio36.2 %19.1 %Q1 FY26-27
Web Aggregators policies(size)11353 count153 countQ1 FY26-27
real estate & subsidiaries(size)8318 INR_lakhs5 INR_lakhsQ1 FY26-27
other investments(size)206438 INR_lakhs68227 INR_lakhsQ1 FY26-27
motor od incurred claims ratio68.0 %116.5 %Q1 FY26-27
net yield (quarterly)1.28 %5.82 %Q1 FY26-27
aviation combined ratio58.2 %162.7 %Q1 FY26-27
gross written premium(size)28712 ₹ crore11858 ₹ croreQ4 FY25-26 / Q1 FY26-27
claim settlement ratio81.0 %85.5 %FY24-25
claims repudiation ratio8.28 %0.34 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

ICICI Lombard General Insurance
All IRDAI metrics →
Oriental Insurance Company
All IRDAI metrics →

How to read IRDAI comparison data ·Back to all comparisons