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New India Assurance vs Tata AIG General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricNew India AssuranceTata AIG General InsurancePeriod
marine hull segment premium(size)15558 ₹ lakh588 ₹ lakhQ1 FY26-27
Individual Agents policies(size)4531576 count692010 countQ1 FY26-27
personal accident combined ratio134.6 %83.0 %Q1 FY26-27
real estate & subsidiaries(size)15552 INR_lakhs37531 INR_lakhsQ1 FY26-27
health segment premium(size)661654 ₹ lakh184202 ₹ lakhQ1 FY26-27
npa provision coverage100.0 %0.0 %Q1 FY26-27
engineering segment premium(size)33615 ₹ lakh15485 ₹ lakhQ1 FY26-27
crop combined ratio8158.4 %-570.0 %Q1 FY26-27
debentures & bonds(size)111686 INR_lakhs709686 INR_lakhsQ1 FY26-27
MISP (Direct) premium(size)94638 ₹ lakh9417 ₹ lakhQ1 FY26-27
liquid assets to liabilities ratio0.5 %0.2 %Q1 FY26-27
Web Aggregators premium(size)0 ₹ lakh78 ₹ lakhQ1 FY26-27
aviation incurred claims ratio70.8 %32150.0 %Q1 FY26-27
health combined ratio128.1 %101.0 %Q1 FY26-27
other investments(size)75637 INR_lakhs238487 INR_lakhsQ1 FY26-27
net earning ratio-2.3 %5.0 %Q1 FY26-27
Corporate Agents – Others premium(size)3499 ₹ lakh29694 ₹ lakhQ1 FY26-27
book value per share(size)141.95 ₹67.70 ₹Q1 FY26-27
engineering combined ratio109.6 %171.0 %Q1 FY26-27
Individual Agents premium(size)261231 ₹ lakh117253 ₹ lakhQ1 FY26-27
marine cargo combined ratio120.2 %147.0 %Q1 FY26-27
marine cargo incurred claims ratio104.4 %121.0 %Q1 FY26-27
motor TP segment premium(size)155831 ₹ lakh131029 ₹ lakhQ1 FY26-27
crop incurred claims ratio8152.5 %128.0 %Q1 FY26-27
net retention ratio(size)81.8 %59.0 %Q1 FY26-27
underwriting balance ratio-0.2 %-0.2 %Q1 FY26-27
solvency ratio1.80 ×1.84 ×Q1 FY26-27
net worth growth rate(size)5.0 %3.0 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh5 ₹ lakhQ1 FY26-27
available solvency margin(size)2149470 ₹ lakh651816 ₹ lakhQ1 FY26-27
workmen's compensation combined ratio51.9 %86.0 %Q1 FY26-27
Brokers premium(size)489456 ₹ lakh350032 ₹ lakhQ1 FY26-27
Insurance Marketing Firm policies(size)8829 count33859 countQ1 FY26-27
govt + approved securities(size)47.9 %40.0 %Q1 FY26-27
motor od combined ratio141.1 %138.0 %Q1 FY26-27
operating profit ratio-8.3 %4.0 %Q1 FY26-27
return on net worth-1.1 %3.0 %Q1 FY26-27
infrastructure & housing(size)1593081 INR_lakhs755625 INR_lakhsQ1 FY26-27
liability combined ratio31.0 %68.0 %Q1 FY26-27
investment income ratio2.1 %2.0 %Q1 FY26-27
Brokers policies(size)742805 count1680361 countQ1 FY26-27
motor tp combined ratio132.4 %115.0 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)2703 ₹ lakh43612 ₹ lakhQ1 FY26-27
aviation combined ratio77.5 %32275.0 %Q1 FY26-27
aviation segment premium(size)13506 ₹ lakh9368 ₹ lakhQ1 FY26-27
gross direct premium to net worth ratio(size)0.57 ×97.00 ×Q1 FY26-27
Corporate Agents – Others policies(size)32892 count716768 countQ1 FY26-27
incurred claims ratio103.4 %74.0 %Q1 FY26-27
expense ratio18.1 %37.0 %Q1 FY26-27
other segment premium(size)74467 ₹ lakh20479 ₹ lakhQ1 FY26-27
marine hull incurred claims ratio46.1 %100.0 %Q1 FY26-27
fire incurred claims ratio31.7 %60.0 %Q1 FY26-27
profit after tax(size)-257 ₹ crore195 ₹ croreQ1 FY26-27
central govt. securities(size)26.6 %22.0 %Q1 FY26-27
liability segment premium(size)7176 ₹ lakh33611 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)102238 count239087 countQ1 FY26-27
equity & preference shares(size)2673706 INR_lakhs679771 INR_lakhsQ1 FY26-27
workmen's compensation incurred claims ratio34.6 %50.0 %Q1 FY26-27
MISP (Direct) policies(size)1668014 count208206 countQ1 FY26-27
combined ratio121.4 %111.0 %Q1 FY26-27
gross yield (quarterly)10.87 %2.18 %Q1 FY26-27
mutual funds(size)130140 INR_lakhs214987 INR_lakhsQ1 FY26-27
personal accident segment premium(size)20196 ₹ lakh6838 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)8 count451 countQ1 FY26-27
motor od incurred claims ratio119.1 %89.0 %Q1 FY26-27
net yield (quarterly)7.07 %1.63 %Q1 FY26-27
government securities(size)3483904 INR_lakhs1535427 INR_lakhsQ1 FY26-27
fire segment premium(size)173566 ₹ lakh76072 ₹ lakhQ1 FY26-27
engineering incurred claims ratio98.0 %173.0 %Q1 FY26-27
workmen's compensation segment premium(size)6132 ₹ lakh2435 ₹ lakhQ1 FY26-27
net commission ratio(size)8.4 %20.0 %Q1 FY26-27
gross npa (amount)14604 INR_lakhs0 INR_lakhsQ1 FY26-27
marine cargo segment premium(size)28454 ₹ lakh25413 ₹ lakhQ1 FY26-27
marine hull combined ratio50.0 %-501.0 %Q1 FY26-27
expense ratio to gross premium16.8 %32.0 %Q1 FY26-27
fire combined ratio48.9 %79.0 %Q1 FY26-27
Insurance Marketing Firm premium(size)1627 ₹ lakh3905 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)79740 count531281 countQ1 FY26-27
required solvency margin(size)1193232 ₹ lakh353769 ₹ lakhQ1 FY26-27
health incurred claims ratio107.7 %82.0 %Q1 FY26-27
technical reserves to premium ratio(size)5.3 %6.0 %Q1 FY26-27
gross written premium(size)12464 ₹ crore17703 ₹ croreQ1 FY26-27 / FY25-03
motor tp incurred claims ratio122.2 %59.0 %Q1 FY26-27
personal accident incurred claims ratio127.3 %60.0 %Q1 FY26-27
Corporate Agents – Banks premium(size)6709 ₹ lakh26151 ₹ lakhQ1 FY26-27
motor OD segment premium(size)143180 ₹ lakh123579 ₹ lakhQ1 FY26-27
housing & infrastructure(size)23.6 %16.0 %Q1 FY26-27
gross direct premium growth rate(size)2.8 %34.0 %Q1 FY26-27
profit before tax(size)-191 ₹ crore261 ₹ croreQ1 FY26-27
liability incurred claims ratio10.2 %113.0 %Q1 FY26-27
gross yield (annualized)15.37 %7.80 %Q4 FY25-26
net yield (annualized)10.00 %5.81 %Q4 FY25-26
claim settlement ratio95.3 %80.2 %FY24-25
claims repudiation ratio1.51 %2.80 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

New India Assurance
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Tata AIG General Insurance
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