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New India Assurance vs Shriram General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricNew India AssuranceShriram General InsurancePeriod
marine hull segment premium(size)15558 ₹ lakh0 ₹ lakhQ1 FY26-27
Individual Agents policies(size)4531576 count58733 countQ1 FY26-27
personal accident combined ratio134.6 %41.6 %Q1 FY26-27
Common Service Centres (CSC) premium(size)34 ₹ lakh11 ₹ lakhQ1 FY26-27
real estate & subsidiaries(size)15552 INR_lakhs18266 INR_lakhsQ1 FY26-27
health segment premium(size)661654 ₹ lakh1266 ₹ lakhQ1 FY26-27
npa provision coverage100.0 %0.0 %Q1 FY26-27
engineering segment premium(size)33615 ₹ lakh850 ₹ lakhQ1 FY26-27
crop combined ratio8158.4 %0.0 %Q1 FY26-27
debentures & bonds(size)111686 INR_lakhs319808 INR_lakhsQ1 FY26-27
MISP (Direct) premium(size)94638 ₹ lakh623 ₹ lakhQ1 FY26-27
liquid assets to liabilities ratio0.5 %4.2 %Q1 FY26-27
Web Aggregators premium(size)0 ₹ lakh17 ₹ lakhQ1 FY26-27
aviation incurred claims ratio70.8 %0.0 %Q1 FY26-27
health combined ratio128.1 %96.6 %Q1 FY26-27
other investments(size)75637 INR_lakhs1078 INR_lakhsQ1 FY26-27
net earning ratio-2.3 %12.3 %Q1 FY26-27
Corporate Agents – Others premium(size)3499 ₹ lakh34718 ₹ lakhQ1 FY26-27
book value per share(size)141.95 ₹114.19 ₹Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
Other premium(size)2882 ₹ lakh0 ₹ lakhQ1 FY26-27
engineering combined ratio109.6 %233.1 %Q1 FY26-27
Individual Agents premium(size)261231 ₹ lakh4860 ₹ lakhQ1 FY26-27
marine cargo combined ratio120.2 %208.4 %Q1 FY26-27
marine cargo incurred claims ratio104.4 %100.3 %Q1 FY26-27
motor TP segment premium(size)155831 ₹ lakh78711 ₹ lakhQ1 FY26-27
crop incurred claims ratio8152.5 %0.0 %Q1 FY26-27
net retention ratio(size)81.8 %84.0 %Q1 FY26-27
underwriting balance ratio-0.2 %-6.1 %Q1 FY26-27
solvency ratio1.80 ×3.02 ×Q1 FY26-27
net worth growth rate(size)5.0 %7.3 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
available solvency margin(size)2149470 ₹ lakh271557 ₹ lakhQ1 FY26-27
workmen's compensation combined ratio51.9 %61.7 %Q1 FY26-27
Brokers premium(size)489456 ₹ lakh29449 ₹ lakhQ1 FY26-27
Insurance Marketing Firm policies(size)8829 count1251 countQ1 FY26-27
Common Service Centres (CSC) policies(size)3037 count631 countQ1 FY26-27
govt + approved securities(size)47.9 %30.3 %Q1 FY26-27
motor od combined ratio141.1 %134.8 %Q1 FY26-27
operating profit ratio-8.3 %17.2 %Q1 FY26-27
return on net worth-1.1 %4.4 %Q1 FY26-27
other approved securities(size)0 INR_lakhs5503 INR_lakhsQ1 FY26-27
infrastructure & housing(size)1593081 INR_lakhs502514 INR_lakhsQ1 FY26-27
liability combined ratio31.0 %358.1 %Q1 FY26-27
investment income ratio2.1 %1.7 %Q1 FY26-27
Brokers policies(size)742805 count313126 countQ1 FY26-27
motor tp combined ratio132.4 %98.7 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)2703 ₹ lakh46028 ₹ lakhQ1 FY26-27
aviation combined ratio77.5 %0.0 %Q1 FY26-27
aviation segment premium(size)13506 ₹ lakh0 ₹ lakhQ1 FY26-27
gross direct premium to net worth ratio(size)0.57 ×39.87 ×Q1 FY26-27
earnings per share(size)-1.56 ₹5.06 ₹Q1 FY26-27
Corporate Agents – Others policies(size)32892 count723601 countQ1 FY26-27
incurred claims ratio103.4 %68.7 %Q1 FY26-27
expense ratio18.1 %37.4 %Q1 FY26-27
other segment premium(size)74467 ₹ lakh1141 ₹ lakhQ1 FY26-27
marine hull incurred claims ratio46.1 %0.0 %Q1 FY26-27
fire incurred claims ratio31.7 %58.6 %Q1 FY26-27
profit after tax(size)-257 ₹ crore131 ₹ croreQ1 FY26-27
central govt. securities(size)26.6 %25.6 %Q1 FY26-27
liability segment premium(size)7176 ₹ lakh145 ₹ lakhQ1 FY26-27
gross npa ratio0.00 %0.00 %Q1 FY26-27
Corporate Agents – Banks policies(size)102238 count13162 countQ1 FY26-27
equity & preference shares(size)2673706 INR_lakhs151575 INR_lakhsQ1 FY26-27
workmen's compensation incurred claims ratio34.6 %38.6 %Q1 FY26-27
MISP (Direct) policies(size)1668014 count30316 countQ1 FY26-27
combined ratio121.4 %104.7 %Q1 FY26-27
gross yield (quarterly)10.87 %7.26 %Q1 FY26-27
personal accident segment premium(size)20196 ₹ lakh4253 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)8 count108 countQ1 FY26-27
motor od incurred claims ratio119.1 %98.4 %Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
net yield (quarterly)7.07 %5.43 %Q1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
government securities(size)3483904 INR_lakhs458529 INR_lakhsQ1 FY26-27
fire segment premium(size)173566 ₹ lakh1969 ₹ lakhQ1 FY26-27
engineering incurred claims ratio98.0 %148.8 %Q1 FY26-27
workmen's compensation segment premium(size)6132 ₹ lakh177 ₹ lakhQ1 FY26-27
net commission ratio(size)8.4 %25.6 %Q1 FY26-27
gross npa (amount)14604 INR_lakhs0 INR_lakhsQ1 FY26-27
marine cargo segment premium(size)28454 ₹ lakh218 ₹ lakhQ1 FY26-27
marine hull combined ratio50.0 %0.0 %Q1 FY26-27
expense ratio to gross premium16.8 %33.7 %Q1 FY26-27
fire combined ratio48.9 %150.7 %Q1 FY26-27
Insurance Marketing Firm premium(size)1627 ₹ lakh92 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)79740 count660339 countQ1 FY26-27
required solvency margin(size)1193232 ₹ lakh89841 ₹ lakhQ1 FY26-27
health incurred claims ratio107.7 %94.5 %Q1 FY26-27
technical reserves to premium ratio(size)5.3 %1079.9 %Q1 FY26-27
gross written premium(size)12464 ₹ crore1180 ₹ croreQ1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
motor tp incurred claims ratio122.2 %58.7 %Q1 FY26-27
personal accident incurred claims ratio127.3 %15.8 %Q1 FY26-27
Other policies(size)26124 count0 countQ1 FY26-27
Corporate Agents – Banks premium(size)6709 ₹ lakh350 ₹ lakhQ1 FY26-27
motor OD segment premium(size)143180 ₹ lakh29251 ₹ lakhQ1 FY26-27
housing & infrastructure(size)23.6 %34.9 %Q1 FY26-27
gross direct premium growth rate(size)2.8 %22.9 %Q1 FY26-27
profit before tax(size)-191 ₹ crore174 ₹ croreQ1 FY26-27
liability incurred claims ratio10.2 %30.4 %Q1 FY26-27
gross yield (annualized)15.37 %7.27 %Q4 FY25-26
net yield (annualized)10.00 %5.44 %Q4 FY25-26
claim settlement ratio95.3 %71.8 %FY24-25
claims repudiation ratio1.51 %3.53 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

New India Assurance
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Shriram General Insurance
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