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New India Assurance vs Reliance General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricNew India AssuranceReliance General InsurancePeriod
marine hull segment premium(size)15558 ₹ lakh10 ₹ lakhQ1 FY26-27
Individual Agents policies(size)4531576 count164737 countQ1 FY26-27
personal accident combined ratio134.6 %75.3 %Q1 FY26-27
Common Service Centres (CSC) premium(size)34 ₹ lakh74 ₹ lakhQ1 FY26-27
real estate & subsidiaries(size)15552 INR_lakhs16942 INR_lakhsQ1 FY26-27
health segment premium(size)661654 ₹ lakh110935 ₹ lakhQ1 FY26-27
npa provision coverage100.0 %0.0 %Q1 FY26-27
engineering segment premium(size)33615 ₹ lakh13739 ₹ lakhQ1 FY26-27
crop combined ratio8158.4 %67.5 %Q1 FY26-27
debentures & bonds(size)111686 INR_lakhs1050493 INR_lakhsQ1 FY26-27
MISP (Direct) premium(size)94638 ₹ lakh2306 ₹ lakhQ1 FY26-27
liquid assets to liabilities ratio0.5 %0.2 %Q1 FY26-27
Web Aggregators premium(size)0 ₹ lakh70 ₹ lakhQ1 FY26-27
aviation incurred claims ratio70.8 %-131.4 %Q1 FY26-27
health combined ratio128.1 %106.0 %Q1 FY26-27
other investments(size)75637 INR_lakhs99267 INR_lakhsQ1 FY26-27
net earning ratio-2.3 %0.0 %Q1 FY26-27
Corporate Agents – Others premium(size)3499 ₹ lakh10600 ₹ lakhQ1 FY26-27
book value per share(size)141.95 ₹141.58 ₹Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
Other premium(size)2882 ₹ lakh0 ₹ lakhQ1 FY26-27
engineering combined ratio109.6 %93.6 %Q1 FY26-27
Individual Agents premium(size)261231 ₹ lakh23430 ₹ lakhQ1 FY26-27
marine cargo combined ratio120.2 %160.4 %Q1 FY26-27
marine cargo incurred claims ratio104.4 %133.4 %Q1 FY26-27
motor TP segment premium(size)155831 ₹ lakh45046 ₹ lakhQ1 FY26-27
crop incurred claims ratio8152.5 %39.1 %Q1 FY26-27
net retention ratio(size)81.8 %62.1 %Q1 FY26-27
underwriting balance ratio-0.2 %-0.3 %Q1 FY26-27
solvency ratio1.80 ×1.75 ×Q1 FY26-27
net worth growth rate(size)5.0 %0.0 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh14565 ₹ lakhQ1 FY26-27
available solvency margin(size)2149470 ₹ lakh384372 ₹ lakhQ1 FY26-27
workmen's compensation combined ratio51.9 %293.2 %Q1 FY26-27
Brokers premium(size)489456 ₹ lakh174099 ₹ lakhQ1 FY26-27
Insurance Marketing Firm policies(size)8829 count23775 countQ1 FY26-27
Common Service Centres (CSC) policies(size)3037 count5913 countQ1 FY26-27
govt + approved securities(size)47.9 %38.0 %Q1 FY26-27
motor od combined ratio141.1 %141.2 %Q1 FY26-27
operating profit ratio-8.3 %-3.7 %Q1 FY26-27
return on net worth-1.1 %0.0 %Q1 FY26-27
other approved securities(size)0 INR_lakhs267515 INR_lakhsQ1 FY26-27
infrastructure & housing(size)1593081 INR_lakhs324934 INR_lakhsQ1 FY26-27
liability combined ratio31.0 %149.5 %Q1 FY26-27
investment income ratio2.1 %1.9 %Q1 FY26-27
Brokers policies(size)742805 count1417761 countQ1 FY26-27
motor tp combined ratio132.4 %173.6 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)2703 ₹ lakh9695 ₹ lakhQ1 FY26-27
aviation combined ratio77.5 %-120.9 %Q1 FY26-27
aviation segment premium(size)13506 ₹ lakh50 ₹ lakhQ1 FY26-27
gross direct premium to net worth ratio(size)0.57 ×75.00 ×Q1 FY26-27
gross NPA ratio0.21 %0.00 %Q1 FY26-27
Corporate Agents – Others policies(size)32892 count116834 countQ1 FY26-27
incurred claims ratio103.4 %88.2 %Q1 FY26-27
expense ratio18.1 %33.1 %Q1 FY26-27
other segment premium(size)74467 ₹ lakh3269 ₹ lakhQ1 FY26-27
marine hull incurred claims ratio46.1 %120.0 %Q1 FY26-27
fire incurred claims ratio31.7 %102.0 %Q1 FY26-27
profit after tax(size)-257 ₹ crore1 ₹ croreQ1 FY26-27
central govt. securities(size)26.6 %28.0 %Q1 FY26-27
liability segment premium(size)7176 ₹ lakh2398 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)102238 count132648 countQ1 FY26-27
net NPA ratio0.00 %0.00 %Q1 FY26-27
equity & preference shares(size)2673706 INR_lakhs99920 INR_lakhsQ1 FY26-27
workmen's compensation incurred claims ratio34.6 %268.4 %Q1 FY26-27
MISP (Direct) policies(size)1668014 count146864 countQ1 FY26-27
combined ratio121.4 %121.2 %Q1 FY26-27
gross yield (quarterly)10.87 %7.63 %Q1 FY26-27
mutual funds(size)130140 INR_lakhs2971 INR_lakhsQ1 FY26-27
personal accident segment premium(size)20196 ₹ lakh5532 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)8 count7713 countQ1 FY26-27
motor od incurred claims ratio119.1 %72.0 %Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
net yield (quarterly)7.07 %7.61 %Q1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
government securities(size)3483904 INR_lakhs544642 INR_lakhsQ1 FY26-27
fire segment premium(size)173566 ₹ lakh42132 ₹ lakhQ1 FY26-27
engineering incurred claims ratio98.0 %76.2 %Q1 FY26-27
workmen's compensation segment premium(size)6132 ₹ lakh599 ₹ lakhQ1 FY26-27
net commission ratio(size)8.4 %17.6 %Q1 FY26-27
gross npa (amount)14604 INR_lakhs0 INR_lakhsQ1 FY26-27
marine cargo segment premium(size)28454 ₹ lakh6348 ₹ lakhQ1 FY26-27
marine hull combined ratio50.0 %128.5 %Q1 FY26-27
expense ratio to gross premium16.8 %29.0 %Q1 FY26-27
fire combined ratio48.9 %105.3 %Q1 FY26-27
Insurance Marketing Firm premium(size)1627 ₹ lakh667 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)79740 count205506 countQ1 FY26-27
required solvency margin(size)1193232 ₹ lakh219547 ₹ lakhQ1 FY26-27
health incurred claims ratio107.7 %90.2 %Q1 FY26-27
technical reserves to premium ratio(size)5.3 %9.1 %Q1 FY26-27
gross written premium(size)12464 ₹ crore12237 ₹ croreQ1 FY26-27 / Q4 FY25-26
Micro Agents policies(size)0 count0 countQ1 FY26-27
motor tp incurred claims ratio122.2 %106.9 %Q1 FY26-27
personal accident incurred claims ratio127.3 %55.0 %Q1 FY26-27
Other policies(size)26124 count0 countQ1 FY26-27
Corporate Agents – Banks premium(size)6709 ₹ lakh10089 ₹ lakhQ1 FY26-27
motor OD segment premium(size)143180 ₹ lakh46620 ₹ lakhQ1 FY26-27
housing & infrastructure(size)23.6 %25.0 %Q1 FY26-27
gross direct premium growth rate(size)2.8 %-12.2 %Q1 FY26-27
profit before tax(size)-191 ₹ crore1 ₹ croreQ1 FY26-27
liability incurred claims ratio10.2 %105.5 %Q1 FY26-27
gross yield (annualized)15.37 %7.94 %Q4 FY25-26
net yield (annualized)10.00 %7.93 %Q4 FY25-26
claim settlement ratio95.3 %90.4 %FY24-25
claims repudiation ratio1.51 %2.11 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

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New India Assurance
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Reliance General Insurance
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