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New India Assurance vs Oriental Insurance Company: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricNew India AssuranceOriental Insurance CompanyPeriod
marine hull segment premium(size)15558 ₹ lakh8707 ₹ lakhQ1 FY26-27
Individual Agents policies(size)4531576 count743681 countQ1 FY26-27
personal accident combined ratio134.6 %88.2 %Q1 FY26-27
Common Service Centres (CSC) premium(size)34 ₹ lakh0 ₹ lakhQ1 FY26-27
real estate & subsidiaries(size)15552 INR_lakhs5 INR_lakhsQ1 FY26-27
health segment premium(size)661654 ₹ lakh220179 ₹ lakhQ1 FY26-27
npa provision coverage100.0 %100.0 %Q1 FY26-27
engineering segment premium(size)33615 ₹ lakh11513 ₹ lakhQ1 FY26-27
crop combined ratio8158.4 %233.8 %Q1 FY26-27
debentures & bonds(size)111686 INR_lakhs113014 INR_lakhsQ1 FY26-27
MISP (Direct) premium(size)94638 ₹ lakh2015 ₹ lakhQ1 FY26-27
liquid assets to liabilities ratio0.5 %0.1 %Q1 FY26-27
Web Aggregators premium(size)0 ₹ lakh15 ₹ lakhQ1 FY26-27
aviation incurred claims ratio70.8 %135.6 %Q1 FY26-27
health combined ratio128.1 %109.6 %Q1 FY26-27
other investments(size)75637 INR_lakhs68227 INR_lakhsQ1 FY26-27
net earning ratio-2.3 %-767.0 %Q1 FY26-27
Corporate Agents – Others premium(size)3499 ₹ lakh1425 ₹ lakhQ1 FY26-27
book value per share(size)141.95 ₹1.10 ₹Q1 FY26-27 / Q1 FY22-23
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
Other premium(size)2882 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
engineering combined ratio109.6 %74.9 %Q1 FY26-27
Individual Agents premium(size)261231 ₹ lakh114281 ₹ lakhQ1 FY26-27
marine cargo combined ratio120.2 %83.6 %Q1 FY26-27
marine cargo incurred claims ratio104.4 %61.8 %Q1 FY26-27
motor TP segment premium(size)155831 ₹ lakh61082 ₹ lakhQ1 FY26-27
crop incurred claims ratio8152.5 %179.0 %Q1 FY26-27
net retention ratio(size)81.8 %6974.0 %Q1 FY26-27
underwriting balance ratio-0.2 %-19.0 %Q1 FY26-27
solvency ratio1.80 ×-1.70 ×Q1 FY26-27
net worth growth rate(size)5.0 %11532.0 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh34 ₹ lakhQ1 FY26-27
available solvency margin(size)2149470 ₹ lakh-998362 ₹ lakhQ1 FY26-27
workmen's compensation combined ratio51.9 %91.0 %Q1 FY26-27
Brokers premium(size)489456 ₹ lakh389890 ₹ lakhQ1 FY26-27
Insurance Marketing Firm policies(size)8829 count90 countQ1 FY26-27
Common Service Centres (CSC) policies(size)3037 count0 countQ1 FY26-27
govt + approved securities(size)47.9 %56.5 %Q1 FY26-27
motor od combined ratio141.1 %141.4 %Q1 FY26-27
operating profit ratio-8.3 %-760.0 %Q1 FY26-27
return on net worth-1.1 %4.2 %Q1 FY26-27
other approved securities(size)0 INR_lakhs164 INR_lakhsQ1 FY26-27
infrastructure & housing(size)1593081 INR_lakhs508049 INR_lakhsQ1 FY26-27
liability combined ratio31.0 %41.6 %Q1 FY26-27
investment income ratio2.1 %0.0 %Q1 FY26-27
Brokers policies(size)742805 count572387 countQ1 FY26-27
motor tp combined ratio132.4 %198.5 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)2703 ₹ lakh9562 ₹ lakhQ1 FY26-27
aviation combined ratio77.5 %162.7 %Q1 FY26-27
aviation segment premium(size)13506 ₹ lakh3844 ₹ lakhQ1 FY26-27
gross direct premium to net worth ratio(size)0.57 ×-78.00 ×Q1 FY26-27
earnings per share(size)-1.56 ₹-0.20 ₹Q1 FY26-27 / Q1 FY22-23
gross NPA ratio0.21 %1.93 %Q1 FY26-27 / Q1 FY22-23
Corporate Agents – Others policies(size)32892 count18408 countQ1 FY26-27
incurred claims ratio103.4 %10011.0 %Q1 FY26-27
expense ratio18.1 %19.1 %Q1 FY26-27
other segment premium(size)74467 ₹ lakh12943 ₹ lakhQ1 FY26-27
marine hull incurred claims ratio46.1 %70.7 %Q1 FY26-27
fire incurred claims ratio31.7 %95.6 %Q1 FY26-27
profit after tax(size)-257 ₹ crore-340 ₹ croreQ1 FY26-27
central govt. securities(size)26.6 %24.1 %Q1 FY26-27
liability segment premium(size)7176 ₹ lakh2838 ₹ lakhQ1 FY26-27
gross npa ratio0.00 %1.50 %Q1 FY26-27
Corporate Agents – Banks policies(size)102238 count53956 countQ1 FY26-27
net NPA ratio0.00 %0.00 %Q1 FY26-27 / Q1 FY22-23
equity & preference shares(size)2673706 INR_lakhs729157 INR_lakhsQ1 FY26-27
workmen's compensation incurred claims ratio34.6 %67.3 %Q1 FY26-27
MISP (Direct) policies(size)1668014 count82951 countQ1 FY26-27
combined ratio121.4 %11916.0 %Q1 FY26-27
gross yield (quarterly)10.87 %8.94 %Q1 FY26-27
mutual funds(size)130140 INR_lakhs31097 INR_lakhsQ1 FY26-27
personal accident segment premium(size)20196 ₹ lakh220939 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)8 count153 countQ1 FY26-27
motor od incurred claims ratio119.1 %116.5 %Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh4 ₹ lakhQ1 FY26-27
net yield (quarterly)7.07 %5.82 %Q1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
government securities(size)3483904 INR_lakhs1142392 INR_lakhsQ1 FY26-27
fire segment premium(size)173566 ₹ lakh44889 ₹ lakhQ1 FY26-27
engineering incurred claims ratio98.0 %56.8 %Q1 FY26-27
workmen's compensation segment premium(size)6132 ₹ lakh1417 ₹ lakhQ1 FY26-27
net commission ratio(size)8.4 %766.0 %Q1 FY26-27
gross npa (amount)14604 INR_lakhs30410 INR_lakhsQ1 FY26-27
marine cargo segment premium(size)28454 ₹ lakh11763 ₹ lakhQ1 FY26-27
marine hull combined ratio50.0 %89.0 %Q1 FY26-27
expense ratio to gross premium16.8 %15.5 %Q1 FY26-27
fire combined ratio48.9 %145.6 %Q1 FY26-27
Insurance Marketing Firm premium(size)1627 ₹ lakh918 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)79740 count126089 countQ1 FY26-27
required solvency margin(size)1193232 ₹ lakh587764 ₹ lakhQ1 FY26-27
health incurred claims ratio107.7 %95.5 %Q1 FY26-27
technical reserves to premium ratio(size)5.3 %6.9 %Q1 FY26-27
gross written premium(size)12464 ₹ crore11858 ₹ croreQ1 FY26-27
Micro Agents policies(size)0 count45 countQ1 FY26-27
motor tp incurred claims ratio122.2 %168.5 %Q1 FY26-27
personal accident incurred claims ratio127.3 %72.5 %Q1 FY26-27
Other policies(size)26124 count0 countQ1 FY26-27 / Q4 FY25-26
Corporate Agents – Banks premium(size)6709 ₹ lakh5572 ₹ lakhQ1 FY26-27
motor OD segment premium(size)143180 ₹ lakh28024 ₹ lakhQ1 FY26-27
housing & infrastructure(size)23.6 %17.3 %Q1 FY26-27
gross direct premium growth rate(size)2.8 %484.0 %Q1 FY26-27
profit before tax(size)-191 ₹ crore-340 ₹ croreQ1 FY26-27
liability incurred claims ratio10.2 %19.7 %Q1 FY26-27
claim settlement ratio95.3 %85.5 %FY24-25
claims repudiation ratio1.51 %0.34 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

New India Assurance
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Oriental Insurance Company
All IRDAI metrics →

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