IFFCO Tokio General Insurance vs New India Assurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricIFFCO Tokio General InsuranceNew India AssurancePeriod
net commission ratio(size)17.6 %8.4 %Q1 FY26-27
engineering incurred claims ratio39.5 %98.0 %Q1 FY26-27
Corporate Agents – Others premium(size)1666 ₹ lakh3499 ₹ lakhQ1 FY26-27
real estate & subsidiaries(size)50 INR_lakhs15552 INR_lakhsQ1 FY26-27
housing & infrastructure(size)21.0 %23.6 %Q1 FY26-27
marine cargo segment premium(size)13828 ₹ lakh28454 ₹ lakhQ1 FY26-27
govt + approved securities(size)51.0 %47.9 %Q1 FY26-27
solvency ratio1.97 ×1.80 ×Q1 FY26-27
motor tp combined ratio121.6 %132.4 %Q1 FY26-27
Common Service Centres (CSC) premium(size)361 ₹ lakh34 ₹ lakhQ1 FY26-27
liability incurred claims ratio86.6 %10.2 %Q1 FY26-27
gross direct premium to net worth ratio(size)51.00 ×0.57 ×Q1 FY26-27
profit before tax(size)21 ₹ crore-191 ₹ croreQ1 FY26-27
marine hull combined ratio-183.9 %50.0 %Q1 FY26-27
debentures & bonds(size)318167 INR_lakhs111686 INR_lakhsQ1 FY26-27
motor TP segment premium(size)58853 ₹ lakh155831 ₹ lakhQ1 FY26-27
other segment premium(size)18825 ₹ lakh74467 ₹ lakhQ1 FY26-27
fire combined ratio74.5 %48.9 %Q1 FY26-27
central govt. securities(size)30.0 %26.6 %Q1 FY26-27
personal accident incurred claims ratio82.3 %127.3 %Q1 FY26-27
Corporate Agents – Banks premium(size)1633 ₹ lakh6709 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)-1 count8 countQ1 FY26-27
crop insurance segment premium(size)71 ₹ lakh0 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) policies(size)15610 count3037 countQ1 FY26-27
Individual Agents policies(size)403281 count4531576 countQ1 FY26-27
motor od incurred claims ratio71.7 %119.1 %Q1 FY26-27
workmen's compensation incurred claims ratio84.7 %34.6 %Q1 FY26-27
MISP (Direct) premium(size)4332 ₹ lakh94638 ₹ lakhQ1 FY26-27
marine hull incurred claims ratio0.0 %46.1 %Q1 FY26-27
gross yield (quarterly)1.77 %10.87 %Q1 FY26-27
health segment premium(size)25599 ₹ lakh661654 ₹ lakhQ1 FY26-27
equity & preference shares(size)466 INR_lakhs2673706 INR_lakhsQ1 FY26-27
crop combined ratio2074.4 %8158.4 %Q1 FY26-27
mutual funds(size)20724 INR_lakhs130140 INR_lakhsQ1 FY26-27
Insurance Marketing Firm premium(size)352 ₹ lakh1627 ₹ lakhQ1 FY26-27
motor OD segment premium(size)59663 ₹ lakh143180 ₹ lakhQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
incurred claims ratio86.8 %103.4 %Q1 FY26-27
liability segment premium(size)2326 ₹ lakh7176 ₹ lakhQ1 FY26-27
health combined ratio121.6 %128.1 %Q1 FY26-27
MISP (Direct) policies(size)355111 count1668014 countQ1 FY26-27
motor tp incurred claims ratio98.5 %122.2 %Q1 FY26-27
Brokers premium(size)128946 ₹ lakh489456 ₹ lakhQ1 FY26-27
motor od combined ratio130.3 %141.1 %Q1 FY26-27
operating profit ratio-2.6 %-8.3 %Q1 FY26-27
expense ratio to gross premium29.2 %16.8 %Q1 FY26-27
fire incurred claims ratio82.5 %31.7 %Q1 FY26-27
combined ratio121.2 %121.4 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)17618 ₹ lakh2703 ₹ lakhQ1 FY26-27
gross written premium(size)2230 ₹ crore12464 ₹ croreQ1 FY26-27
aviation combined ratio0.0 %77.5 %Q1 FY26-27
net worth growth rate(size)3.0 %5.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)2593 count8829 countQ1 FY26-27
marine cargo incurred claims ratio87.1 %104.4 %Q1 FY26-27
Individual Agents premium(size)42681 ₹ lakh261231 ₹ lakhQ1 FY26-27
other investments(size)176186 INR_lakhs75637 INR_lakhsQ1 FY26-27
Corporate Agents – Banks policies(size)66514 count102238 countQ1 FY26-27
underwriting balance ratio-20.7 %-0.2 %Q1 FY26-27
Web Aggregators premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Other policies(size)0 count26124 countQ1 FY26-27
required solvency margin(size)179508 ₹ lakh1193232 ₹ lakhQ1 FY26-27
marine hull segment premium(size)555 ₹ lakh15558 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)188926 count79740 countQ1 FY26-27
net yield (quarterly)1.32 %7.07 %Q1 FY26-27
fire segment premium(size)28287 ₹ lakh173566 ₹ lakhQ1 FY26-27
aviation incurred claims ratio0.0 %70.8 %Q1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
gross direct premium growth rate(size)10.2 %2.8 %Q1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
engineering segment premium(size)10440 ₹ lakh33615 ₹ lakhQ1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
crop incurred claims ratio102.1 %8152.5 %Q1 FY26-27
marine cargo combined ratio111.4 %120.2 %Q1 FY26-27
Other premium(size)0 ₹ lakh2882 ₹ lakhQ1 FY26-27
health incurred claims ratio97.5 %107.7 %Q1 FY26-27
infrastructure & housing(size)397223 INR_lakhs1593081 INR_lakhsQ1 FY26-27
Corporate Agents – Others policies(size)36040 count32892 countQ1 FY26-27
workmen's compensation segment premium(size)2001 ₹ lakh6132 ₹ lakhQ1 FY26-27
profit after tax(size)16 ₹ crore-257 ₹ croreQ1 FY26-27
technical reserves to premium ratio(size)9.1 %5.3 %Q1 FY26-27
aviation segment premium(size)0 ₹ lakh13506 ₹ lakhQ1 FY26-27
net retention ratio(size)64.7 %81.8 %Q1 FY26-27
government securities(size)933317 INR_lakhs3483904 INR_lakhsQ1 FY26-27
workmen's compensation combined ratio123.7 %51.9 %Q1 FY26-27
engineering combined ratio112.1 %109.6 %Q1 FY26-27
expense ratio34.4 %18.1 %Q1 FY26-27
personal accident segment premium(size)2475 ₹ lakh20196 ₹ lakhQ1 FY26-27
liability combined ratio121.0 %31.0 %Q1 FY26-27
personal accident combined ratio109.9 %134.6 %Q1 FY26-27
investment income ratio1.8 %2.1 %Q1 FY26-27
Brokers policies(size)848698 count742805 countQ1 FY26-27
available solvency margin(size)353288 ₹ lakh2149470 ₹ lakhQ1 FY26-27
gross yield (annualized)7.23 %15.37 %Q4 FY25-26
net yield (annualized)5.41 %10.00 %Q4 FY25-26
other approved securities(size)1501 INR_lakhs0 INR_lakhsQ3 FY25-26 / Q1 FY26-27
gross npa (amount)0 INR_lakhs14604 INR_lakhsQ3 FY25-26 / Q1 FY26-27
npa provision coverage0.0 %100.0 %Q3 FY25-26 / Q1 FY26-27
claims repudiation ratio3.06 %1.51 %FY24-25
claim settlement ratio82.0 %95.3 %FY24-25
net earning ratio2.5 %-2.3 %Q2 FY24-25 / Q1 FY26-27
liquid assets to liabilities ratio0.3 %0.5 %Q2 FY24-25 / Q1 FY26-27
return on net worth3.3 %-1.1 %Q2 FY24-25 / Q1 FY26-27
gross NPA ratio0.00 %0.21 %Q3 FY23-24 / Q1 FY26-27
earnings per share(size)5.79 ₹-1.56 ₹Q3 FY23-24 / Q1 FY26-27
net NPA ratio0.00 %0.00 %Q3 FY23-24 / Q1 FY26-27
book value per share(size)140.31 ₹141.95 ₹Q3 FY23-24 / Q1 FY26-27
other incurred claims ratio67.5 %72.4 %Q3 FY22-23 / Q1 FY26-27
other combined ratio104.1 %86.2 %Q3 FY22-23 / Q1 FY26-27

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

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IFFCO Tokio General Insurance
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New India Assurance
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