IFFCO Tokio General Insurance vs New India Assurance: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | IFFCO Tokio General Insurance | New India Assurance | Period |
|---|---|---|---|
| net commission ratio(size) | 17.6 % | 8.4 % | Q1 FY26-27 |
| engineering incurred claims ratio | 39.5 % | 98.0 % | Q1 FY26-27 |
| Corporate Agents – Others premium(size) | 1666 ₹ lakh | 3499 ₹ lakh | Q1 FY26-27 |
| real estate & subsidiaries(size) | 50 INR_lakhs | 15552 INR_lakhs | Q1 FY26-27 |
| housing & infrastructure(size) | 21.0 % | 23.6 % | Q1 FY26-27 |
| marine cargo segment premium(size) | 13828 ₹ lakh | 28454 ₹ lakh | Q1 FY26-27 |
| govt + approved securities(size) | 51.0 % | 47.9 % | Q1 FY26-27 |
| solvency ratio | 1.97 × | 1.80 × | Q1 FY26-27 |
| motor tp combined ratio | 121.6 % | 132.4 % | Q1 FY26-27 |
| Common Service Centres (CSC) premium(size) | 361 ₹ lakh | 34 ₹ lakh | Q1 FY26-27 |
| liability incurred claims ratio | 86.6 % | 10.2 % | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | 51.00 × | 0.57 × | Q1 FY26-27 |
| profit before tax(size) | 21 ₹ crore | -191 ₹ crore | Q1 FY26-27 |
| marine hull combined ratio | -183.9 % | 50.0 % | Q1 FY26-27 |
| debentures & bonds(size) | 318167 INR_lakhs | 111686 INR_lakhs | Q1 FY26-27 |
| motor TP segment premium(size) | 58853 ₹ lakh | 155831 ₹ lakh | Q1 FY26-27 |
| other segment premium(size) | 18825 ₹ lakh | 74467 ₹ lakh | Q1 FY26-27 |
| fire combined ratio | 74.5 % | 48.9 % | Q1 FY26-27 |
| central govt. securities(size) | 30.0 % | 26.6 % | Q1 FY26-27 |
| personal accident incurred claims ratio | 82.3 % | 127.3 % | Q1 FY26-27 |
| Corporate Agents – Banks premium(size) | 1633 ₹ lakh | 6709 ₹ lakh | Q1 FY26-27 |
| Web Aggregators policies(size) | -1 count | 8 count | Q1 FY26-27 |
| crop insurance segment premium(size) | 71 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| Common Service Centres (CSC) policies(size) | 15610 count | 3037 count | Q1 FY26-27 |
| Individual Agents policies(size) | 403281 count | 4531576 count | Q1 FY26-27 |
| motor od incurred claims ratio | 71.7 % | 119.1 % | Q1 FY26-27 |
| workmen's compensation incurred claims ratio | 84.7 % | 34.6 % | Q1 FY26-27 |
| MISP (Direct) premium(size) | 4332 ₹ lakh | 94638 ₹ lakh | Q1 FY26-27 |
| marine hull incurred claims ratio | 0.0 % | 46.1 % | Q1 FY26-27 |
| gross yield (quarterly) | 1.77 % | 10.87 % | Q1 FY26-27 |
| health segment premium(size) | 25599 ₹ lakh | 661654 ₹ lakh | Q1 FY26-27 |
| equity & preference shares(size) | 466 INR_lakhs | 2673706 INR_lakhs | Q1 FY26-27 |
| crop combined ratio | 2074.4 % | 8158.4 % | Q1 FY26-27 |
| mutual funds(size) | 20724 INR_lakhs | 130140 INR_lakhs | Q1 FY26-27 |
| Insurance Marketing Firm premium(size) | 352 ₹ lakh | 1627 ₹ lakh | Q1 FY26-27 |
| motor OD segment premium(size) | 59663 ₹ lakh | 143180 ₹ lakh | Q1 FY26-27 |
| Referral Arrangements policies(size) | 0 count | 0 count | Q1 FY26-27 |
| incurred claims ratio | 86.8 % | 103.4 % | Q1 FY26-27 |
| liability segment premium(size) | 2326 ₹ lakh | 7176 ₹ lakh | Q1 FY26-27 |
| health combined ratio | 121.6 % | 128.1 % | Q1 FY26-27 |
| MISP (Direct) policies(size) | 355111 count | 1668014 count | Q1 FY26-27 |
| motor tp incurred claims ratio | 98.5 % | 122.2 % | Q1 FY26-27 |
| Brokers premium(size) | 128946 ₹ lakh | 489456 ₹ lakh | Q1 FY26-27 |
| motor od combined ratio | 130.3 % | 141.1 % | Q1 FY26-27 |
| operating profit ratio | -2.6 % | -8.3 % | Q1 FY26-27 |
| expense ratio to gross premium | 29.2 % | 16.8 % | Q1 FY26-27 |
| fire incurred claims ratio | 82.5 % | 31.7 % | Q1 FY26-27 |
| combined ratio | 121.2 % | 121.4 % | Q1 FY26-27 |
| Point of Sales Person (Direct) premium(size) | 17618 ₹ lakh | 2703 ₹ lakh | Q1 FY26-27 |
| gross written premium(size) | 2230 ₹ crore | 12464 ₹ crore | Q1 FY26-27 |
| aviation combined ratio | 0.0 % | 77.5 % | Q1 FY26-27 |
| net worth growth rate(size) | 3.0 % | 5.0 % | Q1 FY26-27 |
| Insurance Marketing Firm policies(size) | 2593 count | 8829 count | Q1 FY26-27 |
| marine cargo incurred claims ratio | 87.1 % | 104.4 % | Q1 FY26-27 |
| Individual Agents premium(size) | 42681 ₹ lakh | 261231 ₹ lakh | Q1 FY26-27 |
| other investments(size) | 176186 INR_lakhs | 75637 INR_lakhs | Q1 FY26-27 |
| Corporate Agents – Banks policies(size) | 66514 count | 102238 count | Q1 FY26-27 |
| underwriting balance ratio | -20.7 % | -0.2 % | Q1 FY26-27 |
| Web Aggregators premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| Other policies(size) | 0 count | 26124 count | Q1 FY26-27 |
| required solvency margin(size) | 179508 ₹ lakh | 1193232 ₹ lakh | Q1 FY26-27 |
| marine hull segment premium(size) | 555 ₹ lakh | 15558 ₹ lakh | Q1 FY26-27 |
| Point of Sales Person (Direct) policies(size) | 188926 count | 79740 count | Q1 FY26-27 |
| net yield (quarterly) | 1.32 % | 7.07 % | Q1 FY26-27 |
| fire segment premium(size) | 28287 ₹ lakh | 173566 ₹ lakh | Q1 FY26-27 |
| aviation incurred claims ratio | 0.0 % | 70.8 % | Q1 FY26-27 |
| Referral Arrangements premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| gross direct premium growth rate(size) | 10.2 % | 2.8 % | Q1 FY26-27 |
| Micro Agents policies(size) | 0 count | 0 count | Q1 FY26-27 |
| engineering segment premium(size) | 10440 ₹ lakh | 33615 ₹ lakh | Q1 FY26-27 |
| Micro Agents premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| crop incurred claims ratio | 102.1 % | 8152.5 % | Q1 FY26-27 |
| marine cargo combined ratio | 111.4 % | 120.2 % | Q1 FY26-27 |
| Other premium(size) | 0 ₹ lakh | 2882 ₹ lakh | Q1 FY26-27 |
| health incurred claims ratio | 97.5 % | 107.7 % | Q1 FY26-27 |
| infrastructure & housing(size) | 397223 INR_lakhs | 1593081 INR_lakhs | Q1 FY26-27 |
| Corporate Agents – Others policies(size) | 36040 count | 32892 count | Q1 FY26-27 |
| workmen's compensation segment premium(size) | 2001 ₹ lakh | 6132 ₹ lakh | Q1 FY26-27 |
| profit after tax(size) | 16 ₹ crore | -257 ₹ crore | Q1 FY26-27 |
| technical reserves to premium ratio(size) | 9.1 % | 5.3 % | Q1 FY26-27 |
| aviation segment premium(size) | 0 ₹ lakh | 13506 ₹ lakh | Q1 FY26-27 |
| net retention ratio(size) | 64.7 % | 81.8 % | Q1 FY26-27 |
| government securities(size) | 933317 INR_lakhs | 3483904 INR_lakhs | Q1 FY26-27 |
| workmen's compensation combined ratio | 123.7 % | 51.9 % | Q1 FY26-27 |
| engineering combined ratio | 112.1 % | 109.6 % | Q1 FY26-27 |
| expense ratio | 34.4 % | 18.1 % | Q1 FY26-27 |
| personal accident segment premium(size) | 2475 ₹ lakh | 20196 ₹ lakh | Q1 FY26-27 |
| liability combined ratio | 121.0 % | 31.0 % | Q1 FY26-27 |
| personal accident combined ratio | 109.9 % | 134.6 % | Q1 FY26-27 |
| investment income ratio | 1.8 % | 2.1 % | Q1 FY26-27 |
| Brokers policies(size) | 848698 count | 742805 count | Q1 FY26-27 |
| available solvency margin(size) | 353288 ₹ lakh | 2149470 ₹ lakh | Q1 FY26-27 |
| gross yield (annualized) | 7.23 % | 15.37 % | Q4 FY25-26 |
| net yield (annualized) | 5.41 % | 10.00 % | Q4 FY25-26 |
| other approved securities(size) | 1501 INR_lakhs | 0 INR_lakhs | Q3 FY25-26 / Q1 FY26-27 |
| gross npa (amount) | 0 INR_lakhs | 14604 INR_lakhs | Q3 FY25-26 / Q1 FY26-27 |
| npa provision coverage | 0.0 % | 100.0 % | Q3 FY25-26 / Q1 FY26-27 |
| claims repudiation ratio | 3.06 % | 1.51 % | FY24-25 |
| claim settlement ratio | 82.0 % | 95.3 % | FY24-25 |
| net earning ratio | 2.5 % | -2.3 % | Q2 FY24-25 / Q1 FY26-27 |
| liquid assets to liabilities ratio | 0.3 % | 0.5 % | Q2 FY24-25 / Q1 FY26-27 |
| return on net worth | 3.3 % | -1.1 % | Q2 FY24-25 / Q1 FY26-27 |
| gross NPA ratio | 0.00 % | 0.21 % | Q3 FY23-24 / Q1 FY26-27 |
| earnings per share(size) | 5.79 ₹ | -1.56 ₹ | Q3 FY23-24 / Q1 FY26-27 |
| net NPA ratio | 0.00 % | 0.00 % | Q3 FY23-24 / Q1 FY26-27 |
| book value per share(size) | 140.31 ₹ | 141.95 ₹ | Q3 FY23-24 / Q1 FY26-27 |
| other incurred claims ratio | 67.5 % | 72.4 % | Q3 FY22-23 / Q1 FY26-27 |
| other combined ratio | 104.1 % | 86.2 % | Q3 FY22-23 / Q1 FY26-27 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.