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Bajaj Allianz General Insurance vs Tata AIG General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricBajaj Allianz General InsuranceTata AIG General InsurancePeriod
net worth growth rate(size)-13.8 %3.0 %Q1 FY26-27
debentures & bonds(size)749232 INR_lakhs709686 INR_lakhsQ1 FY26-27
combined ratio104.7 %111.0 %Q1 FY26-27
liability segment premium(size)2931 ₹ lakh33611 ₹ lakhQ1 FY26-27
underwriting balance ratio-5.0 %-0.2 %Q1 FY26-27
MISP (Direct) policies(size)127141 count208206 countQ1 FY26-27
Web Aggregators policies(size)2730 count451 countQ1 FY26-27
Insurance Marketing Firm policies(size)5664 count33859 countQ1 FY26-27
gross direct premium to net worth ratio(size)53.00 ×97.00 ×Q1 FY26-27
investment income ratio2.2 %2.0 %Q1 FY26-27
fire incurred claims ratio48.9 %60.0 %Q1 FY26-27
crop insurance segment premium(size)-1976 ₹ lakh5 ₹ lakhQ1 FY26-27
profit before tax(size)638 ₹ crore261 ₹ croreQ1 FY26-27
equity & preference shares(size)455012 INR_lakhs679771 INR_lakhsQ1 FY26-27
technical reserves to premium ratio(size)7.3 %6.0 %Q1 FY26-27
aviation segment premium(size)503 ₹ lakh9368 ₹ lakhQ1 FY26-27
MISP (Direct) premium(size)9048 ₹ lakh9417 ₹ lakhQ1 FY26-27
central govt. securities(size)20.4 %22.0 %Q1 FY26-27
personal accident incurred claims ratio51.0 %60.0 %Q1 FY26-27
Brokers policies(size)2190021 count1680361 countQ1 FY26-27
crop combined ratio2971.0 %-570.0 %Q1 FY26-27
gross direct premium growth rate(size)11.6 %34.0 %Q1 FY26-27
expense ratio to gross premium29.5 %32.0 %Q1 FY26-27
travel combined ratio145.8 %99.0 %Q1 FY26-27
other segment premium(size)65482 ₹ lakh20479 ₹ lakhQ1 FY26-27
health incurred claims ratio90.9 %82.0 %Q1 FY26-27
government securities(size)1042910 INR_lakhs1535427 INR_lakhsQ1 FY26-27
travel segment premium(size)5721 ₹ lakh15212 ₹ lakhQ1 FY26-27
crop incurred claims ratio3078.0 %128.0 %Q1 FY26-27
workmen's compensation combined ratio104.1 %86.0 %Q1 FY26-27
net yield (quarterly)1.61 %1.63 %Q1 FY26-27
net earning ratio17.8 %5.0 %Q1 FY26-27
engineering incurred claims ratio56.3 %173.0 %Q1 FY26-27
govt + approved securities(size)30.9 %40.0 %Q1 FY26-27
marine hull combined ratio36.3 %-501.0 %Q1 FY26-27
marine cargo incurred claims ratio89.7 %121.0 %Q1 FY26-27
health combined ratio108.7 %101.0 %Q1 FY26-27
liability combined ratio54.6 %68.0 %Q1 FY26-27
motor OD segment premium(size)79987 ₹ lakh123579 ₹ lakhQ1 FY26-27
operating profit ratio17.8 %4.0 %Q1 FY26-27
motor od incurred claims ratio76.6 %89.0 %Q1 FY26-27
npa provision coverage0.0 %0.0 %Q1 FY26-27
net retention ratio(size)46.4 %59.0 %Q1 FY26-27
Individual Agents policies(size)653974 count692010 countQ1 FY26-27
workmen's compensation segment premium(size)2548 ₹ lakh2435 ₹ lakhQ1 FY26-27
health segment premium(size)175965 ₹ lakh184202 ₹ lakhQ1 FY26-27
Individual Agents premium(size)86223 ₹ lakh117253 ₹ lakhQ1 FY26-27
aviation combined ratio34.9 %32275.0 %Q1 FY26-27
marine cargo segment premium(size)18439 ₹ lakh25413 ₹ lakhQ1 FY26-27
marine hull incurred claims ratio0.0 %100.0 %Q1 FY26-27
net commission ratio(size)8.9 %20.0 %Q1 FY26-27
Insurance Marketing Firm premium(size)1433 ₹ lakh3905 ₹ lakhQ1 FY26-27
book value per share(size)1021.05 ₹67.70 ₹Q1 FY26-27
personal accident segment premium(size)6026 ₹ lakh6838 ₹ lakhQ1 FY26-27
real estate & subsidiaries(size)20168 INR_lakhs37531 INR_lakhsQ1 FY26-27
Web Aggregators premium(size)34 ₹ lakh78 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)2036111 count239087 countQ1 FY26-27
engineering segment premium(size)18904 ₹ lakh15485 ₹ lakhQ1 FY26-27
travel incurred claims ratio59.4 %48.0 %Q1 FY26-27
profit after tax(size)478 ₹ crore195 ₹ croreQ1 FY26-27
motor od combined ratio122.4 %138.0 %Q1 FY26-27
fire segment premium(size)90793 ₹ lakh76072 ₹ lakhQ1 FY26-27
marine hull segment premium(size)3261 ₹ lakh588 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)322050 count531281 countQ1 FY26-27
Brokers premium(size)281025 ₹ lakh350032 ₹ lakhQ1 FY26-27
claims paid to provisioned ratio(size)13.6 %5.0 %Q1 FY26-27
personal accident combined ratio82.1 %83.0 %Q1 FY26-27
credit insurance segment premium(size)1676 ₹ lakh11549 ₹ lakhQ1 FY26-27
Corporate Agents – Others premium(size)11268 ₹ lakh29694 ₹ lakhQ1 FY26-27
solvency ratio2.54 ×1.84 ×Q1 FY26-27
fire combined ratio5.3 %79.0 %Q1 FY26-27
motor tp combined ratio103.5 %115.0 %Q1 FY26-27
motor tp incurred claims ratio51.0 %59.0 %Q1 FY26-27
liability incurred claims ratio25.7 %113.0 %Q1 FY26-27
expense ratio30.4 %37.0 %Q1 FY26-27
gross yield (quarterly)2.15 %2.18 %Q1 FY26-27
Corporate Agents – Banks premium(size)49617 ₹ lakh26151 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)20919 ₹ lakh43612 ₹ lakhQ1 FY26-27
motor TP segment premium(size)106620 ₹ lakh131029 ₹ lakhQ1 FY26-27
engineering combined ratio26.7 %171.0 %Q1 FY26-27
marine cargo combined ratio123.4 %147.0 %Q1 FY26-27
gross npa (amount)0 INR_lakhs0 INR_lakhsQ1 FY26-27
aviation incurred claims ratio24.4 %32150.0 %Q1 FY26-27
workmen's compensation incurred claims ratio67.6 %50.0 %Q1 FY26-27
incurred claims ratio74.3 %74.0 %Q1 FY26-27
Corporate Agents – Others policies(size)1636367 count716768 countQ1 FY26-27
housing & infrastructure(size)29.5 %16.0 %Q1 FY26-27
other investments(size)1093056 INR_lakhs238487 INR_lakhsQ1 FY26-27
mutual funds(size)21015 INR_lakhs214987 INR_lakhsQ4 FY25-26 / Q1 FY26-27
net yield (annualized)6.46 %5.81 %FY25-26 / Q4 FY25-26
gross yield (annualized)8.64 %7.80 %FY25-26 / Q4 FY25-26
infrastructure & housing(size)27074 INR_lakhs755625 INR_lakhsQ3 FY25-26 / Q1 FY26-27
claim settlement ratio87.3 %80.2 %Q2 FY25-26 / FY24-25
gross written premium(size)21417 ₹ crore17703 ₹ croreFY25-03
claims repudiation ratio1.79 %2.80 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Bajaj Allianz General Insurance
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Tata AIG General Insurance
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