Factuary

Bajaj Allianz General Insurance vs Oriental Insurance Company: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricBajaj Allianz General InsuranceOriental Insurance CompanyPeriod
net worth growth rate(size)-13.8 %11532.0 %Q1 FY26-27
debentures & bonds(size)749232 INR_lakhs113014 INR_lakhsQ1 FY26-27
combined ratio104.7 %11916.0 %Q1 FY26-27
liability segment premium(size)2931 ₹ lakh2838 ₹ lakhQ1 FY26-27
underwriting balance ratio-5.0 %-19.0 %Q1 FY26-27
Direct Business – Officers/Employees policies(size)0 count5203 countQ1 FY26-27
MISP (Direct) policies(size)127141 count82951 countQ1 FY26-27
Web Aggregators policies(size)2730 count153 countQ1 FY26-27
earnings per share(size)44.70 ₹-0.20 ₹Q1 FY26-27 / Q1 FY22-23
Insurance Marketing Firm policies(size)5664 count90 countQ1 FY26-27
gross direct premium to net worth ratio(size)53.00 ×-78.00 ×Q1 FY26-27
investment income ratio2.2 %0.0 %Q1 FY26-27
fire incurred claims ratio48.9 %95.6 %Q1 FY26-27
Direct Business – Officers/Employees premium(size)0 ₹ lakh1172 ₹ lakhQ1 FY26-27
crop insurance segment premium(size)-1976 ₹ lakh34 ₹ lakhQ1 FY26-27
profit before tax(size)638 ₹ crore-340 ₹ croreQ1 FY26-27
equity & preference shares(size)455012 INR_lakhs729157 INR_lakhsQ1 FY26-27
technical reserves to premium ratio(size)7.3 %6.9 %Q1 FY26-27
aviation segment premium(size)503 ₹ lakh3844 ₹ lakhQ1 FY26-27
MISP (Direct) premium(size)9048 ₹ lakh2015 ₹ lakhQ1 FY26-27
central govt. securities(size)20.4 %24.1 %Q1 FY26-27
personal accident incurred claims ratio51.0 %72.5 %Q1 FY26-27
Brokers policies(size)2190021 count572387 countQ1 FY26-27
net NPA ratio0.00 %0.00 %Q1 FY26-27 / Q1 FY22-23
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
crop combined ratio2971.0 %233.8 %Q1 FY26-27
gross direct premium growth rate(size)11.6 %484.0 %Q1 FY26-27
expense ratio to gross premium29.5 %15.5 %Q1 FY26-27
travel combined ratio145.8 %0.0 %Q1 FY26-27
other segment premium(size)65482 ₹ lakh12943 ₹ lakhQ1 FY26-27
health incurred claims ratio90.9 %95.5 %Q1 FY26-27
government securities(size)1042910 INR_lakhs1142392 INR_lakhsQ1 FY26-27
travel segment premium(size)5721 ₹ lakh0 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)-563 ₹ lakh0 ₹ lakhQ1 FY26-27
crop incurred claims ratio3078.0 %179.0 %Q1 FY26-27
Direct Business – Online premium(size)2189 ₹ lakh0 ₹ lakhQ1 FY26-27
workmen's compensation combined ratio104.1 %91.0 %Q1 FY26-27
net yield (quarterly)1.61 %5.82 %Q1 FY26-27
Direct Business – Others premium(size)115687 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
net earning ratio17.8 %-767.0 %Q1 FY26-27
engineering incurred claims ratio56.3 %56.8 %Q1 FY26-27
govt + approved securities(size)30.9 %56.5 %Q1 FY26-27
marine hull combined ratio36.3 %89.0 %Q1 FY26-27
marine cargo incurred claims ratio89.7 %61.8 %Q1 FY26-27
health combined ratio108.7 %109.6 %Q1 FY26-27
liability combined ratio54.6 %41.6 %Q1 FY26-27
motor OD segment premium(size)79987 ₹ lakh28024 ₹ lakhQ1 FY26-27
operating profit ratio17.8 %-760.0 %Q1 FY26-27
motor od incurred claims ratio76.6 %116.5 %Q1 FY26-27
npa provision coverage0.0 %100.0 %Q1 FY26-27
net retention ratio(size)46.4 %6974.0 %Q1 FY26-27
Individual Agents policies(size)653974 count743681 countQ1 FY26-27
gross NPA ratio0.00 %1.93 %Q1 FY26-27 / Q1 FY22-23
workmen's compensation segment premium(size)2548 ₹ lakh1417 ₹ lakhQ1 FY26-27
Direct Business – Others policies(size)934464 count0 countQ1 FY26-27 / Q4 FY25-26
health segment premium(size)175965 ₹ lakh220179 ₹ lakhQ1 FY26-27
Individual Agents premium(size)86223 ₹ lakh114281 ₹ lakhQ1 FY26-27
Micro Agents policies(size)0 count45 countQ1 FY26-27
aviation combined ratio34.9 %162.7 %Q1 FY26-27
marine cargo segment premium(size)18439 ₹ lakh11763 ₹ lakhQ1 FY26-27
marine hull incurred claims ratio0.0 %70.7 %Q1 FY26-27
Common Service Centres (CSC) policies(size)98274 count0 countQ1 FY26-27
net commission ratio(size)8.9 %766.0 %Q1 FY26-27
Insurance Marketing Firm premium(size)1433 ₹ lakh918 ₹ lakhQ1 FY26-27
book value per share(size)1021.05 ₹1.10 ₹Q1 FY26-27 / Q1 FY22-23
personal accident segment premium(size)6026 ₹ lakh220939 ₹ lakhQ1 FY26-27
real estate & subsidiaries(size)20168 INR_lakhs5 INR_lakhsQ1 FY26-27
Web Aggregators premium(size)34 ₹ lakh15 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)2036111 count53956 countQ1 FY26-27
engineering segment premium(size)18904 ₹ lakh11513 ₹ lakhQ1 FY26-27
travel incurred claims ratio59.4 %0.0 %Q1 FY26-27
profit after tax(size)478 ₹ crore-340 ₹ croreQ1 FY26-27
motor od combined ratio122.4 %141.4 %Q1 FY26-27
fire segment premium(size)90793 ₹ lakh44889 ₹ lakhQ1 FY26-27
marine hull segment premium(size)3261 ₹ lakh8707 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)322050 count126089 countQ1 FY26-27
Brokers premium(size)281025 ₹ lakh389890 ₹ lakhQ1 FY26-27
claims paid to provisioned ratio(size)13.6 %13.6 %Q1 FY26-27
personal accident combined ratio82.1 %88.2 %Q1 FY26-27
Corporate Agents – Others premium(size)11268 ₹ lakh1425 ₹ lakhQ1 FY26-27
solvency ratio2.54 ×-1.70 ×Q1 FY26-27
fire combined ratio5.3 %145.6 %Q1 FY26-27
motor tp combined ratio103.5 %198.5 %Q1 FY26-27
motor tp incurred claims ratio51.0 %168.5 %Q1 FY26-27
gross npa ratio0.00 %1.50 %Q1 FY26-27
liability incurred claims ratio25.7 %19.7 %Q1 FY26-27
expense ratio30.4 %19.1 %Q1 FY26-27
gross yield (quarterly)2.15 %8.94 %Q1 FY26-27
Corporate Agents – Banks premium(size)49617 ₹ lakh5572 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)20919 ₹ lakh9562 ₹ lakhQ1 FY26-27
Direct Business – Online policies(size)32012 count0 countQ1 FY26-27
motor TP segment premium(size)106620 ₹ lakh61082 ₹ lakhQ1 FY26-27
engineering combined ratio26.7 %74.9 %Q1 FY26-27
marine cargo combined ratio123.4 %83.6 %Q1 FY26-27
gross npa (amount)0 INR_lakhs30410 INR_lakhsQ1 FY26-27
aviation incurred claims ratio24.4 %135.6 %Q1 FY26-27
workmen's compensation incurred claims ratio67.6 %67.3 %Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh4 ₹ lakhQ1 FY26-27
incurred claims ratio74.3 %10011.0 %Q1 FY26-27
Corporate Agents – Others policies(size)1636367 count18408 countQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
housing & infrastructure(size)29.5 %17.3 %Q1 FY26-27
other investments(size)1093056 INR_lakhs68227 INR_lakhsQ1 FY26-27
mutual funds(size)21015 INR_lakhs31097 INR_lakhsQ4 FY25-26 / Q1 FY26-27
Other policies(size)0 count0 countQ3 FY25-26 / Q4 FY25-26
infrastructure & housing(size)27074 INR_lakhs508049 INR_lakhsQ3 FY25-26 / Q1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ3 FY25-26 / Q4 FY25-26
claim settlement ratio87.3 %85.5 %Q2 FY25-26 / FY24-25
gross written premium(size)21417 ₹ crore11858 ₹ croreFY25-03 / Q1 FY26-27
claims repudiation ratio1.79 %0.34 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Bajaj Allianz General Insurance
All IRDAI metrics →
Oriental Insurance Company
All IRDAI metrics →

How to read IRDAI comparison data ·Back to all comparisons