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Bajaj Allianz General Insurance vs IFFCO Tokio General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricBajaj Allianz General InsuranceIFFCO Tokio General InsurancePeriod
net worth growth rate(size)-13.8 %3.0 %Q1 FY26-27
debentures & bonds(size)749232 INR_lakhs318167 INR_lakhsQ1 FY26-27
combined ratio104.7 %121.2 %Q1 FY26-27
liability segment premium(size)2931 ₹ lakh2326 ₹ lakhQ1 FY26-27
underwriting balance ratio-5.0 %-20.7 %Q1 FY26-27
MISP (Direct) policies(size)127141 count355111 countQ1 FY26-27
Web Aggregators policies(size)2730 count-1 countQ1 FY26-27
earnings per share(size)44.70 ₹5.79 ₹Q1 FY26-27 / Q3 FY23-24
Insurance Marketing Firm policies(size)5664 count2593 countQ1 FY26-27
gross direct premium to net worth ratio(size)53.00 ×51.00 ×Q1 FY26-27
investment income ratio2.2 %1.8 %Q1 FY26-27
fire incurred claims ratio48.9 %82.5 %Q1 FY26-27
crop insurance segment premium(size)-1976 ₹ lakh71 ₹ lakhQ1 FY26-27
profit before tax(size)638 ₹ crore21 ₹ croreQ1 FY26-27
equity & preference shares(size)455012 INR_lakhs466 INR_lakhsQ1 FY26-27
technical reserves to premium ratio(size)7.3 %9.1 %Q1 FY26-27
aviation segment premium(size)503 ₹ lakh0 ₹ lakhQ1 FY26-27
MISP (Direct) premium(size)9048 ₹ lakh4332 ₹ lakhQ1 FY26-27
central govt. securities(size)20.4 %30.0 %Q1 FY26-27
personal accident incurred claims ratio51.0 %82.3 %Q1 FY26-27
Brokers policies(size)2190021 count848698 countQ1 FY26-27
net NPA ratio0.00 %0.00 %Q1 FY26-27 / Q3 FY23-24
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
crop combined ratio2971.0 %2074.4 %Q1 FY26-27
gross direct premium growth rate(size)11.6 %10.2 %Q1 FY26-27
expense ratio to gross premium29.5 %29.2 %Q1 FY26-27
travel combined ratio145.8 %260.6 %Q1 FY26-27
other segment premium(size)65482 ₹ lakh18825 ₹ lakhQ1 FY26-27
health incurred claims ratio90.9 %97.5 %Q1 FY26-27
government securities(size)1042910 INR_lakhs933317 INR_lakhsQ1 FY26-27
travel segment premium(size)5721 ₹ lakh61 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)-563 ₹ lakh361 ₹ lakhQ1 FY26-27
crop incurred claims ratio3078.0 %102.1 %Q1 FY26-27
workmen's compensation combined ratio104.1 %123.7 %Q1 FY26-27
net yield (quarterly)1.61 %1.32 %Q1 FY26-27
net earning ratio17.8 %2.5 %Q1 FY26-27 / Q2 FY24-25
engineering incurred claims ratio56.3 %39.5 %Q1 FY26-27
govt + approved securities(size)30.9 %51.0 %Q1 FY26-27
marine hull combined ratio36.3 %-183.9 %Q1 FY26-27
marine cargo incurred claims ratio89.7 %87.1 %Q1 FY26-27
health combined ratio108.7 %121.6 %Q1 FY26-27
liability combined ratio54.6 %121.0 %Q1 FY26-27
motor OD segment premium(size)79987 ₹ lakh59663 ₹ lakhQ1 FY26-27
operating profit ratio17.8 %-2.6 %Q1 FY26-27
motor od incurred claims ratio76.6 %71.7 %Q1 FY26-27
npa provision coverage0.0 %0.0 %Q1 FY26-27 / Q3 FY25-26
net retention ratio(size)46.4 %64.7 %Q1 FY26-27
Individual Agents policies(size)653974 count403281 countQ1 FY26-27
gross NPA ratio0.00 %0.00 %Q1 FY26-27 / Q3 FY23-24
workmen's compensation segment premium(size)2548 ₹ lakh2001 ₹ lakhQ1 FY26-27
health segment premium(size)175965 ₹ lakh25599 ₹ lakhQ1 FY26-27
Individual Agents premium(size)86223 ₹ lakh42681 ₹ lakhQ1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
aviation combined ratio34.9 %0.0 %Q1 FY26-27
marine cargo segment premium(size)18439 ₹ lakh13828 ₹ lakhQ1 FY26-27
marine hull incurred claims ratio0.0 %0.0 %Q1 FY26-27
Common Service Centres (CSC) policies(size)98274 count15610 countQ1 FY26-27
net commission ratio(size)8.9 %17.6 %Q1 FY26-27
Insurance Marketing Firm premium(size)1433 ₹ lakh352 ₹ lakhQ1 FY26-27
book value per share(size)1021.05 ₹140.31 ₹Q1 FY26-27 / Q3 FY23-24
personal accident segment premium(size)6026 ₹ lakh2475 ₹ lakhQ1 FY26-27
real estate & subsidiaries(size)20168 INR_lakhs50 INR_lakhsQ1 FY26-27
Web Aggregators premium(size)34 ₹ lakh0 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)2036111 count66514 countQ1 FY26-27
engineering segment premium(size)18904 ₹ lakh10440 ₹ lakhQ1 FY26-27
travel incurred claims ratio59.4 %204.4 %Q1 FY26-27
profit after tax(size)478 ₹ crore16 ₹ croreQ1 FY26-27
motor od combined ratio122.4 %130.3 %Q1 FY26-27
other incurred claims ratio58.5 %67.5 %Q1 FY26-27 / Q3 FY22-23
fire segment premium(size)90793 ₹ lakh28287 ₹ lakhQ1 FY26-27
marine hull segment premium(size)3261 ₹ lakh555 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)322050 count188926 countQ1 FY26-27
Brokers premium(size)281025 ₹ lakh128946 ₹ lakhQ1 FY26-27
claims paid to provisioned ratio(size)13.6 %6.9 %Q1 FY26-27
personal accident combined ratio82.1 %109.9 %Q1 FY26-27
Corporate Agents – Others premium(size)11268 ₹ lakh1666 ₹ lakhQ1 FY26-27
solvency ratio2.54 ×1.97 ×Q1 FY26-27
fire combined ratio5.3 %74.5 %Q1 FY26-27
other combined ratio68.5 %104.1 %Q1 FY26-27 / Q3 FY22-23
motor tp combined ratio103.5 %121.6 %Q1 FY26-27
motor tp incurred claims ratio51.0 %98.5 %Q1 FY26-27
liability incurred claims ratio25.7 %86.6 %Q1 FY26-27
expense ratio30.4 %34.4 %Q1 FY26-27
gross yield (quarterly)2.15 %1.77 %Q1 FY26-27
Corporate Agents – Banks premium(size)49617 ₹ lakh1633 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)20919 ₹ lakh17618 ₹ lakhQ1 FY26-27
motor TP segment premium(size)106620 ₹ lakh58853 ₹ lakhQ1 FY26-27
engineering combined ratio26.7 %112.1 %Q1 FY26-27
marine cargo combined ratio123.4 %111.4 %Q1 FY26-27
gross npa (amount)0 INR_lakhs0 INR_lakhsQ1 FY26-27 / Q3 FY25-26
aviation incurred claims ratio24.4 %0.0 %Q1 FY26-27
workmen's compensation incurred claims ratio67.6 %84.7 %Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
incurred claims ratio74.3 %86.8 %Q1 FY26-27
Corporate Agents – Others policies(size)1636367 count36040 countQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
housing & infrastructure(size)29.5 %21.0 %Q1 FY26-27
other investments(size)1093056 INR_lakhs176186 INR_lakhsQ1 FY26-27
mutual funds(size)21015 INR_lakhs20724 INR_lakhsQ4 FY25-26 / Q1 FY26-27
net yield (annualized)6.46 %5.41 %FY25-26 / Q4 FY25-26
gross yield (annualized)8.64 %7.23 %FY25-26 / Q4 FY25-26
Other policies(size)0 count0 countQ3 FY25-26 / Q1 FY26-27
infrastructure & housing(size)27074 INR_lakhs397223 INR_lakhsQ3 FY25-26 / Q1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ3 FY25-26 / Q1 FY26-27
claim settlement ratio87.3 %82.0 %Q2 FY25-26 / FY24-25
gross written premium(size)21417 ₹ crore2230 ₹ croreFY25-03 / Q1 FY26-27
claims repudiation ratio1.79 %3.06 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

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Bajaj Allianz General Insurance
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IFFCO Tokio General Insurance
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