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Raheja QBE General Insurance vs Shriram General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricRaheja QBE General InsuranceShriram General InsurancePeriod
government securities(size)34374 INR_lakhs458529 INR_lakhsQ1 FY26-27
engineering incurred claims ratio-2398.0 %148.8 %Q1 FY26-27
MISP (Direct) policies(size)2 count30316 countQ1 FY26-27
gross direct premium growth rate(size)30.8 %22.9 %Q1 FY26-27
gross npa (amount)0 INR_lakhs0 INR_lakhsQ1 FY26-27
fire segment premium(size)166 ₹ lakh1969 ₹ lakhQ1 FY26-27
net yield (quarterly)5.24 %5.43 %Q1 FY26-27
personal accident incurred claims ratio-29.0 %15.8 %Q1 FY26-27
workmen's compensation incurred claims ratio70.0 %38.6 %Q1 FY26-27
health combined ratio105.0 %96.6 %Q1 FY26-27
profit after tax(size)20 ₹ crore131 ₹ croreQ1 FY26-27
Brokers policies(size)17790 count313126 countQ1 FY26-27
investment income ratio1.8 %1.7 %Q1 FY26-27
net retention ratio(size)57.3 %84.0 %Q1 FY26-27
personal accident segment premium(size)-1 ₹ lakh4253 ₹ lakhQ1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh623 ₹ lakhQ1 FY26-27
marine cargo combined ratio0.0 %208.4 %Q1 FY26-27
gross yield (quarterly)7.08 %7.26 %Q1 FY26-27
required solvency margin(size)14384 ₹ lakh89841 ₹ lakhQ1 FY26-27
fire combined ratio379.0 %150.7 %Q1 FY26-27
technical reserves to premium ratio(size)19.6 %1079.9 %Q1 FY26-27
motor od incurred claims ratio81.0 %98.4 %Q1 FY26-27
combined ratio121.7 %104.7 %Q1 FY26-27
personal accident combined ratio-24.0 %41.6 %Q1 FY26-27
engineering segment premium(size)57 ₹ lakh850 ₹ lakhQ1 FY26-27
health incurred claims ratio77.0 %94.5 %Q1 FY26-27
gross npa ratio0.00 %0.00 %Q1 FY26-27
travel combined ratio0.0 %45.9 %Q1 FY26-27
expense ratio53.7 %37.4 %Q1 FY26-27
Web Aggregators premium(size)0 ₹ lakh17 ₹ lakhQ1 FY26-27
liability incurred claims ratio28.0 %30.4 %Q1 FY26-27
net commission ratio(size)24.2 %25.6 %Q1 FY26-27
profit before tax(size)20 ₹ crore174 ₹ croreQ1 FY26-27
gross direct premium to net worth ratio(size)18.00 ×39.87 ×Q1 FY26-27
available solvency margin(size)28503 ₹ lakh271557 ₹ lakhQ1 FY26-27
incurred claims ratio68.0 %68.7 %Q1 FY26-27
central govt. securities(size)33.7 %25.6 %Q1 FY26-27
workmen's compensation segment premium(size)184 ₹ lakh177 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)640 count660339 countQ1 FY26-27
Insurance Marketing Firm policies(size)0 count1251 countQ1 FY26-27
Brokers premium(size)5426 ₹ lakh29449 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count13162 countQ1 FY26-27
liability combined ratio80.0 %358.1 %Q1 FY26-27
expense ratio to gross premium38.6 %33.7 %Q1 FY26-27
liability segment premium(size)1963 ₹ lakh145 ₹ lakhQ1 FY26-27
govt + approved securities(size)33.7 %30.3 %Q1 FY26-27
fire incurred claims ratio57.0 %58.6 %Q1 FY26-27
motor OD segment premium(size)923 ₹ lakh29251 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)18 count723601 countQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
Individual Agents policies(size)14 count58733 countQ1 FY26-27
operating profit ratio28.3 %17.2 %Q1 FY26-27
infrastructure & housing(size)20785 INR_lakhs502514 INR_lakhsQ1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
motor tp combined ratio122.0 %98.7 %Q1 FY26-27
marine cargo incurred claims ratio0.0 %100.3 %Q1 FY26-27
claims paid to provisioned ratio(size)14.9 %5.2 %Q1 FY26-27
other investments(size)2340 INR_lakhs1078 INR_lakhsQ1 FY26-27
workmen's compensation combined ratio110.0 %61.7 %Q1 FY26-27
net worth growth rate(size)9.5 %7.3 %Q1 FY26-27
housing & infrastructure(size)34.1 %34.9 %Q1 FY26-27
motor TP segment premium(size)1599 ₹ lakh78711 ₹ lakhQ1 FY26-27
travel incurred claims ratio0.0 %37.1 %Q1 FY26-27
underwriting balance ratio1.0 %-6.1 %Q1 FY26-27
Corporate Agents – Others premium(size)2 ₹ lakh34718 ₹ lakhQ1 FY26-27
debentures & bonds(size)40693 INR_lakhs319808 INR_lakhsQ1 FY26-27
health segment premium(size)452 ₹ lakh1266 ₹ lakhQ1 FY26-27
Individual Agents premium(size)32 ₹ lakh4860 ₹ lakhQ1 FY26-27
solvency ratio1.98 ×3.02 ×Q1 FY26-27
Web Aggregators policies(size)0 count108 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count631 countQ1 FY26-27
motor od combined ratio143.0 %134.8 %Q1 FY26-27
motor tp incurred claims ratio73.0 %58.7 %Q1 FY26-27
engineering combined ratio-1918.0 %233.1 %Q1 FY26-27
npa provision coverage0.0 %0.0 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)78 ₹ lakh46028 ₹ lakhQ1 FY26-27
book value per share(size)5.93 ₹114.19 ₹Q4 FY25-26 / Q1 FY26-27
gross yield (annualized)6.95 %7.27 %FY25-26 / Q4 FY25-26
net yield (annualized)5.14 %5.44 %FY25-26 / Q4 FY25-26
Insurance Marketing Firm premium(size)0 ₹ lakh92 ₹ lakhQ4 FY25-26 / Q1 FY26-27
net earning ratio-33.4 %12.3 %Q4 FY25-26 / Q1 FY26-27
earnings per share(size)-0.84 ₹5.06 ₹Q4 FY25-26 / Q1 FY26-27
marine cargo segment premium(size)0 ₹ lakh218 ₹ lakhQ4 FY25-26 / Q1 FY26-27
claims repudiation ratio2.73 %3.53 %FY24-25
claim settlement ratio77.7 %71.8 %FY24-25
gross written premium(size)353 ₹ crore1180 ₹ croreFY24-25 / Q1 FY26-27

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

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Raheja QBE General Insurance
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Shriram General Insurance
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