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Raheja QBE General Insurance vs Reliance General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricRaheja QBE General InsuranceReliance General InsurancePeriod
government securities(size)34374 INR_lakhs544642 INR_lakhsQ1 FY26-27
engineering incurred claims ratio-2398.0 %76.2 %Q1 FY26-27
MISP (Direct) policies(size)2 count146864 countQ1 FY26-27
gross direct premium growth rate(size)30.8 %-12.2 %Q1 FY26-27
gross npa (amount)0 INR_lakhs0 INR_lakhsQ1 FY26-27
fire segment premium(size)166 ₹ lakh42132 ₹ lakhQ1 FY26-27
net yield (quarterly)5.24 %7.61 %Q1 FY26-27
personal accident incurred claims ratio-29.0 %55.0 %Q1 FY26-27
workmen's compensation incurred claims ratio70.0 %268.4 %Q1 FY26-27
health combined ratio105.0 %106.0 %Q1 FY26-27
profit after tax(size)20 ₹ crore1 ₹ croreQ1 FY26-27
Brokers policies(size)17790 count1417761 countQ1 FY26-27
investment income ratio1.8 %1.9 %Q1 FY26-27
net retention ratio(size)57.3 %62.1 %Q1 FY26-27
personal accident segment premium(size)-1 ₹ lakh5532 ₹ lakhQ1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh2306 ₹ lakhQ1 FY26-27
marine cargo combined ratio0.0 %160.4 %Q1 FY26-27
gross yield (quarterly)7.08 %7.63 %Q1 FY26-27
required solvency margin(size)14384 ₹ lakh219547 ₹ lakhQ1 FY26-27
fire combined ratio379.0 %105.3 %Q1 FY26-27
technical reserves to premium ratio(size)19.6 %9.1 %Q1 FY26-27
motor od incurred claims ratio81.0 %72.0 %Q1 FY26-27
combined ratio121.7 %121.2 %Q1 FY26-27
personal accident combined ratio-24.0 %75.3 %Q1 FY26-27
engineering segment premium(size)57 ₹ lakh13739 ₹ lakhQ1 FY26-27
Direct Business – Others premium(size)204 ₹ lakh63520 ₹ lakhQ1 FY26-27
health incurred claims ratio77.0 %90.2 %Q1 FY26-27
travel combined ratio0.0 %117.6 %Q1 FY26-27
Direct Business – Officers/Employees policies(size)1 count0 countQ1 FY26-27
expense ratio53.7 %33.1 %Q1 FY26-27
Web Aggregators premium(size)0 ₹ lakh70 ₹ lakhQ1 FY26-27
liability incurred claims ratio28.0 %105.5 %Q1 FY26-27
net commission ratio(size)24.2 %17.6 %Q1 FY26-27
profit before tax(size)20 ₹ crore1 ₹ croreQ1 FY26-27
gross direct premium to net worth ratio(size)18.00 ×75.00 ×Q1 FY26-27
available solvency margin(size)28503 ₹ lakh384372 ₹ lakhQ1 FY26-27
incurred claims ratio68.0 %88.2 %Q1 FY26-27
central govt. securities(size)33.7 %28.0 %Q1 FY26-27
workmen's compensation segment premium(size)184 ₹ lakh599 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)640 count205506 countQ1 FY26-27
Insurance Marketing Firm policies(size)0 count23775 countQ1 FY26-27
Brokers premium(size)5426 ₹ lakh174099 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count132648 countQ1 FY26-27
liability combined ratio80.0 %149.5 %Q1 FY26-27
expense ratio to gross premium38.6 %29.0 %Q1 FY26-27
liability segment premium(size)1963 ₹ lakh2398 ₹ lakhQ1 FY26-27
Direct Business – Others policies(size)48 count68355 countQ1 FY26-27
govt + approved securities(size)33.7 %38.0 %Q1 FY26-27
fire incurred claims ratio57.0 %102.0 %Q1 FY26-27
motor OD segment premium(size)923 ₹ lakh46620 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)18 count116834 countQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
Individual Agents policies(size)14 count164737 countQ1 FY26-27
operating profit ratio28.3 %-3.7 %Q1 FY26-27
mutual funds(size)3780 INR_lakhs2971 INR_lakhsQ1 FY26-27
infrastructure & housing(size)20785 INR_lakhs324934 INR_lakhsQ1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
motor tp combined ratio122.0 %173.6 %Q1 FY26-27
marine cargo incurred claims ratio0.0 %133.4 %Q1 FY26-27
claims paid to provisioned ratio(size)14.9 %7.8 %Q1 FY26-27
other investments(size)2340 INR_lakhs99267 INR_lakhsQ1 FY26-27
workmen's compensation combined ratio110.0 %293.2 %Q1 FY26-27
net worth growth rate(size)9.5 %0.0 %Q1 FY26-27
housing & infrastructure(size)34.1 %25.0 %Q1 FY26-27
motor TP segment premium(size)1599 ₹ lakh45046 ₹ lakhQ1 FY26-27
travel incurred claims ratio0.0 %32.4 %Q1 FY26-27
underwriting balance ratio1.0 %-0.3 %Q1 FY26-27
Corporate Agents – Others premium(size)2 ₹ lakh10600 ₹ lakhQ1 FY26-27
debentures & bonds(size)40693 INR_lakhs1050493 INR_lakhsQ1 FY26-27
health segment premium(size)452 ₹ lakh110935 ₹ lakhQ1 FY26-27
Individual Agents premium(size)32 ₹ lakh23430 ₹ lakhQ1 FY26-27
solvency ratio1.98 ×1.75 ×Q1 FY26-27
Web Aggregators policies(size)0 count7713 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count5913 countQ1 FY26-27
motor od combined ratio143.0 %141.2 %Q1 FY26-27
Direct Business – Online premium(size)5 ₹ lakh961 ₹ lakhQ1 FY26-27
Direct Business – Officers/Employees premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
motor tp incurred claims ratio73.0 %106.9 %Q1 FY26-27
engineering combined ratio-1918.0 %93.6 %Q1 FY26-27
npa provision coverage0.0 %0.0 %Q1 FY26-27
Direct Business – Online policies(size)123 count13266 countQ1 FY26-27
Point of Sales Person (Direct) premium(size)78 ₹ lakh9695 ₹ lakhQ1 FY26-27
book value per share(size)5.93 ₹141.58 ₹Q4 FY25-26 / Q1 FY26-27
gross yield (annualized)6.95 %7.94 %FY25-26 / Q4 FY25-26
net yield (annualized)5.14 %7.93 %FY25-26 / Q4 FY25-26
Insurance Marketing Firm premium(size)0 ₹ lakh667 ₹ lakhQ4 FY25-26 / Q1 FY26-27
net earning ratio-33.4 %0.0 %Q4 FY25-26 / Q1 FY26-27
net NPA ratio0.00 %0.00 %Q4 FY25-26 / Q1 FY26-27
marine cargo segment premium(size)0 ₹ lakh6348 ₹ lakhQ4 FY25-26 / Q1 FY26-27
gross NPA ratio0.00 %0.00 %Q4 FY25-26 / Q1 FY26-27
claims repudiation ratio2.73 %2.11 %FY24-25
claim settlement ratio77.7 %90.4 %FY24-25
gross written premium(size)353 ₹ crore12237 ₹ croreFY24-25 / Q4 FY25-26

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

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Raheja QBE General Insurance
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Reliance General Insurance
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