Factuary

Oriental Insurance Company vs Raheja QBE General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricOriental Insurance CompanyRaheja QBE General InsurancePeriod
fire incurred claims ratio95.6 %57.0 %Q1 FY26-27
gross npa (amount)30410 INR_lakhs0 INR_lakhsQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count0 countQ1 FY26-27
net worth growth rate(size)11532.0 %9.5 %Q1 FY26-27
gross direct premium to net worth ratio(size)-78.00 ×18.00 ×Q1 FY26-27
personal accident segment premium(size)220939 ₹ lakh-1 ₹ lakhQ1 FY26-27
Direct Business – Online premium(size)0 ₹ lakh5 ₹ lakhQ1 FY26-27
government securities(size)1142392 INR_lakhs34374 INR_lakhsQ1 FY26-27
engineering segment premium(size)11513 ₹ lakh57 ₹ lakhQ1 FY26-27
Brokers policies(size)572387 count17790 countQ1 FY26-27
Individual Agents premium(size)114281 ₹ lakh32 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)153 count0 countQ1 FY26-27
profit after tax(size)-340 ₹ crore20 ₹ croreQ1 FY26-27
MISP (Direct) premium(size)2015 ₹ lakh0 ₹ lakhQ1 FY26-27
motor od incurred claims ratio116.5 %81.0 %Q1 FY26-27
net retention ratio(size)6974.0 %57.3 %Q1 FY26-27
workmen's compensation incurred claims ratio67.3 %70.0 %Q1 FY26-27
infrastructure & housing(size)508049 INR_lakhs20785 INR_lakhsQ1 FY26-27
fire segment premium(size)44889 ₹ lakh166 ₹ lakhQ1 FY26-27
gross direct premium growth rate(size)484.0 %30.8 %Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
Direct Business – Online policies(size)0 count123 countQ1 FY26-27
motor od combined ratio141.4 %143.0 %Q1 FY26-27
motor OD segment premium(size)28024 ₹ lakh923 ₹ lakhQ1 FY26-27
marine cargo combined ratio83.6 %0.0 %Q1 FY26-27
net earning ratio-767.0 %-33.4 %Q1 FY26-27 / Q4 FY25-26
gross written premium(size)11858 ₹ crore353 ₹ croreQ1 FY26-27 / FY24-25
gross yield (quarterly)8.94 %7.08 %Q1 FY26-27
marine cargo segment premium(size)11763 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
Corporate Agents – Others premium(size)1425 ₹ lakh2 ₹ lakhQ1 FY26-27
housing & infrastructure(size)17.3 %34.1 %Q1 FY26-27
workmen's compensation segment premium(size)1417 ₹ lakh184 ₹ lakhQ1 FY26-27
mutual funds(size)31097 INR_lakhs3780 INR_lakhsQ1 FY26-27
personal accident combined ratio88.2 %-24.0 %Q1 FY26-27
motor tp combined ratio198.5 %122.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)90 count0 countQ1 FY26-27
Direct Business – Officers/Employees policies(size)5203 count1 countQ1 FY26-27
travel combined ratio0.0 %0.0 %Q1 FY26-27
available solvency margin(size)-998362 ₹ lakh28503 ₹ lakhQ1 FY26-27
net yield (quarterly)5.82 %5.24 %Q1 FY26-27
Insurance Marketing Firm premium(size)918 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
engineering incurred claims ratio56.8 %-2398.0 %Q1 FY26-27
liability incurred claims ratio19.7 %28.0 %Q1 FY26-27
MISP (Direct) policies(size)82951 count2 countQ1 FY26-27
workmen's compensation combined ratio91.0 %110.0 %Q1 FY26-27
technical reserves to premium ratio(size)6.9 %19.6 %Q1 FY26-27
health combined ratio109.6 %105.0 %Q1 FY26-27
health segment premium(size)220179 ₹ lakh452 ₹ lakhQ1 FY26-27
travel incurred claims ratio0.0 %0.0 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)9562 ₹ lakh78 ₹ lakhQ1 FY26-27
claims paid to provisioned ratio(size)13.6 %14.9 %Q1 FY26-27
underwriting balance ratio-19.0 %1.0 %Q1 FY26-27
liability combined ratio41.6 %80.0 %Q1 FY26-27
required solvency margin(size)587764 ₹ lakh14384 ₹ lakhQ1 FY26-27
net commission ratio(size)766.0 %24.2 %Q1 FY26-27
engineering combined ratio74.9 %-1918.0 %Q1 FY26-27
motor TP segment premium(size)61082 ₹ lakh1599 ₹ lakhQ1 FY26-27
Individual Agents policies(size)743681 count14 countQ1 FY26-27
expense ratio to gross premium15.5 %38.6 %Q1 FY26-27
solvency ratio-1.70 ×1.98 ×Q1 FY26-27
Web Aggregators premium(size)15 ₹ lakh0 ₹ lakhQ1 FY26-27
npa provision coverage100.0 %0.0 %Q1 FY26-27
Micro Agents policies(size)45 count0 countQ1 FY26-27
Corporate Agents – Banks policies(size)53956 count0 countQ1 FY26-27
Point of Sales Person (Direct) policies(size)126089 count640 countQ1 FY26-27
Corporate Agents – Others policies(size)18408 count18 countQ1 FY26-27
central govt. securities(size)24.1 %33.7 %Q1 FY26-27
motor tp incurred claims ratio168.5 %73.0 %Q1 FY26-27
investment income ratio0.0 %1.8 %Q1 FY26-27
health incurred claims ratio95.5 %77.0 %Q1 FY26-27
marine cargo incurred claims ratio61.8 %0.0 %Q1 FY26-27
incurred claims ratio10011.0 %68.0 %Q1 FY26-27
combined ratio11916.0 %121.7 %Q1 FY26-27
fire combined ratio145.6 %379.0 %Q1 FY26-27
govt + approved securities(size)56.5 %33.7 %Q1 FY26-27
liability segment premium(size)2838 ₹ lakh1963 ₹ lakhQ1 FY26-27
expense ratio19.1 %53.7 %Q1 FY26-27
operating profit ratio-760.0 %28.3 %Q1 FY26-27
profit before tax(size)-340 ₹ crore20 ₹ croreQ1 FY26-27
gross npa ratio1.50 %0.00 %Q1 FY26-27
Brokers premium(size)389890 ₹ lakh5426 ₹ lakhQ1 FY26-27
Direct Business – Officers/Employees premium(size)1172 ₹ lakh0 ₹ lakhQ1 FY26-27
debentures & bonds(size)113014 INR_lakhs40693 INR_lakhsQ1 FY26-27
personal accident incurred claims ratio72.5 %-29.0 %Q1 FY26-27
other investments(size)68227 INR_lakhs2340 INR_lakhsQ1 FY26-27
Direct Business – Others premium(size)0 ₹ lakh204 ₹ lakhQ4 FY25-26 / Q1 FY26-27
Direct Business – Others policies(size)0 count48 countQ4 FY25-26 / Q1 FY26-27
claims repudiation ratio0.34 %2.73 %FY24-25
claim settlement ratio85.5 %77.7 %FY24-25
earnings per share(size)-0.20 ₹-0.84 ₹Q1 FY22-23 / Q4 FY25-26
net NPA ratio0.00 %0.00 %Q1 FY22-23 / Q4 FY25-26
gross NPA ratio1.93 %0.00 %Q1 FY22-23 / Q4 FY25-26
book value per share(size)1.10 ₹5.93 ₹Q1 FY22-23 / Q4 FY25-26

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Oriental Insurance Company
All IRDAI metrics →
Raheja QBE General Insurance
All IRDAI metrics →

How to read IRDAI comparison data ·Back to all comparisons