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National Insurance Company vs New India Assurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricNational Insurance CompanyNew India AssurancePeriod
mutual funds(size)117077 INR_lakhs130140 INR_lakhsQ1 FY26-27
earnings per share(size)-0.53 ₹-1.56 ₹Q1 FY26-27
other segment premium(size)14971 ₹ lakh74467 ₹ lakhQ1 FY26-27
Individual Agents premium(size)149079 ₹ lakh261231 ₹ lakhQ1 FY26-27
Corporate Agents – Banks premium(size)1179 ₹ lakh6709 ₹ lakhQ1 FY26-27
motor od incurred claims ratio103.3 %119.1 %Q1 FY26-27
fire incurred claims ratio77.0 %31.7 %Q1 FY26-27
govt + approved securities(size)41.7 %47.9 %Q1 FY26-27
Web Aggregators policies(size)15 count8 countQ1 FY26-27
solvency ratio-1.22 ×1.80 ×Q1 FY26-27
marine hull incurred claims ratio151.1 %46.1 %Q1 FY26-27
fire segment premium(size)47154 ₹ lakh173566 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)4516 count102238 countQ1 FY26-27
Brokers premium(size)172211 ₹ lakh489456 ₹ lakhQ1 FY26-27
government securities(size)1219327 INR_lakhs3483904 INR_lakhsQ1 FY26-27
marine hull combined ratio195.6 %50.0 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)156008 count79740 countQ1 FY26-27
Brokers policies(size)1425107 count742805 countQ1 FY26-27
liability combined ratio50.7 %31.0 %Q1 FY26-27
Other policies(size)0 count26124 countQ1 FY26-27
debentures & bonds(size)422924 INR_lakhs111686 INR_lakhsQ1 FY26-27
book value per share(size)-4.87 ₹141.95 ₹Q1 FY26-27
motor tp combined ratio165.4 %132.4 %Q1 FY26-27
equity & preference shares(size)1314528 INR_lakhs2673706 INR_lakhsQ1 FY26-27
Web Aggregators premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
crop incurred claims ratio47.9 %8152.5 %Q1 FY26-27
liability incurred claims ratio7.3 %10.2 %Q1 FY26-27
operating profit ratio-12.8 %-8.3 %Q1 FY26-27
MISP (Direct) policies(size)1896 count1668014 countQ1 FY26-27
npa provision coverage100.0 %100.0 %Q1 FY26-27
net retention ratio(size)85.1 %81.8 %Q1 FY26-27
MISP (Direct) premium(size)264 ₹ lakh94638 ₹ lakhQ1 FY26-27
aviation segment premium(size)2043 ₹ lakh13506 ₹ lakhQ1 FY26-27
aviation incurred claims ratio63.1 %70.8 %Q1 FY26-27
marine cargo incurred claims ratio99.9 %104.4 %Q1 FY26-27
motor tp incurred claims ratio124.7 %122.2 %Q1 FY26-27
Corporate Agents – Others policies(size)11710 count32892 countQ1 FY26-27
net yield (quarterly)7.06 %7.07 %Q1 FY26-27
investment income ratio9.8 %2.1 %Q1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
gross direct premium growth rate(size)7.8 %2.8 %Q1 FY26-27
gross npa ratio0.75 %0.00 %Q1 FY26-27
workmen's compensation incurred claims ratio44.0 %34.6 %Q1 FY26-27
other combined ratio98.6 %86.2 %Q1 FY26-27
expense ratio to gross premium31.8 %16.8 %Q1 FY26-27
Individual Agents policies(size)1329274 count4531576 countQ1 FY26-27
technical reserves to premium ratio(size)913.0 %5.3 %Q1 FY26-27
crop insurance segment premium(size)1217 ₹ lakh0 ₹ lakhQ1 FY26-27
incurred claims ratio98.9 %103.4 %Q1 FY26-27
central govt. securities(size)21.2 %26.6 %Q1 FY26-27
Other premium(size)0 ₹ lakh2882 ₹ lakhQ1 FY26-27
combined ratio134.4 %121.4 %Q1 FY26-27
marine cargo combined ratio136.8 %120.2 %Q1 FY26-27
Corporate Agents – Others premium(size)943 ₹ lakh3499 ₹ lakhQ1 FY26-27
expense ratio35.4 %18.1 %Q1 FY26-27
gross npa (amount)21708 INR_lakhs14604 INR_lakhsQ1 FY26-27
real estate & subsidiaries(size)17 INR_lakhs15552 INR_lakhsQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count3037 countQ1 FY26-27
other investments(size)60405 INR_lakhs75637 INR_lakhsQ1 FY26-27
personal accident combined ratio86.1 %134.6 %Q1 FY26-27
engineering segment premium(size)13903 ₹ lakh33615 ₹ lakhQ1 FY26-27
crop combined ratio76.4 %8158.4 %Q1 FY26-27
net earning ratio-13.5 %-2.3 %Q1 FY26-27
underwriting balance ratio-36.0 %-0.2 %Q1 FY26-27
profit after tax(size)-496 ₹ crore-257 ₹ croreQ1 FY26-27
housing & infrastructure(size)16.8 %23.6 %Q1 FY26-27
motor OD segment premium(size)43901 ₹ lakh143180 ₹ lakhQ1 FY26-27
Insurance Marketing Firm policies(size)825 count8829 countQ1 FY26-27
claim settlement ratio52.7 %95.3 %Q1 FY26-27 / FY24-25
personal accident segment premium(size)39683 ₹ lakh20196 ₹ lakhQ1 FY26-27
personal accident incurred claims ratio60.1 %127.3 %Q1 FY26-27
engineering combined ratio89.1 %109.6 %Q1 FY26-27
profit before tax(size)-496 ₹ crore-191 ₹ croreQ1 FY26-27
marine cargo segment premium(size)5029 ₹ lakh28454 ₹ lakhQ1 FY26-27
infrastructure & housing(size)255830 INR_lakhs1593081 INR_lakhsQ1 FY26-27
workmen's compensation combined ratio90.3 %51.9 %Q1 FY26-27
health incurred claims ratio105.3 %107.7 %Q1 FY26-27
workmen's compensation segment premium(size)1526 ₹ lakh6132 ₹ lakhQ1 FY26-27
gross yield (quarterly)10.69 %10.87 %Q1 FY26-27
available solvency margin(size)-557749 ₹ lakh2149470 ₹ lakhQ1 FY26-27
other incurred claims ratio56.1 %72.4 %Q1 FY26-27
health segment premium(size)149925 ₹ lakh661654 ₹ lakhQ1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
motor TP segment premium(size)91131 ₹ lakh155831 ₹ lakhQ1 FY26-27
health combined ratio137.6 %128.1 %Q1 FY26-27
fire combined ratio117.0 %48.9 %Q1 FY26-27
aviation combined ratio94.9 %77.5 %Q1 FY26-27
required solvency margin(size)456132 ₹ lakh1193232 ₹ lakhQ1 FY26-27
engineering incurred claims ratio48.6 %98.0 %Q1 FY26-27
gross direct premium to net worth ratio(size)-92.00 ×0.57 ×Q1 FY26-27
motor od combined ratio141.0 %141.1 %Q1 FY26-27
marine hull segment premium(size)3347 ₹ lakh15558 ₹ lakhQ1 FY26-27
liability segment premium(size)7861 ₹ lakh7176 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)11084 ₹ lakh2703 ₹ lakhQ1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
net commission ratio(size)10.7 %8.4 %Q1 FY26-27
gross NPA ratio0.75 %0.21 %Q1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh34 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)231 ₹ lakh1627 ₹ lakhQ1 FY26-27
net yield (annualized)7.91 %10.00 %Q4 FY25-26
gross yield (annualized)11.98 %15.37 %Q4 FY25-26
other approved securities(size)929 INR_lakhs0 INR_lakhsQ3 FY25-26 / Q1 FY26-27
gross written premium(size)16833 ₹ crore12464 ₹ croreFY25-03 / Q1 FY26-27
claims repudiation ratio4.68 %1.51 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

National Insurance Company
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New India Assurance
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