IFFCO Tokio General Insurance vs Raheja QBE General Insurance: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | IFFCO Tokio General Insurance | Raheja QBE General Insurance | Period |
|---|---|---|---|
| net commission ratio(size) | 17.6 % | 24.2 % | Q1 FY26-27 |
| engineering incurred claims ratio | 39.5 % | -2398.0 % | Q1 FY26-27 |
| Corporate Agents – Others premium(size) | 1666 ₹ lakh | 2 ₹ lakh | Q1 FY26-27 |
| housing & infrastructure(size) | 21.0 % | 34.1 % | Q1 FY26-27 |
| marine cargo segment premium(size) | 13828 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 / Q4 FY25-26 |
| govt + approved securities(size) | 51.0 % | 33.7 % | Q1 FY26-27 |
| solvency ratio | 1.97 × | 1.98 × | Q1 FY26-27 |
| motor tp combined ratio | 121.6 % | 122.0 % | Q1 FY26-27 |
| liability incurred claims ratio | 86.6 % | 28.0 % | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | 51.00 × | 18.00 × | Q1 FY26-27 |
| profit before tax(size) | 21 ₹ crore | 20 ₹ crore | Q1 FY26-27 |
| debentures & bonds(size) | 318167 INR_lakhs | 40693 INR_lakhs | Q1 FY26-27 |
| motor TP segment premium(size) | 58853 ₹ lakh | 1599 ₹ lakh | Q1 FY26-27 |
| fire combined ratio | 74.5 % | 379.0 % | Q1 FY26-27 |
| central govt. securities(size) | 30.0 % | 33.7 % | Q1 FY26-27 |
| personal accident incurred claims ratio | 82.3 % | -29.0 % | Q1 FY26-27 |
| Web Aggregators policies(size) | -1 count | 0 count | Q1 FY26-27 |
| Common Service Centres (CSC) policies(size) | 15610 count | 0 count | Q1 FY26-27 |
| Individual Agents policies(size) | 403281 count | 14 count | Q1 FY26-27 |
| motor od incurred claims ratio | 71.7 % | 81.0 % | Q1 FY26-27 |
| travel combined ratio | 260.6 % | 0.0 % | Q1 FY26-27 |
| workmen's compensation incurred claims ratio | 84.7 % | 70.0 % | Q1 FY26-27 |
| MISP (Direct) premium(size) | 4332 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| gross yield (quarterly) | 1.77 % | 7.08 % | Q1 FY26-27 |
| health segment premium(size) | 25599 ₹ lakh | 452 ₹ lakh | Q1 FY26-27 |
| mutual funds(size) | 20724 INR_lakhs | 3780 INR_lakhs | Q1 FY26-27 |
| Insurance Marketing Firm premium(size) | 352 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 / Q4 FY25-26 |
| motor OD segment premium(size) | 59663 ₹ lakh | 923 ₹ lakh | Q1 FY26-27 |
| Referral Arrangements policies(size) | 0 count | 0 count | Q1 FY26-27 |
| incurred claims ratio | 86.8 % | 68.0 % | Q1 FY26-27 |
| liability segment premium(size) | 2326 ₹ lakh | 1963 ₹ lakh | Q1 FY26-27 |
| health combined ratio | 121.6 % | 105.0 % | Q1 FY26-27 |
| MISP (Direct) policies(size) | 355111 count | 2 count | Q1 FY26-27 |
| motor tp incurred claims ratio | 98.5 % | 73.0 % | Q1 FY26-27 |
| Brokers premium(size) | 128946 ₹ lakh | 5426 ₹ lakh | Q1 FY26-27 |
| motor od combined ratio | 130.3 % | 143.0 % | Q1 FY26-27 |
| operating profit ratio | -2.6 % | 28.3 % | Q1 FY26-27 |
| expense ratio to gross premium | 29.2 % | 38.6 % | Q1 FY26-27 |
| fire incurred claims ratio | 82.5 % | 57.0 % | Q1 FY26-27 |
| claims paid to provisioned ratio(size) | 6.9 % | 14.9 % | Q1 FY26-27 |
| combined ratio | 121.2 % | 121.7 % | Q1 FY26-27 |
| Point of Sales Person (Direct) premium(size) | 17618 ₹ lakh | 78 ₹ lakh | Q1 FY26-27 |
| gross written premium(size) | 2230 ₹ crore | 353 ₹ crore | Q1 FY26-27 / FY24-25 |
| net worth growth rate(size) | 3.0 % | 9.5 % | Q1 FY26-27 |
| Insurance Marketing Firm policies(size) | 2593 count | 0 count | Q1 FY26-27 |
| marine cargo incurred claims ratio | 87.1 % | 0.0 % | Q1 FY26-27 |
| Individual Agents premium(size) | 42681 ₹ lakh | 32 ₹ lakh | Q1 FY26-27 |
| other investments(size) | 176186 INR_lakhs | 2340 INR_lakhs | Q1 FY26-27 |
| Corporate Agents – Banks policies(size) | 66514 count | 0 count | Q1 FY26-27 |
| underwriting balance ratio | -20.7 % | 1.0 % | Q1 FY26-27 |
| Web Aggregators premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| required solvency margin(size) | 179508 ₹ lakh | 14384 ₹ lakh | Q1 FY26-27 |
| Point of Sales Person (Direct) policies(size) | 188926 count | 640 count | Q1 FY26-27 |
| net yield (quarterly) | 1.32 % | 5.24 % | Q1 FY26-27 |
| fire segment premium(size) | 28287 ₹ lakh | 166 ₹ lakh | Q1 FY26-27 |
| gross direct premium growth rate(size) | 10.2 % | 30.8 % | Q1 FY26-27 |
| Micro Agents policies(size) | 0 count | 0 count | Q1 FY26-27 |
| engineering segment premium(size) | 10440 ₹ lakh | 57 ₹ lakh | Q1 FY26-27 |
| travel incurred claims ratio | 204.4 % | 0.0 % | Q1 FY26-27 |
| marine cargo combined ratio | 111.4 % | 0.0 % | Q1 FY26-27 |
| health incurred claims ratio | 97.5 % | 77.0 % | Q1 FY26-27 |
| infrastructure & housing(size) | 397223 INR_lakhs | 20785 INR_lakhs | Q1 FY26-27 |
| Corporate Agents – Others policies(size) | 36040 count | 18 count | Q1 FY26-27 |
| workmen's compensation segment premium(size) | 2001 ₹ lakh | 184 ₹ lakh | Q1 FY26-27 |
| profit after tax(size) | 16 ₹ crore | 20 ₹ crore | Q1 FY26-27 |
| technical reserves to premium ratio(size) | 9.1 % | 19.6 % | Q1 FY26-27 |
| net retention ratio(size) | 64.7 % | 57.3 % | Q1 FY26-27 |
| government securities(size) | 933317 INR_lakhs | 34374 INR_lakhs | Q1 FY26-27 |
| workmen's compensation combined ratio | 123.7 % | 110.0 % | Q1 FY26-27 |
| engineering combined ratio | 112.1 % | -1918.0 % | Q1 FY26-27 |
| expense ratio | 34.4 % | 53.7 % | Q1 FY26-27 |
| personal accident segment premium(size) | 2475 ₹ lakh | -1 ₹ lakh | Q1 FY26-27 |
| liability combined ratio | 121.0 % | 80.0 % | Q1 FY26-27 |
| personal accident combined ratio | 109.9 % | -24.0 % | Q1 FY26-27 |
| investment income ratio | 1.8 % | 1.8 % | Q1 FY26-27 |
| Brokers policies(size) | 848698 count | 17790 count | Q1 FY26-27 |
| available solvency margin(size) | 353288 ₹ lakh | 28503 ₹ lakh | Q1 FY26-27 |
| gross yield (annualized) | 7.23 % | 6.95 % | Q4 FY25-26 / FY25-26 |
| net yield (annualized) | 5.41 % | 5.14 % | Q4 FY25-26 / FY25-26 |
| gross npa (amount) | 0 INR_lakhs | 0 INR_lakhs | Q3 FY25-26 / Q1 FY26-27 |
| npa provision coverage | 0.0 % | 0.0 % | Q3 FY25-26 / Q1 FY26-27 |
| claims repudiation ratio | 3.06 % | 2.73 % | FY24-25 |
| claim settlement ratio | 82.0 % | 77.7 % | FY24-25 |
| net earning ratio | 2.5 % | -33.4 % | Q2 FY24-25 / Q4 FY25-26 |
| gross NPA ratio | 0.00 % | 0.00 % | Q3 FY23-24 / Q4 FY25-26 |
| earnings per share(size) | 5.79 ₹ | -0.84 ₹ | Q3 FY23-24 / Q4 FY25-26 |
| net NPA ratio | 0.00 % | 0.00 % | Q3 FY23-24 / Q4 FY25-26 |
| book value per share(size) | 140.31 ₹ | 5.93 ₹ | Q3 FY23-24 / Q4 FY25-26 |
| other incurred claims ratio | 67.5 % | 192.0 % | Q3 FY22-23 / Q4 FY25-26 |
| other combined ratio | 104.1 % | 633.0 % | Q3 FY22-23 / Q4 FY25-26 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.