Factuary

Generali Central Insurance (formerly Future Generali) vs Raheja QBE General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricGenerali Central Insurance (formerly Future Generali)Raheja QBE General InsurancePeriod
profit before tax(size)-112 ₹ crore20 ₹ croreQ1 FY26-27
engineering combined ratio205.0 %-1918.0 %Q1 FY26-27
underwriting balance ratio-29.5 %1.0 %Q1 FY26-27
Individual Agents policies(size)82090 count14 countQ1 FY26-27
liability incurred claims ratio-5.0 %28.0 %Q1 FY26-27
Corporate Agents – Others premium(size)3454 ₹ lakh2 ₹ lakhQ1 FY26-27
fire segment premium(size)15519 ₹ lakh166 ₹ lakhQ1 FY26-27
engineering segment premium(size)3438 ₹ lakh57 ₹ lakhQ1 FY26-27
profit after tax(size)-84 ₹ crore20 ₹ croreQ1 FY26-27
net commission ratio(size)21.2 %24.2 %Q1 FY26-27
health combined ratio103.0 %105.0 %Q1 FY26-27
workmen's compensation incurred claims ratio135.0 %70.0 %Q1 FY26-27
fire incurred claims ratio137.0 %57.0 %Q1 FY26-27
gross direct premium to net worth ratio(size)78.90 ×18.00 ×Q1 FY26-27
government securities(size)386901 INR_lakhs34374 INR_lakhsQ1 FY26-27
central govt. securities(size)24.3 %33.7 %Q1 FY26-27
combined ratio127.9 %121.7 %Q1 FY26-27
net worth growth rate(size)-6.8 %9.5 %Q1 FY26-27
Web Aggregators premium(size)15 ₹ lakh0 ₹ lakhQ1 FY26-27
travel incurred claims ratio89.0 %0.0 %Q1 FY26-27
investment income ratio1.9 %1.8 %Q1 FY26-27
Brokers premium(size)70748 ₹ lakh5426 ₹ lakhQ1 FY26-27
debentures & bonds(size)191956 INR_lakhs40693 INR_lakhsQ1 FY26-27
liability combined ratio26.0 %80.0 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)39965 count640 countQ1 FY26-27
workmen's compensation combined ratio173.0 %110.0 %Q1 FY26-27
claims paid to provisioned ratio(size)12.3 %14.9 %Q1 FY26-27
Corporate Agents – Banks policies(size)188536 count0 countQ1 FY26-27
motor tp combined ratio121.0 %122.0 %Q1 FY26-27
motor od incurred claims ratio89.0 %81.0 %Q1 FY26-27
technical reserves to premium ratio(size)695.3 %19.6 %Q1 FY26-27
marine cargo incurred claims ratio156.0 %0.0 %Q1 FY26-27
operating profit ratio-14.7 %28.3 %Q1 FY26-27
motor od combined ratio132.0 %143.0 %Q1 FY26-27
Insurance Marketing Firm premium(size)892 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
Point of Sales Person (Direct) premium(size)5371 ₹ lakh78 ₹ lakhQ1 FY26-27
Brokers policies(size)204212 count17790 countQ1 FY26-27
net retention ratio(size)72.6 %57.3 %Q1 FY26-27
expense ratio to gross premium29.5 %38.6 %Q1 FY26-27
gross direct premium growth rate(size)-4.5 %30.8 %Q1 FY26-27
Corporate Agents – Others policies(size)24555 count18 countQ1 FY26-27
expense ratio40.2 %53.7 %Q1 FY26-27
liability segment premium(size)1119 ₹ lakh1963 ₹ lakhQ1 FY26-27
personal accident combined ratio116.0 %-24.0 %Q1 FY26-27
MISP (Direct) premium(size)571 ₹ lakh0 ₹ lakhQ1 FY26-27
other investments(size)19050 INR_lakhs2340 INR_lakhsQ1 FY26-27
net yield (quarterly)1.38 %5.24 %Q1 FY26-27
npa provision coverage100.0 %0.0 %Q1 FY26-27
infrastructure & housing(size)197862 INR_lakhs20785 INR_lakhsQ1 FY26-27
travel combined ratio162.0 %0.0 %Q1 FY26-27
personal accident incurred claims ratio90.0 %-29.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)10969 count0 countQ1 FY26-27
housing & infrastructure(size)24.1 %34.1 %Q1 FY26-27
gross npa (amount)1831 INR_lakhs0 INR_lakhsQ1 FY26-27
motor TP segment premium(size)19610 ₹ lakh1599 ₹ lakhQ1 FY26-27
motor OD segment premium(size)24921 ₹ lakh923 ₹ lakhQ1 FY26-27
health segment premium(size)33875 ₹ lakh452 ₹ lakhQ1 FY26-27
engineering incurred claims ratio116.0 %-2398.0 %Q1 FY26-27
motor tp incurred claims ratio82.0 %73.0 %Q1 FY26-27
health incurred claims ratio71.0 %77.0 %Q1 FY26-27
MISP (Direct) policies(size)2511 count2 countQ1 FY26-27
gross yield (quarterly)1.84 %7.08 %Q1 FY26-27
Individual Agents premium(size)16592 ₹ lakh32 ₹ lakhQ1 FY26-27
fire combined ratio186.0 %379.0 %Q1 FY26-27
Web Aggregators policies(size)117 count0 countQ1 FY26-27
workmen's compensation segment premium(size)890 ₹ lakh184 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)5649 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
marine cargo combined ratio193.0 %0.0 %Q1 FY26-27
Micro Agents policies(size)5 count0 countQ1 FY26-27
incurred claims ratio90.1 %68.0 %Q1 FY26-27
personal accident segment premium(size)6133 ₹ lakh-1 ₹ lakhQ1 FY26-27
govt + approved securities(size)47.2 %33.7 %Q1 FY26-27
other combined ratio105.0 %633.0 %Q4 FY25-26
book value per share(size)10.91 ₹5.93 ₹Q4 FY25-26
net earning ratio0.8 %-33.4 %Q4 FY25-26
earnings per share(size)0.06 ₹-0.84 ₹Q4 FY25-26
gross yield (annualized)7.53 %6.95 %FY25-26
other incurred claims ratio58.0 %192.0 %Q4 FY25-26
net yield (annualized)5.80 %5.14 %FY25-26
Common Service Centres (CSC) policies(size)0 count0 countQ4 FY25-26 / Q1 FY26-27
Direct Business – Online premium(size)19042 ₹ lakh5 ₹ lakhQ3 FY25-26 / Q1 FY26-27
Direct Business – Online policies(size)28218 count123 countQ3 FY25-26 / Q1 FY26-27
gross npa ratio0.23 %0.00 %Q1 FY25-26 / Q1 FY26-27
claim settlement ratio88.2 %77.7 %FY24-25
available solvency margin(size)189596 ₹ lakh28503 ₹ lakhQ4 FY24-25 / Q1 FY26-27
required solvency margin(size)96499 ₹ lakh14384 ₹ lakhQ4 FY24-25 / Q1 FY26-27
solvency ratio1.96 ×1.98 ×Q4 FY24-25 / Q1 FY26-27
claims repudiation ratio3.12 %2.73 %FY24-25
gross NPA ratio0.36 %0.00 %Q3 FY24-25 / Q4 FY25-26
gross written premium(size)1458 ₹ crore353 ₹ croreQ1 FY24-25 / FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Generali Central Insurance (formerly Future Generali)
All IRDAI metrics →
Raheja QBE General Insurance
All IRDAI metrics →

How to read IRDAI comparison data ·Back to all comparisons