Tata AIG General Insurance vs Zuno General Insurance: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | Tata AIG General Insurance | Zuno General Insurance | Period |
|---|---|---|---|
| expense ratio to gross premium | 32.0 % | 31.0 % | Q1 FY26-27 |
| motor od combined ratio | 138.0 % | 133.0 % | Q1 FY26-27 |
| govt + approved securities(size) | 40.0 % | 31.0 % | Q1 FY26-27 |
| Brokers policies(size) | 1680361 count | 221205 count | Q1 FY26-27 |
| health incurred claims ratio | 82.0 % | 99.0 % | Q1 FY26-27 |
| fire segment premium(size) | 76072 ₹ lakh | 1482 ₹ lakh | Q1 FY26-27 |
| investment income ratio | 2.0 % | 2.1 % | Q1 FY26-27 |
| travel incurred claims ratio | 48.0 % | 199.0 % | Q1 FY26-27 |
| housing & infrastructure(size) | 16.0 % | 26.0 % | Q1 FY26-27 |
| profit before tax(size) | 261 ₹ crore | -4 ₹ crore | Q1 FY26-27 |
| aviation segment premium(size) | 9368 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| net earning ratio | 5.0 % | -2.0 % | Q1 FY26-27 |
| operating profit ratio | 4.0 % | -3.0 % | Q1 FY26-27 |
| Individual Agents policies(size) | 692010 count | 2652 count | Q1 FY26-27 |
| workmen's compensation segment premium(size) | 2435 ₹ lakh | 1 ₹ lakh | Q1 FY26-27 |
| combined ratio | 111.0 % | 115.0 % | Q1 FY26-27 |
| profit after tax(size) | 195 ₹ crore | -4 ₹ crore | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | 97.00 × | 98.00 × | Q1 FY26-27 |
| debentures & bonds(size) | 709686 INR_lakhs | 35131 INR_lakhs | Q1 FY26-27 |
| engineering combined ratio | 171.0 % | -308.0 % | Q1 FY26-27 |
| central govt. securities(size) | 22.0 % | 23.0 % | Q1 FY26-27 |
| other investments(size) | 238487 INR_lakhs | 20794 INR_lakhs | Q1 FY26-27 |
| liability combined ratio | 68.0 % | 77.0 % | Q1 FY26-27 |
| workmen's compensation incurred claims ratio | 50.0 % | 56.0 % | Q1 FY26-27 |
| real estate & subsidiaries(size) | 37531 INR_lakhs | 4636 INR_lakhs | Q1 FY26-27 |
| travel segment premium(size) | 15212 ₹ lakh | 40 ₹ lakh | Q1 FY26-27 |
| motor tp combined ratio | 115.0 % | 89.0 % | Q1 FY26-27 |
| motor od incurred claims ratio | 89.0 % | 80.0 % | Q1 FY26-27 |
| incurred claims ratio | 74.0 % | 81.0 % | Q1 FY26-27 |
| marine cargo segment premium(size) | 25413 ₹ lakh | 104 ₹ lakh | Q1 FY26-27 |
| Point of Sales Person (Direct) policies(size) | 531281 count | 9545 count | Q1 FY26-27 |
| workmen's compensation combined ratio | 86.0 % | 93.0 % | Q1 FY26-27 |
| travel combined ratio | 99.0 % | 260.0 % | Q1 FY26-27 |
| net worth growth rate(size) | 3.0 % | 13.0 % | Q1 FY26-27 |
| marine cargo combined ratio | 147.0 % | 936.0 % | Q1 FY26-27 |
| marine hull segment premium(size) | 588 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| Insurance Marketing Firm policies(size) | 33859 count | 416 count | Q1 FY26-27 |
| Web Aggregators premium(size) | 78 ₹ lakh | 2 ₹ lakh | Q1 FY26-27 |
| motor tp incurred claims ratio | 59.0 % | 53.0 % | Q1 FY26-27 |
| motor TP segment premium(size) | 131029 ₹ lakh | 10171 ₹ lakh | Q1 FY26-27 |
| Web Aggregators policies(size) | 451 count | 26 count | Q1 FY26-27 |
| fire incurred claims ratio | 60.0 % | -46.0 % | Q1 FY26-27 |
| gross npa (amount) | 0 INR_lakhs | 0 INR_lakhs | Q1 FY26-27 |
| liability segment premium(size) | 33611 ₹ lakh | 91 ₹ lakh | Q1 FY26-27 |
| gross direct premium growth rate(size) | 34.0 % | 62.0 % | Q1 FY26-27 |
| personal accident incurred claims ratio | 60.0 % | 96.0 % | Q1 FY26-27 |
| Corporate Agents – Banks premium(size) | 26151 ₹ lakh | -2 ₹ lakh | Q1 FY26-27 |
| government securities(size) | 1535427 INR_lakhs | 41239 INR_lakhs | Q1 FY26-27 |
| Corporate Agents – Others policies(size) | 716768 count | 4637 count | Q1 FY26-27 |
| health segment premium(size) | 184202 ₹ lakh | 12044 ₹ lakh | Q1 FY26-27 |
| engineering segment premium(size) | 15485 ₹ lakh | 121 ₹ lakh | Q1 FY26-27 |
| MISP (Direct) premium(size) | 9417 ₹ lakh | 431 ₹ lakh | Q1 FY26-27 |
| net commission ratio(size) | 20.0 % | 10.0 % | Q1 FY26-27 |
| liability incurred claims ratio | 113.0 % | 55.0 % | Q1 FY26-27 |
| npa provision coverage | 0.0 % | 0.0 % | Q1 FY26-27 |
| Corporate Agents – Banks policies(size) | 239087 count | 3 count | Q1 FY26-27 |
| health combined ratio | 101.0 % | 126.0 % | Q1 FY26-27 |
| marine cargo incurred claims ratio | 121.0 % | 903.0 % | Q1 FY26-27 |
| motor OD segment premium(size) | 123579 ₹ lakh | 11217 ₹ lakh | Q1 FY26-27 |
| technical reserves to premium ratio(size) | 6.0 % | 6.3 % | Q1 FY26-27 |
| personal accident segment premium(size) | 6838 ₹ lakh | 2430 ₹ lakh | Q1 FY26-27 |
| Brokers premium(size) | 350032 ₹ lakh | 34463 ₹ lakh | Q1 FY26-27 |
| net yield (quarterly) | 1.63 % | 2.05 % | Q1 FY26-27 |
| fire combined ratio | 79.0 % | -38.0 % | Q1 FY26-27 |
| MISP (Direct) policies(size) | 208206 count | 1970 count | Q1 FY26-27 |
| expense ratio | 37.0 % | 34.0 % | Q1 FY26-27 |
| gross yield (quarterly) | 2.18 % | 2.05 % | Q1 FY26-27 |
| net retention ratio(size) | 59.0 % | 57.0 % | Q1 FY26-27 |
| crop insurance segment premium(size) | 5 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| Individual Agents premium(size) | 117253 ₹ lakh | 339 ₹ lakh | Q1 FY26-27 |
| engineering incurred claims ratio | 173.0 % | 471.0 % | Q1 FY26-27 |
| other segment premium(size) | 20479 ₹ lakh | 2472 ₹ lakh | Q1 FY26-27 |
| solvency ratio | 1.84 × | 1.64 × | Q1 FY26-27 |
| claims paid to provisioned ratio(size) | 5.0 % | 57.0 % | Q1 FY26-27 |
| infrastructure & housing(size) | 755625 INR_lakhs | 52190 INR_lakhs | Q1 FY26-27 |
| Point of Sales Person (Direct) premium(size) | 43612 ₹ lakh | 1065 ₹ lakh | Q1 FY26-27 |
| underwriting balance ratio | -0.2 % | -0.2 % | Q1 FY26-27 |
| personal accident combined ratio | 83.0 % | 124.0 % | Q1 FY26-27 |
| mutual funds(size) | 214987 INR_lakhs | 7230 INR_lakhs | Q1 FY26-27 |
| Insurance Marketing Firm premium(size) | 3905 ₹ lakh | 64 ₹ lakh | Q1 FY26-27 |
| equity & preference shares(size) | 679771 INR_lakhs | 4406 INR_lakhs | Q1 FY26-27 |
| Corporate Agents – Others premium(size) | 29694 ₹ lakh | 3306 ₹ lakh | Q1 FY26-27 |
| gross yield (annualized) | 7.80 % | 8.42 % | Q4 FY25-26 / FY25-26 |
| net yield (annualized) | 5.81 % | 8.42 % | Q4 FY25-26 / FY25-26 |
| gross written premium(size) | 17703 ₹ crore | 402 ₹ crore | FY25-03 / Q1 FY26-27 |
| claim settlement ratio | 80.2 % | 70.9 % | FY24-25 / Q1 FY26-27 |
| claims repudiation ratio | 2.80 % | 7.59 % | FY24-25 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.