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Raheja QBE General Insurance vs SBI General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricRaheja QBE General InsuranceSBI General InsurancePeriod
government securities(size)34374 INR_lakhs924625 INR_lakhsQ1 FY26-27
engineering incurred claims ratio-2398.0 %80.1 %Q1 FY26-27
MISP (Direct) policies(size)2 count0 countQ1 FY26-27
gross direct premium growth rate(size)30.8 %10.8 %Q1 FY26-27
gross npa (amount)0 INR_lakhs0 INR_lakhsQ1 FY26-27
fire segment premium(size)166 ₹ lakh37470 ₹ lakhQ1 FY26-27
net yield (quarterly)5.24 %1.52 %Q1 FY26-27
personal accident incurred claims ratio-29.0 %42.9 %Q1 FY26-27
workmen's compensation incurred claims ratio70.0 %64.7 %Q1 FY26-27
health combined ratio105.0 %111.6 %Q1 FY26-27
profit after tax(size)20 ₹ crore166 ₹ croreQ1 FY26-27
Brokers policies(size)17790 count1303324 countQ1 FY26-27
investment income ratio1.8 %2.2 %Q1 FY26-27
net retention ratio(size)57.3 %68.3 %Q1 FY26-27
personal accident segment premium(size)-1 ₹ lakh44161 ₹ lakhQ1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
marine cargo combined ratio0.0 %196.8 %Q1 FY26-27
gross yield (quarterly)7.08 %2.03 %Q1 FY26-27
fire combined ratio379.0 %276.7 %Q1 FY26-27
technical reserves to premium ratio(size)19.6 %6.7 %Q1 FY26-27
motor od incurred claims ratio81.0 %83.9 %Q1 FY26-27
combined ratio121.7 %111.5 %Q1 FY26-27
personal accident combined ratio-24.0 %57.4 %Q1 FY26-27
engineering segment premium(size)57 ₹ lakh9363 ₹ lakhQ1 FY26-27
Direct Business – Others premium(size)204 ₹ lakh30144 ₹ lakhQ1 FY26-27
health incurred claims ratio77.0 %88.2 %Q1 FY26-27
gross npa ratio0.00 %0.00 %Q1 FY26-27
travel combined ratio0.0 %103.9 %Q1 FY26-27
Direct Business – Officers/Employees policies(size)1 count0 countQ1 FY26-27
expense ratio53.7 %32.3 %Q1 FY26-27
Web Aggregators premium(size)0 ₹ lakh9 ₹ lakhQ1 FY26-27
liability incurred claims ratio28.0 %89.7 %Q1 FY26-27
net commission ratio(size)24.2 %15.6 %Q1 FY26-27
profit before tax(size)20 ₹ crore222 ₹ croreQ1 FY26-27
gross direct premium to net worth ratio(size)18.00 ×66.00 ×Q1 FY26-27
incurred claims ratio68.0 %79.2 %Q1 FY26-27
central govt. securities(size)33.7 %22.4 %Q1 FY26-27
workmen's compensation segment premium(size)184 ₹ lakh314 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)640 count95763 countQ1 FY26-27
Insurance Marketing Firm policies(size)0 count1640 countQ1 FY26-27
Brokers premium(size)5426 ₹ lakh208297 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count624380 countQ1 FY26-27
liability combined ratio80.0 %112.2 %Q1 FY26-27
expense ratio to gross premium38.6 %28.6 %Q1 FY26-27
liability segment premium(size)1963 ₹ lakh4029 ₹ lakhQ1 FY26-27
Direct Business – Others policies(size)48 count82246 countQ1 FY26-27
govt + approved securities(size)33.7 %37.0 %Q1 FY26-27
fire incurred claims ratio57.0 %75.2 %Q1 FY26-27
motor OD segment premium(size)923 ₹ lakh56299 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)18 count19211 countQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
Individual Agents policies(size)14 count54927 countQ1 FY26-27
operating profit ratio28.3 %5.5 %Q1 FY26-27
mutual funds(size)3780 INR_lakhs55605 INR_lakhsQ1 FY26-27 / Q3 FY25-26
infrastructure & housing(size)20785 INR_lakhs682117 INR_lakhsQ1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
motor tp combined ratio122.0 %146.8 %Q1 FY26-27
marine cargo incurred claims ratio0.0 %175.2 %Q1 FY26-27
claims paid to provisioned ratio(size)14.9 %14.6 %Q1 FY26-27
other investments(size)2340 INR_lakhs90428 INR_lakhsQ1 FY26-27
workmen's compensation combined ratio110.0 %101.6 %Q1 FY26-27
net worth growth rate(size)9.5 %3.2 %Q1 FY26-27
housing & infrastructure(size)34.1 %27.2 %Q1 FY26-27
motor TP segment premium(size)1599 ₹ lakh62025 ₹ lakhQ1 FY26-27
travel incurred claims ratio0.0 %64.9 %Q1 FY26-27
underwriting balance ratio1.0 %-10.0 %Q1 FY26-27
Corporate Agents – Others premium(size)2 ₹ lakh2765 ₹ lakhQ1 FY26-27
debentures & bonds(size)40693 INR_lakhs527301 INR_lakhsQ1 FY26-27
health segment premium(size)452 ₹ lakh126312 ₹ lakhQ1 FY26-27
Individual Agents premium(size)32 ₹ lakh10951 ₹ lakhQ1 FY26-27
solvency ratio1.98 ×2.00 ×Q1 FY26-27
Web Aggregators policies(size)0 count56 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count32151 countQ1 FY26-27
motor od combined ratio143.0 %149.6 %Q1 FY26-27
Direct Business – Online premium(size)5 ₹ lakh763 ₹ lakhQ1 FY26-27
Direct Business – Officers/Employees premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
motor tp incurred claims ratio73.0 %88.2 %Q1 FY26-27
engineering combined ratio-1918.0 %84.6 %Q1 FY26-27
npa provision coverage0.0 %0.0 %Q1 FY26-27
Direct Business – Online policies(size)123 count10957 countQ1 FY26-27
Point of Sales Person (Direct) premium(size)78 ₹ lakh10883 ₹ lakhQ1 FY26-27
book value per share(size)5.93 ₹231.56 ₹Q4 FY25-26
gross yield (annualized)6.95 %8.04 %FY25-26
net yield (annualized)5.14 %6.02 %FY25-26
Insurance Marketing Firm premium(size)0 ₹ lakh337 ₹ lakhQ4 FY25-26 / Q1 FY26-27
net earning ratio-33.4 %0.9 %Q4 FY25-26
earnings per share(size)-0.84 ₹1.36 ₹Q4 FY25-26
marine cargo segment premium(size)0 ₹ lakh4005 ₹ lakhQ4 FY25-26 / Q1 FY26-27
claims repudiation ratio2.73 %1.40 %FY24-25
claim settlement ratio77.7 %77.7 %FY24-25 / Q4 FY25-26
gross written premium(size)353 ₹ crore13890 ₹ croreFY24-25 / FY25-03

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

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Raheja QBE General Insurance
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SBI General Insurance
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