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Oriental Insurance Company vs Zuno General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricOriental Insurance CompanyZuno General InsurancePeriod
fire incurred claims ratio95.6 %-46.0 %Q1 FY26-27
gross npa (amount)30410 INR_lakhs0 INR_lakhsQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count0 countQ1 FY26-27
net worth growth rate(size)11532.0 %13.0 %Q1 FY26-27
gross direct premium to net worth ratio(size)-78.00 ×98.00 ×Q1 FY26-27
personal accident segment premium(size)220939 ₹ lakh2430 ₹ lakhQ1 FY26-27
government securities(size)1142392 INR_lakhs41239 INR_lakhsQ1 FY26-27
engineering segment premium(size)11513 ₹ lakh121 ₹ lakhQ1 FY26-27
Brokers policies(size)572387 count221205 countQ1 FY26-27
Individual Agents premium(size)114281 ₹ lakh339 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)153 count26 countQ1 FY26-27
profit after tax(size)-340 ₹ crore-4 ₹ croreQ1 FY26-27
travel segment premium(size)0 ₹ lakh40 ₹ lakhQ1 FY26-27
MISP (Direct) premium(size)2015 ₹ lakh431 ₹ lakhQ1 FY26-27
motor od incurred claims ratio116.5 %80.0 %Q1 FY26-27
net retention ratio(size)6974.0 %57.0 %Q1 FY26-27
workmen's compensation incurred claims ratio67.3 %56.0 %Q1 FY26-27
infrastructure & housing(size)508049 INR_lakhs52190 INR_lakhsQ1 FY26-27
fire segment premium(size)44889 ₹ lakh1482 ₹ lakhQ1 FY26-27
gross direct premium growth rate(size)484.0 %62.0 %Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
motor od combined ratio141.4 %133.0 %Q1 FY26-27
motor OD segment premium(size)28024 ₹ lakh11217 ₹ lakhQ1 FY26-27
marine cargo combined ratio83.6 %936.0 %Q1 FY26-27
net earning ratio-767.0 %-2.0 %Q1 FY26-27
gross written premium(size)11858 ₹ crore402 ₹ croreQ1 FY26-27
other segment premium(size)12943 ₹ lakh2472 ₹ lakhQ1 FY26-27
equity & preference shares(size)729157 INR_lakhs4406 INR_lakhsQ1 FY26-27
gross yield (quarterly)8.94 %2.05 %Q1 FY26-27
marine cargo segment premium(size)11763 ₹ lakh104 ₹ lakhQ1 FY26-27
Corporate Agents – Others premium(size)1425 ₹ lakh3306 ₹ lakhQ1 FY26-27
housing & infrastructure(size)17.3 %26.0 %Q1 FY26-27
other approved securities(size)164 INR_lakhs15995 INR_lakhsQ1 FY26-27
workmen's compensation segment premium(size)1417 ₹ lakh1 ₹ lakhQ1 FY26-27
mutual funds(size)31097 INR_lakhs7230 INR_lakhsQ1 FY26-27
personal accident combined ratio88.2 %124.0 %Q1 FY26-27
motor tp combined ratio198.5 %89.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)90 count416 countQ1 FY26-27
travel combined ratio0.0 %260.0 %Q1 FY26-27
Corporate Agents – Banks premium(size)5572 ₹ lakh-2 ₹ lakhQ1 FY26-27
net yield (quarterly)5.82 %2.05 %Q1 FY26-27
Insurance Marketing Firm premium(size)918 ₹ lakh64 ₹ lakhQ1 FY26-27
engineering incurred claims ratio56.8 %471.0 %Q1 FY26-27
liability incurred claims ratio19.7 %55.0 %Q1 FY26-27
MISP (Direct) policies(size)82951 count1970 countQ1 FY26-27
workmen's compensation combined ratio91.0 %93.0 %Q1 FY26-27
technical reserves to premium ratio(size)6.9 %6.3 %Q1 FY26-27
health combined ratio109.6 %126.0 %Q1 FY26-27
health segment premium(size)220179 ₹ lakh12044 ₹ lakhQ1 FY26-27
travel incurred claims ratio0.0 %199.0 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)9562 ₹ lakh1065 ₹ lakhQ1 FY26-27
aviation segment premium(size)3844 ₹ lakh0 ₹ lakhQ1 FY26-27
claims paid to provisioned ratio(size)13.6 %57.0 %Q1 FY26-27
underwriting balance ratio-19.0 %-0.2 %Q1 FY26-27
liability combined ratio41.6 %77.0 %Q1 FY26-27
net commission ratio(size)766.0 %10.0 %Q1 FY26-27
crop insurance segment premium(size)34 ₹ lakh0 ₹ lakhQ1 FY26-27
engineering combined ratio74.9 %-308.0 %Q1 FY26-27
motor TP segment premium(size)61082 ₹ lakh10171 ₹ lakhQ1 FY26-27
Individual Agents policies(size)743681 count2652 countQ1 FY26-27
expense ratio to gross premium15.5 %31.0 %Q1 FY26-27
solvency ratio-1.70 ×1.64 ×Q1 FY26-27
Web Aggregators premium(size)15 ₹ lakh2 ₹ lakhQ1 FY26-27
npa provision coverage100.0 %0.0 %Q1 FY26-27
Micro Agents policies(size)45 count0 countQ1 FY26-27
Corporate Agents – Banks policies(size)53956 count3 countQ1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)126089 count9545 countQ1 FY26-27
Corporate Agents – Others policies(size)18408 count4637 countQ1 FY26-27
central govt. securities(size)24.1 %23.0 %Q1 FY26-27
real estate & subsidiaries(size)5 INR_lakhs4636 INR_lakhsQ1 FY26-27
motor tp incurred claims ratio168.5 %53.0 %Q1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
investment income ratio0.0 %2.1 %Q1 FY26-27
health incurred claims ratio95.5 %99.0 %Q1 FY26-27
marine cargo incurred claims ratio61.8 %903.0 %Q1 FY26-27
marine hull segment premium(size)8707 ₹ lakh0 ₹ lakhQ1 FY26-27
incurred claims ratio10011.0 %81.0 %Q1 FY26-27
combined ratio11916.0 %115.0 %Q1 FY26-27
fire combined ratio145.6 %-38.0 %Q1 FY26-27
govt + approved securities(size)56.5 %31.0 %Q1 FY26-27
Micro Agents premium(size)4 ₹ lakh0 ₹ lakhQ1 FY26-27
liability segment premium(size)2838 ₹ lakh91 ₹ lakhQ1 FY26-27
expense ratio19.1 %34.0 %Q1 FY26-27
operating profit ratio-760.0 %-3.0 %Q1 FY26-27
profit before tax(size)-340 ₹ crore-4 ₹ croreQ1 FY26-27
gross npa ratio1.50 %0.00 %Q1 FY26-27
Brokers premium(size)389890 ₹ lakh34463 ₹ lakhQ1 FY26-27
debentures & bonds(size)113014 INR_lakhs35131 INR_lakhsQ1 FY26-27
personal accident incurred claims ratio72.5 %96.0 %Q1 FY26-27
other investments(size)68227 INR_lakhs20794 INR_lakhsQ1 FY26-27
Other policies(size)0 count0 countQ4 FY25-26 / Q1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ4 FY25-26 / Q1 FY26-27
claims repudiation ratio0.34 %7.59 %FY24-25
claim settlement ratio85.5 %70.9 %FY24-25 / Q1 FY26-27
net NPA ratio0.00 %0.00 %Q1 FY22-23 / Q1 FY26-27
gross NPA ratio1.93 %0.00 %Q1 FY22-23 / Q1 FY26-27

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Oriental Insurance Company
All IRDAI metrics →
Zuno General Insurance
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