Factuary

ICICI Lombard General Insurance vs Zuno General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricICICI Lombard General InsuranceZuno General InsurancePeriod
solvency ratio2.00 ×1.64 ×Q1 FY26-27
fire segment premium(size)99719 ₹ lakh1482 ₹ lakhQ1 FY26-27
investment income ratio1.9 %2.1 %Q1 FY26-27
debentures & bonds(size)1372814 INR_lakhs35131 INR_lakhsQ1 FY26-27
Common Service Centres (CSC) policies(size)5216 count0 countQ1 FY26-27
motor TP segment premium(size)138383 ₹ lakh10171 ₹ lakhQ1 FY26-27
engineering segment premium(size)33811 ₹ lakh121 ₹ lakhQ1 FY26-27
health incurred claims ratio86.0 %99.0 %Q1 FY26-27
claims paid to provisioned ratio(size)7.6 %57.0 %Q1 FY26-27
personal accident incurred claims ratio55.0 %96.0 %Q1 FY26-27
personal accident segment premium(size)16238 ₹ lakh2430 ₹ lakhQ1 FY26-27
marine cargo combined ratio109.3 %936.0 %Q1 FY26-27
underwriting balance ratio-0.1 %-0.2 %Q1 FY26-27
Corporate Agents – Banks policies(size)920450 count3 countQ1 FY26-27
marine cargo incurred claims ratio83.0 %903.0 %Q1 FY26-27
fire combined ratio120.5 %-38.0 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)803441 count9545 countQ1 FY26-27
govt + approved securities(size)36.0 %31.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)44394 count416 countQ1 FY26-27
operating profit ratio3.9 %-3.0 %Q1 FY26-27
travel combined ratio107.5 %260.0 %Q1 FY26-27
mutual funds(size)141183 INR_lakhs7230 INR_lakhsQ1 FY26-27
other segment premium(size)38788 ₹ lakh2472 ₹ lakhQ1 FY26-27
workmen's compensation incurred claims ratio59.0 %56.0 %Q1 FY26-27
net retention ratio(size)74.5 %57.0 %Q1 FY26-27
fire incurred claims ratio118.0 %-46.0 %Q1 FY26-27
npa provision coverage0.0 %0.0 %Q1 FY26-27
motor OD segment premium(size)140228 ₹ lakh11217 ₹ lakhQ1 FY26-27
housing & infrastructure(size)19.0 %26.0 %Q1 FY26-27
profit after tax(size)403 ₹ crore-4 ₹ croreQ1 FY26-27
gross npa (amount)0 INR_lakhs0 INR_lakhsQ1 FY26-27
aviation segment premium(size)2806 ₹ lakh0 ₹ lakhQ1 FY26-27
net commission ratio(size)18.9 %10.0 %Q1 FY26-27
Insurance Marketing Firm premium(size)2274 ₹ lakh64 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)32076 ₹ lakh104 ₹ lakhQ1 FY26-27
health combined ratio109.7 %126.0 %Q1 FY26-27
health segment premium(size)297384 ₹ lakh12044 ₹ lakhQ1 FY26-27
gross direct premium growth rate(size)7.5 %62.0 %Q1 FY26-27
crop insurance segment premium(size)1830 ₹ lakh0 ₹ lakhQ1 FY26-27
Individual Agents policies(size)666612 count2652 countQ1 FY26-27
liability combined ratio100.4 %77.0 %Q1 FY26-27
Corporate Agents – Banks premium(size)70235 ₹ lakh-2 ₹ lakhQ1 FY26-27
Brokers premium(size)478325 ₹ lakh34463 ₹ lakhQ1 FY26-27
equity & preference shares(size)820242 INR_lakhs4406 INR_lakhsQ1 FY26-27
Individual Agents premium(size)98119 ₹ lakh339 ₹ lakhQ1 FY26-27
technical reserves to premium ratio(size)7.4 %6.3 %Q1 FY26-27
engineering incurred claims ratio87.0 %471.0 %Q1 FY26-27
Corporate Agents – Others premium(size)13241 ₹ lakh3306 ₹ lakhQ1 FY26-27
incurred claims ratio76.4 %81.0 %Q1 FY26-27
marine hull segment premium(size)4343 ₹ lakh0 ₹ lakhQ1 FY26-27
combined ratio107.2 %115.0 %Q1 FY26-27
motor tp incurred claims ratio71.0 %53.0 %Q1 FY26-27
gross yield (quarterly)1.89 %2.05 %Q1 FY26-27
workmen's compensation segment premium(size)5639 ₹ lakh1 ₹ lakhQ1 FY26-27
government securities(size)2159709 INR_lakhs41239 INR_lakhsQ1 FY26-27
other approved securities(size)243176 INR_lakhs15995 INR_lakhsQ1 FY26-27
Corporate Agents – Others policies(size)663511 count4637 countQ1 FY26-27
infrastructure & housing(size)1106060 INR_lakhs52190 INR_lakhsQ1 FY26-27
travel incurred claims ratio56.0 %199.0 %Q1 FY26-27
profit before tax(size)536 ₹ crore-4 ₹ croreQ1 FY26-27
personal accident combined ratio63.2 %124.0 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)25909 ₹ lakh1065 ₹ lakhQ1 FY26-27
MISP (Direct) policies(size)1496026 count1970 countQ1 FY26-27
engineering combined ratio85.2 %-308.0 %Q1 FY26-27
liability segment premium(size)3592 ₹ lakh91 ₹ lakhQ1 FY26-27
motor tp combined ratio98.3 %89.0 %Q1 FY26-27
motor od combined ratio118.1 %133.0 %Q1 FY26-27
expense ratio to gross premium28.8 %31.0 %Q1 FY26-27
Web Aggregators premium(size)95 ₹ lakh2 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)90 ₹ lakh0 ₹ lakhQ1 FY26-27
travel segment premium(size)8634 ₹ lakh40 ₹ lakhQ1 FY26-27
net earning ratio6.8 %-2.0 %Q1 FY26-27
net worth growth rate(size)0.9 %13.0 %Q1 FY26-27
liability incurred claims ratio47.0 %55.0 %Q1 FY26-27
central govt. securities(size)22.0 %23.0 %Q1 FY26-27
workmen's compensation combined ratio107.0 %93.0 %Q1 FY26-27
Brokers policies(size)4944886 count221205 countQ1 FY26-27
MISP (Direct) premium(size)21285 ₹ lakh431 ₹ lakhQ1 FY26-27
gross direct premium to net worth ratio(size)50.00 ×98.00 ×Q1 FY26-27
expense ratio36.2 %34.0 %Q1 FY26-27
Web Aggregators policies(size)11353 count26 countQ1 FY26-27
real estate & subsidiaries(size)8318 INR_lakhs4636 INR_lakhsQ1 FY26-27
other investments(size)206438 INR_lakhs20794 INR_lakhsQ1 FY26-27
motor od incurred claims ratio68.0 %80.0 %Q1 FY26-27
net yield (quarterly)1.28 %2.05 %Q1 FY26-27
gross yield (annualized)8.18 %8.42 %Q4 FY25-26 / FY25-26
gross written premium(size)28712 ₹ crore402 ₹ croreQ4 FY25-26 / Q1 FY26-27
net yield (annualized)5.52 %8.42 %Q4 FY25-26 / FY25-26
claim settlement ratio81.0 %70.9 %FY24-25 / Q1 FY26-27
claims repudiation ratio8.28 %7.59 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

ICICI Lombard General Insurance
All IRDAI metrics →
Zuno General Insurance
All IRDAI metrics →

How to read IRDAI comparison data ·Back to all comparisons