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Bajaj Allianz General Insurance vs Raheja QBE General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricBajaj Allianz General InsuranceRaheja QBE General InsurancePeriod
net worth growth rate(size)-13.8 %9.5 %Q1 FY26-27
debentures & bonds(size)749232 INR_lakhs40693 INR_lakhsQ1 FY26-27
combined ratio104.7 %121.7 %Q1 FY26-27
liability segment premium(size)2931 ₹ lakh1963 ₹ lakhQ1 FY26-27
underwriting balance ratio-5.0 %1.0 %Q1 FY26-27
Direct Business – Officers/Employees policies(size)0 count1 countQ1 FY26-27
MISP (Direct) policies(size)127141 count2 countQ1 FY26-27
Web Aggregators policies(size)2730 count0 countQ1 FY26-27
earnings per share(size)44.70 ₹-0.84 ₹Q1 FY26-27 / Q4 FY25-26
Insurance Marketing Firm policies(size)5664 count0 countQ1 FY26-27
gross direct premium to net worth ratio(size)53.00 ×18.00 ×Q1 FY26-27
investment income ratio2.2 %1.8 %Q1 FY26-27
fire incurred claims ratio48.9 %57.0 %Q1 FY26-27
Direct Business – Officers/Employees premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
profit before tax(size)638 ₹ crore20 ₹ croreQ1 FY26-27
technical reserves to premium ratio(size)7.3 %19.6 %Q1 FY26-27
MISP (Direct) premium(size)9048 ₹ lakh0 ₹ lakhQ1 FY26-27
central govt. securities(size)20.4 %33.7 %Q1 FY26-27
personal accident incurred claims ratio51.0 %-29.0 %Q1 FY26-27
Brokers policies(size)2190021 count17790 countQ1 FY26-27
net NPA ratio0.00 %0.00 %Q1 FY26-27 / Q4 FY25-26
gross direct premium growth rate(size)11.6 %30.8 %Q1 FY26-27
expense ratio to gross premium29.5 %38.6 %Q1 FY26-27
travel combined ratio145.8 %0.0 %Q1 FY26-27
health incurred claims ratio90.9 %77.0 %Q1 FY26-27
government securities(size)1042910 INR_lakhs34374 INR_lakhsQ1 FY26-27
Direct Business – Online premium(size)2189 ₹ lakh5 ₹ lakhQ1 FY26-27
workmen's compensation combined ratio104.1 %110.0 %Q1 FY26-27
net yield (quarterly)1.61 %5.24 %Q1 FY26-27
Direct Business – Others premium(size)115687 ₹ lakh204 ₹ lakhQ1 FY26-27
net earning ratio17.8 %-33.4 %Q1 FY26-27 / Q4 FY25-26
engineering incurred claims ratio56.3 %-2398.0 %Q1 FY26-27
govt + approved securities(size)30.9 %33.7 %Q1 FY26-27
marine cargo incurred claims ratio89.7 %0.0 %Q1 FY26-27
health combined ratio108.7 %105.0 %Q1 FY26-27
liability combined ratio54.6 %80.0 %Q1 FY26-27
motor OD segment premium(size)79987 ₹ lakh923 ₹ lakhQ1 FY26-27
operating profit ratio17.8 %28.3 %Q1 FY26-27
motor od incurred claims ratio76.6 %81.0 %Q1 FY26-27
npa provision coverage0.0 %0.0 %Q1 FY26-27
net retention ratio(size)46.4 %57.3 %Q1 FY26-27
Individual Agents policies(size)653974 count14 countQ1 FY26-27
gross NPA ratio0.00 %0.00 %Q1 FY26-27 / Q4 FY25-26
workmen's compensation segment premium(size)2548 ₹ lakh184 ₹ lakhQ1 FY26-27
Direct Business – Others policies(size)934464 count48 countQ1 FY26-27
health segment premium(size)175965 ₹ lakh452 ₹ lakhQ1 FY26-27
Individual Agents premium(size)86223 ₹ lakh32 ₹ lakhQ1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
marine cargo segment premium(size)18439 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
Common Service Centres (CSC) policies(size)98274 count0 countQ1 FY26-27
net commission ratio(size)8.9 %24.2 %Q1 FY26-27
Insurance Marketing Firm premium(size)1433 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
book value per share(size)1021.05 ₹5.93 ₹Q1 FY26-27 / Q4 FY25-26
personal accident segment premium(size)6026 ₹ lakh-1 ₹ lakhQ1 FY26-27
Web Aggregators premium(size)34 ₹ lakh0 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)2036111 count0 countQ1 FY26-27
engineering segment premium(size)18904 ₹ lakh57 ₹ lakhQ1 FY26-27
travel incurred claims ratio59.4 %0.0 %Q1 FY26-27
profit after tax(size)478 ₹ crore20 ₹ croreQ1 FY26-27
motor od combined ratio122.4 %143.0 %Q1 FY26-27
other incurred claims ratio58.5 %192.0 %Q1 FY26-27 / Q4 FY25-26
fire segment premium(size)90793 ₹ lakh166 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)322050 count640 countQ1 FY26-27
Brokers premium(size)281025 ₹ lakh5426 ₹ lakhQ1 FY26-27
claims paid to provisioned ratio(size)13.6 %14.9 %Q1 FY26-27
personal accident combined ratio82.1 %-24.0 %Q1 FY26-27
Corporate Agents – Others premium(size)11268 ₹ lakh2 ₹ lakhQ1 FY26-27
solvency ratio2.54 ×1.98 ×Q1 FY26-27
fire combined ratio5.3 %379.0 %Q1 FY26-27
other combined ratio68.5 %633.0 %Q1 FY26-27 / Q4 FY25-26
motor tp combined ratio103.5 %122.0 %Q1 FY26-27
motor tp incurred claims ratio51.0 %73.0 %Q1 FY26-27
gross npa ratio0.00 %0.00 %Q1 FY26-27
liability incurred claims ratio25.7 %28.0 %Q1 FY26-27
expense ratio30.4 %53.7 %Q1 FY26-27
gross yield (quarterly)2.15 %7.08 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)20919 ₹ lakh78 ₹ lakhQ1 FY26-27
Direct Business – Online policies(size)32012 count123 countQ1 FY26-27
motor TP segment premium(size)106620 ₹ lakh1599 ₹ lakhQ1 FY26-27
engineering combined ratio26.7 %-1918.0 %Q1 FY26-27
marine cargo combined ratio123.4 %0.0 %Q1 FY26-27
gross npa (amount)0 INR_lakhs0 INR_lakhsQ1 FY26-27
workmen's compensation incurred claims ratio67.6 %70.0 %Q1 FY26-27
incurred claims ratio74.3 %68.0 %Q1 FY26-27
Corporate Agents – Others policies(size)1636367 count18 countQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
housing & infrastructure(size)29.5 %34.1 %Q1 FY26-27
other investments(size)1093056 INR_lakhs2340 INR_lakhsQ1 FY26-27
mutual funds(size)21015 INR_lakhs3780 INR_lakhsQ4 FY25-26 / Q1 FY26-27
net yield (annualized)6.46 %5.14 %FY25-26
gross yield (annualized)8.64 %6.95 %FY25-26
infrastructure & housing(size)27074 INR_lakhs20785 INR_lakhsQ3 FY25-26 / Q1 FY26-27
claim settlement ratio87.3 %77.7 %Q2 FY25-26 / FY24-25
gross written premium(size)21417 ₹ crore353 ₹ croreFY25-03 / FY24-25
claims repudiation ratio1.79 %2.73 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Bajaj Allianz General Insurance
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Raheja QBE General Insurance
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