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Acko General Insurance vs Tata AIG General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAcko General InsuranceTata AIG General InsurancePeriod
personal accident incurred claims ratio36.0 %60.0 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh5 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)0 ₹ lakh25413 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)0 count451 countQ1 FY26-27
required solvency margin(size)50918 ₹ lakh353769 ₹ lakhQ1 FY26-27
profit after tax(size)-29 ₹ crore195 ₹ croreQ1 FY26-27
other segment premium(size)4515 ₹ lakh20479 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count239087 countQ1 FY26-27
claim settlement ratio75.0 %80.2 %Q1 FY26-27 / FY24-25
central govt. securities(size)22.0 %22.0 %Q1 FY26-27
personal accident combined ratio67.0 %83.0 %Q1 FY26-27
MISP (Direct) policies(size)0 count208206 countQ1 FY26-27
Corporate Agents – Banks premium(size)1030 ₹ lakh26151 ₹ lakhQ1 FY26-27
workmen's compensation segment premium(size)0 ₹ lakh2435 ₹ lakhQ1 FY26-27
gross written premium(size)749 ₹ crore17703 ₹ croreQ1 FY26-27 / FY25-03
solvency ratio1.59 ×1.84 ×Q1 FY26-27
gross yield (quarterly)7.93 %2.18 %Q1 FY26-27
motor tp combined ratio98.0 %115.0 %Q1 FY26-27
liability segment premium(size)1727 ₹ lakh33611 ₹ lakhQ1 FY26-27
Individual Agents policies(size)0 count692010 countQ1 FY26-27
fire combined ratio54.9 %79.0 %Q1 FY26-27
operating profit ratio-6.1 %4.0 %Q1 FY26-27
liquid assets to liabilities ratio27.0 %0.2 %Q1 FY26-27
expense ratio to gross premium43.9 %32.0 %Q1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh9417 ₹ lakhQ1 FY26-27
fire segment premium(size)74 ₹ lakh76072 ₹ lakhQ1 FY26-27
combined ratio111.7 %111.0 %Q1 FY26-27
net yield (quarterly)7.93 %1.63 %Q1 FY26-27
Brokers policies(size)89415 count1680361 countQ1 FY26-27
travel segment premium(size)1979 ₹ lakh15212 ₹ lakhQ1 FY26-27
health segment premium(size)37617 ₹ lakh184202 ₹ lakhQ1 FY26-27
aviation segment premium(size)0 ₹ lakh9368 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)131237 count716768 countQ1 FY26-27
net worth growth rate(size)-1.4 %3.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)0 count33859 countQ1 FY26-27
Brokers premium(size)15850 ₹ lakh350032 ₹ lakhQ1 FY26-27
expense ratio38.8 %37.0 %Q1 FY26-27
other investments(size)68748 INR_lakhs238487 INR_lakhsQ1 FY26-27
fire incurred claims ratio47.7 %60.0 %Q1 FY26-27
gross direct premium growth rate(size)42.3 %34.0 %Q1 FY26-27
Corporate Agents – Others premium(size)15372 ₹ lakh29694 ₹ lakhQ1 FY26-27
travel combined ratio48.0 %99.0 %Q1 FY26-27
return on net worth-3.6 %3.0 %Q1 FY26-27
motor od incurred claims ratio127.0 %89.0 %Q1 FY26-27
underwriting balance ratio-16.0 %-0.2 %Q1 FY26-27
marine hull segment premium(size)0 ₹ lakh588 ₹ lakhQ1 FY26-27
motor OD segment premium(size)11794 ₹ lakh123579 ₹ lakhQ1 FY26-27
Web Aggregators premium(size)0 ₹ lakh78 ₹ lakhQ1 FY26-27
housing & infrastructure(size)16.0 %16.0 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)0 count531281 countQ1 FY26-27
Point of Sales Person (Direct) premium(size)0 ₹ lakh43612 ₹ lakhQ1 FY26-27
govt + approved securities(size)35.0 %40.0 %Q1 FY26-27
travel incurred claims ratio30.0 %48.0 %Q1 FY26-27
motor od combined ratio164.0 %138.0 %Q1 FY26-27
incurred claims ratio72.9 %74.0 %Q1 FY26-27
infrastructure & housing(size)66621 INR_lakhs755625 INR_lakhsQ1 FY26-27
motor tp incurred claims ratio59.0 %59.0 %Q1 FY26-27
profit before tax(size)-29 ₹ crore261 ₹ croreQ1 FY26-27
net earning ratio-4.1 %5.0 %Q1 FY26-27
available solvency margin(size)80829 ₹ lakh651816 ₹ lakhQ1 FY26-27
personal accident segment premium(size)504 ₹ lakh6838 ₹ lakhQ1 FY26-27
liability incurred claims ratio92.0 %113.0 %Q1 FY26-27
technical reserves to premium ratio(size)364.0 %6.0 %Q1 FY26-27
liability combined ratio94.0 %68.0 %Q1 FY26-27
claims paid to provisioned ratio(size)6.7 %5.0 %Q1 FY26-27
book value per share(size)2.94 ₹67.70 ₹Q1 FY26-27
motor TP segment premium(size)16719 ₹ lakh131029 ₹ lakhQ1 FY26-27
mutual funds(size)16958 INR_lakhs214987 INR_lakhsQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh117253 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh3905 ₹ lakhQ1 FY26-27
engineering segment premium(size)0 ₹ lakh15485 ₹ lakhQ1 FY26-27
net retention ratio(size)78.8 %59.0 %Q1 FY26-27
investment income ratio8.0 %2.0 %Q1 FY26-27
government securities(size)139488 INR_lakhs1535427 INR_lakhsQ1 FY26-27
debentures & bonds(size)98124 INR_lakhs709686 INR_lakhsQ1 FY26-27
gross direct premium to net worth ratio(size)91.00 ×97.00 ×Q1 FY26-27
net commission ratio(size)11.9 %20.0 %Q1 FY26-27
real estate & subsidiaries(size)11419 INR_lakhs37531 INR_lakhsQ1 FY26-27
other combined ratio94.5 %67.0 %Q4 FY25-26
gross yield (annualized)7.81 %7.80 %Q4 FY25-26
health combined ratio104.5 %101.0 %Q4 FY25-26 / Q1 FY26-27
net yield (annualized)7.81 %5.81 %Q4 FY25-26
other incurred claims ratio85.2 %153.0 %Q4 FY25-26
health incurred claims ratio56.3 %82.0 %Q4 FY25-26 / Q1 FY26-27
equity & preference shares(size)526 INR_lakhs679771 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claims repudiation ratio1.91 %2.80 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Acko General Insurance
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Tata AIG General Insurance
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