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Acko General Insurance vs Shriram General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAcko General InsuranceShriram General InsurancePeriod
personal accident incurred claims ratio36.0 %15.8 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh11 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)0 ₹ lakh218 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)0 count108 countQ1 FY26-27
required solvency margin(size)50918 ₹ lakh89841 ₹ lakhQ1 FY26-27
profit after tax(size)-29 ₹ crore131 ₹ croreQ1 FY26-27
other segment premium(size)4515 ₹ lakh1141 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count13162 countQ1 FY26-27
claim settlement ratio75.0 %71.8 %Q1 FY26-27 / FY24-25
central govt. securities(size)22.0 %25.6 %Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
personal accident combined ratio67.0 %41.6 %Q1 FY26-27
MISP (Direct) policies(size)0 count30316 countQ1 FY26-27
Corporate Agents – Banks premium(size)1030 ₹ lakh350 ₹ lakhQ1 FY26-27
workmen's compensation segment premium(size)0 ₹ lakh177 ₹ lakhQ1 FY26-27
gross written premium(size)749 ₹ crore1180 ₹ croreQ1 FY26-27
solvency ratio1.59 ×3.02 ×Q1 FY26-27
gross yield (quarterly)7.93 %7.26 %Q1 FY26-27
motor tp combined ratio98.0 %98.7 %Q1 FY26-27
liability segment premium(size)1727 ₹ lakh145 ₹ lakhQ1 FY26-27
Individual Agents policies(size)0 count58733 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count631 countQ1 FY26-27
fire combined ratio54.9 %150.7 %Q1 FY26-27
operating profit ratio-6.1 %17.2 %Q1 FY26-27
liquid assets to liabilities ratio27.0 %4.2 %Q1 FY26-27
expense ratio to gross premium43.9 %33.7 %Q1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh623 ₹ lakhQ1 FY26-27
fire segment premium(size)74 ₹ lakh1969 ₹ lakhQ1 FY26-27
combined ratio111.7 %104.7 %Q1 FY26-27
net yield (quarterly)7.93 %5.43 %Q1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
Brokers policies(size)89415 count313126 countQ1 FY26-27
travel segment premium(size)1979 ₹ lakh0 ₹ lakhQ1 FY26-27
health segment premium(size)37617 ₹ lakh1266 ₹ lakhQ1 FY26-27
aviation segment premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)131237 count723601 countQ1 FY26-27
net worth growth rate(size)-1.4 %7.3 %Q1 FY26-27
Insurance Marketing Firm policies(size)0 count1251 countQ1 FY26-27
Brokers premium(size)15850 ₹ lakh29449 ₹ lakhQ1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
expense ratio38.8 %37.4 %Q1 FY26-27
other investments(size)68748 INR_lakhs1078 INR_lakhsQ1 FY26-27
fire incurred claims ratio47.7 %58.6 %Q1 FY26-27
gross direct premium growth rate(size)42.3 %22.9 %Q1 FY26-27
Corporate Agents – Others premium(size)15372 ₹ lakh34718 ₹ lakhQ1 FY26-27
travel combined ratio48.0 %45.9 %Q1 FY26-27
return on net worth-3.6 %4.4 %Q1 FY26-27
motor od incurred claims ratio127.0 %98.4 %Q1 FY26-27
underwriting balance ratio-16.0 %-6.1 %Q1 FY26-27
marine hull segment premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
motor OD segment premium(size)11794 ₹ lakh29251 ₹ lakhQ1 FY26-27
Other policies(size)0 count0 countQ1 FY26-27
Web Aggregators premium(size)0 ₹ lakh17 ₹ lakhQ1 FY26-27
housing & infrastructure(size)16.0 %34.9 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)0 count660339 countQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)0 ₹ lakh46028 ₹ lakhQ1 FY26-27
govt + approved securities(size)35.0 %30.3 %Q1 FY26-27
travel incurred claims ratio30.0 %37.1 %Q1 FY26-27
motor od combined ratio164.0 %134.8 %Q1 FY26-27
incurred claims ratio72.9 %68.7 %Q1 FY26-27
infrastructure & housing(size)66621 INR_lakhs502514 INR_lakhsQ1 FY26-27
motor tp incurred claims ratio59.0 %58.7 %Q1 FY26-27
profit before tax(size)-29 ₹ crore174 ₹ croreQ1 FY26-27
net earning ratio-4.1 %12.3 %Q1 FY26-27
available solvency margin(size)80829 ₹ lakh271557 ₹ lakhQ1 FY26-27
personal accident segment premium(size)504 ₹ lakh4253 ₹ lakhQ1 FY26-27
liability incurred claims ratio92.0 %30.4 %Q1 FY26-27
technical reserves to premium ratio(size)364.0 %1079.9 %Q1 FY26-27
liability combined ratio94.0 %358.1 %Q1 FY26-27
claims paid to provisioned ratio(size)6.7 %5.2 %Q1 FY26-27
book value per share(size)2.94 ₹114.19 ₹Q1 FY26-27
motor TP segment premium(size)16719 ₹ lakh78711 ₹ lakhQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh4860 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh92 ₹ lakhQ1 FY26-27
engineering segment premium(size)0 ₹ lakh850 ₹ lakhQ1 FY26-27
net retention ratio(size)78.8 %84.0 %Q1 FY26-27
investment income ratio8.0 %1.7 %Q1 FY26-27
government securities(size)139488 INR_lakhs458529 INR_lakhsQ1 FY26-27
debentures & bonds(size)98124 INR_lakhs319808 INR_lakhsQ1 FY26-27
gross direct premium to net worth ratio(size)91.00 ×39.87 ×Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
net commission ratio(size)11.9 %25.6 %Q1 FY26-27
earnings per share(size)-0.10 ₹5.06 ₹Q1 FY26-27
real estate & subsidiaries(size)11419 INR_lakhs18266 INR_lakhsQ1 FY26-27
gross yield (annualized)7.81 %7.27 %Q4 FY25-26
health combined ratio104.5 %96.6 %Q4 FY25-26 / Q1 FY26-27
net yield (annualized)7.81 %5.44 %Q4 FY25-26
health incurred claims ratio56.3 %94.5 %Q4 FY25-26 / Q1 FY26-27
other approved securities(size)2372 INR_lakhs5503 INR_lakhsQ4 FY25-26 / Q1 FY26-27
equity & preference shares(size)526 INR_lakhs151575 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claims repudiation ratio1.91 %3.53 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Acko General Insurance
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Shriram General Insurance
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