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Acko General Insurance vs Reliance General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAcko General InsuranceReliance General InsurancePeriod
personal accident incurred claims ratio36.0 %55.0 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh14565 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh74 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)0 ₹ lakh6348 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)0 count7713 countQ1 FY26-27
required solvency margin(size)50918 ₹ lakh219547 ₹ lakhQ1 FY26-27
profit after tax(size)-29 ₹ crore1 ₹ croreQ1 FY26-27
other segment premium(size)4515 ₹ lakh3269 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count132648 countQ1 FY26-27
claim settlement ratio75.0 %90.4 %Q1 FY26-27 / FY24-25
central govt. securities(size)22.0 %28.0 %Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
personal accident combined ratio67.0 %75.3 %Q1 FY26-27
MISP (Direct) policies(size)0 count146864 countQ1 FY26-27
Corporate Agents – Banks premium(size)1030 ₹ lakh10089 ₹ lakhQ1 FY26-27
workmen's compensation segment premium(size)0 ₹ lakh599 ₹ lakhQ1 FY26-27
gross written premium(size)749 ₹ crore12237 ₹ croreQ1 FY26-27 / Q4 FY25-26
solvency ratio1.59 ×1.75 ×Q1 FY26-27
gross yield (quarterly)7.93 %7.63 %Q1 FY26-27
motor tp combined ratio98.0 %173.6 %Q1 FY26-27
liability segment premium(size)1727 ₹ lakh2398 ₹ lakhQ1 FY26-27
Individual Agents policies(size)0 count164737 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count5913 countQ1 FY26-27
fire combined ratio54.9 %105.3 %Q1 FY26-27
operating profit ratio-6.1 %-3.7 %Q1 FY26-27
liquid assets to liabilities ratio27.0 %0.2 %Q1 FY26-27
expense ratio to gross premium43.9 %29.0 %Q1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh2306 ₹ lakhQ1 FY26-27
fire segment premium(size)74 ₹ lakh42132 ₹ lakhQ1 FY26-27
combined ratio111.7 %121.2 %Q1 FY26-27
net yield (quarterly)7.93 %7.61 %Q1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
Brokers policies(size)89415 count1417761 countQ1 FY26-27
travel segment premium(size)1979 ₹ lakh4266 ₹ lakhQ1 FY26-27
health segment premium(size)37617 ₹ lakh110935 ₹ lakhQ1 FY26-27
aviation segment premium(size)0 ₹ lakh50 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)131237 count116834 countQ1 FY26-27
net worth growth rate(size)-1.4 %0.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)0 count23775 countQ1 FY26-27
Brokers premium(size)15850 ₹ lakh174099 ₹ lakhQ1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
expense ratio38.8 %33.1 %Q1 FY26-27
other investments(size)68748 INR_lakhs99267 INR_lakhsQ1 FY26-27
fire incurred claims ratio47.7 %102.0 %Q1 FY26-27
gross direct premium growth rate(size)42.3 %-12.2 %Q1 FY26-27
Corporate Agents – Others premium(size)15372 ₹ lakh10600 ₹ lakhQ1 FY26-27
travel combined ratio48.0 %117.6 %Q1 FY26-27
return on net worth-3.6 %0.0 %Q1 FY26-27
motor od incurred claims ratio127.0 %72.0 %Q1 FY26-27
underwriting balance ratio-16.0 %-0.3 %Q1 FY26-27
marine hull segment premium(size)0 ₹ lakh10 ₹ lakhQ1 FY26-27
motor OD segment premium(size)11794 ₹ lakh46620 ₹ lakhQ1 FY26-27
Other policies(size)0 count0 countQ1 FY26-27
Web Aggregators premium(size)0 ₹ lakh70 ₹ lakhQ1 FY26-27
housing & infrastructure(size)16.0 %25.0 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)0 count205506 countQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)0 ₹ lakh9695 ₹ lakhQ1 FY26-27
govt + approved securities(size)35.0 %38.0 %Q1 FY26-27
travel incurred claims ratio30.0 %32.4 %Q1 FY26-27
motor od combined ratio164.0 %141.2 %Q1 FY26-27
incurred claims ratio72.9 %88.2 %Q1 FY26-27
infrastructure & housing(size)66621 INR_lakhs324934 INR_lakhsQ1 FY26-27
motor tp incurred claims ratio59.0 %106.9 %Q1 FY26-27
profit before tax(size)-29 ₹ crore1 ₹ croreQ1 FY26-27
net earning ratio-4.1 %0.0 %Q1 FY26-27
available solvency margin(size)80829 ₹ lakh384372 ₹ lakhQ1 FY26-27
personal accident segment premium(size)504 ₹ lakh5532 ₹ lakhQ1 FY26-27
liability incurred claims ratio92.0 %105.5 %Q1 FY26-27
technical reserves to premium ratio(size)364.0 %9.1 %Q1 FY26-27
liability combined ratio94.0 %149.5 %Q1 FY26-27
claims paid to provisioned ratio(size)6.7 %7.8 %Q1 FY26-27
book value per share(size)2.94 ₹141.58 ₹Q1 FY26-27
motor TP segment premium(size)16719 ₹ lakh45046 ₹ lakhQ1 FY26-27
mutual funds(size)16958 INR_lakhs2971 INR_lakhsQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh23430 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh667 ₹ lakhQ1 FY26-27
engineering segment premium(size)0 ₹ lakh13739 ₹ lakhQ1 FY26-27
net retention ratio(size)78.8 %62.1 %Q1 FY26-27
investment income ratio8.0 %1.9 %Q1 FY26-27
government securities(size)139488 INR_lakhs544642 INR_lakhsQ1 FY26-27
debentures & bonds(size)98124 INR_lakhs1050493 INR_lakhsQ1 FY26-27
gross direct premium to net worth ratio(size)91.00 ×75.00 ×Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
net commission ratio(size)11.9 %17.6 %Q1 FY26-27
real estate & subsidiaries(size)11419 INR_lakhs16942 INR_lakhsQ1 FY26-27
gross yield (annualized)7.81 %7.94 %Q4 FY25-26
health combined ratio104.5 %106.0 %Q4 FY25-26 / Q1 FY26-27
net yield (annualized)7.81 %7.93 %Q4 FY25-26
health incurred claims ratio56.3 %90.2 %Q4 FY25-26 / Q1 FY26-27
other approved securities(size)2372 INR_lakhs267515 INR_lakhsQ4 FY25-26 / Q1 FY26-27
equity & preference shares(size)526 INR_lakhs99920 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claims repudiation ratio1.91 %2.11 %FY24-25
gross NPA ratio1.18 %0.00 %Q1 FY21-22 / Q1 FY26-27
net NPA ratio0.59 %0.00 %Q1 FY21-22 / Q1 FY26-27

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Acko General Insurance
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Reliance General Insurance
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