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Acko General Insurance vs Oriental Insurance Company: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAcko General InsuranceOriental Insurance CompanyPeriod
personal accident incurred claims ratio36.0 %72.5 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh34 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)0 ₹ lakh11763 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)0 count153 countQ1 FY26-27
required solvency margin(size)50918 ₹ lakh587764 ₹ lakhQ1 FY26-27
profit after tax(size)-29 ₹ crore-340 ₹ croreQ1 FY26-27
other segment premium(size)4515 ₹ lakh12943 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count53956 countQ1 FY26-27
claim settlement ratio75.0 %85.5 %Q1 FY26-27 / FY24-25
central govt. securities(size)22.0 %24.1 %Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
personal accident combined ratio67.0 %88.2 %Q1 FY26-27
MISP (Direct) policies(size)0 count82951 countQ1 FY26-27
Corporate Agents – Banks premium(size)1030 ₹ lakh5572 ₹ lakhQ1 FY26-27
workmen's compensation segment premium(size)0 ₹ lakh1417 ₹ lakhQ1 FY26-27
gross written premium(size)749 ₹ crore11858 ₹ croreQ1 FY26-27
solvency ratio1.59 ×-1.70 ×Q1 FY26-27
gross yield (quarterly)7.93 %8.94 %Q1 FY26-27
motor tp combined ratio98.0 %198.5 %Q1 FY26-27
liability segment premium(size)1727 ₹ lakh2838 ₹ lakhQ1 FY26-27
Individual Agents policies(size)0 count743681 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count0 countQ1 FY26-27
fire combined ratio54.9 %145.6 %Q1 FY26-27
operating profit ratio-6.1 %-760.0 %Q1 FY26-27
liquid assets to liabilities ratio27.0 %0.1 %Q1 FY26-27
expense ratio to gross premium43.9 %15.5 %Q1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh2015 ₹ lakhQ1 FY26-27
fire segment premium(size)74 ₹ lakh44889 ₹ lakhQ1 FY26-27
combined ratio111.7 %11916.0 %Q1 FY26-27
net yield (quarterly)7.93 %5.82 %Q1 FY26-27
Micro Agents policies(size)0 count45 countQ1 FY26-27
Brokers policies(size)89415 count572387 countQ1 FY26-27
travel segment premium(size)1979 ₹ lakh0 ₹ lakhQ1 FY26-27
health segment premium(size)37617 ₹ lakh220179 ₹ lakhQ1 FY26-27
aviation segment premium(size)0 ₹ lakh3844 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)131237 count18408 countQ1 FY26-27
net worth growth rate(size)-1.4 %11532.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)0 count90 countQ1 FY26-27
Brokers premium(size)15850 ₹ lakh389890 ₹ lakhQ1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27 / Q4 FY25-26
expense ratio38.8 %19.1 %Q1 FY26-27
other investments(size)68748 INR_lakhs68227 INR_lakhsQ1 FY26-27
fire incurred claims ratio47.7 %95.6 %Q1 FY26-27
gross direct premium growth rate(size)42.3 %484.0 %Q1 FY26-27
Corporate Agents – Others premium(size)15372 ₹ lakh1425 ₹ lakhQ1 FY26-27
travel combined ratio48.0 %0.0 %Q1 FY26-27
return on net worth-3.6 %4.2 %Q1 FY26-27
motor od incurred claims ratio127.0 %116.5 %Q1 FY26-27
underwriting balance ratio-16.0 %-19.0 %Q1 FY26-27
marine hull segment premium(size)0 ₹ lakh8707 ₹ lakhQ1 FY26-27
motor OD segment premium(size)11794 ₹ lakh28024 ₹ lakhQ1 FY26-27
Other policies(size)0 count0 countQ1 FY26-27 / Q4 FY25-26
Web Aggregators premium(size)0 ₹ lakh15 ₹ lakhQ1 FY26-27
housing & infrastructure(size)16.0 %17.3 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)0 count126089 countQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)0 ₹ lakh9562 ₹ lakhQ1 FY26-27
govt + approved securities(size)35.0 %56.5 %Q1 FY26-27
travel incurred claims ratio30.0 %0.0 %Q1 FY26-27
motor od combined ratio164.0 %141.4 %Q1 FY26-27
incurred claims ratio72.9 %10011.0 %Q1 FY26-27
infrastructure & housing(size)66621 INR_lakhs508049 INR_lakhsQ1 FY26-27
motor tp incurred claims ratio59.0 %168.5 %Q1 FY26-27
profit before tax(size)-29 ₹ crore-340 ₹ croreQ1 FY26-27
net earning ratio-4.1 %-767.0 %Q1 FY26-27
available solvency margin(size)80829 ₹ lakh-998362 ₹ lakhQ1 FY26-27
personal accident segment premium(size)504 ₹ lakh220939 ₹ lakhQ1 FY26-27
liability incurred claims ratio92.0 %19.7 %Q1 FY26-27
technical reserves to premium ratio(size)364.0 %6.9 %Q1 FY26-27
liability combined ratio94.0 %41.6 %Q1 FY26-27
claims paid to provisioned ratio(size)6.7 %13.6 %Q1 FY26-27
book value per share(size)2.94 ₹1.10 ₹Q1 FY26-27 / Q1 FY22-23
motor TP segment premium(size)16719 ₹ lakh61082 ₹ lakhQ1 FY26-27
mutual funds(size)16958 INR_lakhs31097 INR_lakhsQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh114281 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh918 ₹ lakhQ1 FY26-27
engineering segment premium(size)0 ₹ lakh11513 ₹ lakhQ1 FY26-27
net retention ratio(size)78.8 %6974.0 %Q1 FY26-27
investment income ratio8.0 %0.0 %Q1 FY26-27
government securities(size)139488 INR_lakhs1142392 INR_lakhsQ1 FY26-27
debentures & bonds(size)98124 INR_lakhs113014 INR_lakhsQ1 FY26-27
gross direct premium to net worth ratio(size)91.00 ×-78.00 ×Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh4 ₹ lakhQ1 FY26-27
net commission ratio(size)11.9 %766.0 %Q1 FY26-27
earnings per share(size)-0.10 ₹-0.20 ₹Q1 FY26-27 / Q1 FY22-23
real estate & subsidiaries(size)11419 INR_lakhs5 INR_lakhsQ1 FY26-27
health combined ratio104.5 %109.6 %Q4 FY25-26 / Q1 FY26-27
health incurred claims ratio56.3 %95.5 %Q4 FY25-26 / Q1 FY26-27
other approved securities(size)2372 INR_lakhs164 INR_lakhsQ4 FY25-26 / Q1 FY26-27
equity & preference shares(size)526 INR_lakhs729157 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claims repudiation ratio1.91 %0.34 %FY24-25
gross NPA ratio1.18 %1.93 %Q1 FY21-22 / Q1 FY22-23
net NPA ratio0.59 %0.00 %Q1 FY21-22 / Q1 FY22-23

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Acko General Insurance
All IRDAI metrics →
Oriental Insurance Company
All IRDAI metrics →

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