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Acko General Insurance vs IFFCO Tokio General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAcko General InsuranceIFFCO Tokio General InsurancePeriod
personal accident incurred claims ratio36.0 %82.3 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh71 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh361 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)0 ₹ lakh13828 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)0 count-1 countQ1 FY26-27
required solvency margin(size)50918 ₹ lakh179508 ₹ lakhQ1 FY26-27
profit after tax(size)-29 ₹ crore16 ₹ croreQ1 FY26-27
other segment premium(size)4515 ₹ lakh18825 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count66514 countQ1 FY26-27
claim settlement ratio75.0 %82.0 %Q1 FY26-27 / FY24-25
central govt. securities(size)22.0 %30.0 %Q1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
personal accident combined ratio67.0 %109.9 %Q1 FY26-27
MISP (Direct) policies(size)0 count355111 countQ1 FY26-27
Corporate Agents – Banks premium(size)1030 ₹ lakh1633 ₹ lakhQ1 FY26-27
workmen's compensation segment premium(size)0 ₹ lakh2001 ₹ lakhQ1 FY26-27
gross written premium(size)749 ₹ crore2230 ₹ croreQ1 FY26-27
solvency ratio1.59 ×1.97 ×Q1 FY26-27
gross yield (quarterly)7.93 %1.77 %Q1 FY26-27
motor tp combined ratio98.0 %121.6 %Q1 FY26-27
liability segment premium(size)1727 ₹ lakh2326 ₹ lakhQ1 FY26-27
Individual Agents policies(size)0 count403281 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count15610 countQ1 FY26-27
fire combined ratio54.9 %74.5 %Q1 FY26-27
operating profit ratio-6.1 %-2.6 %Q1 FY26-27
liquid assets to liabilities ratio27.0 %0.3 %Q1 FY26-27 / Q2 FY24-25
expense ratio to gross premium43.9 %29.2 %Q1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh4332 ₹ lakhQ1 FY26-27
fire segment premium(size)74 ₹ lakh28287 ₹ lakhQ1 FY26-27
combined ratio111.7 %121.2 %Q1 FY26-27
net yield (quarterly)7.93 %1.32 %Q1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
Brokers policies(size)89415 count848698 countQ1 FY26-27
travel segment premium(size)1979 ₹ lakh61 ₹ lakhQ1 FY26-27
health segment premium(size)37617 ₹ lakh25599 ₹ lakhQ1 FY26-27
aviation segment premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)131237 count36040 countQ1 FY26-27
net worth growth rate(size)-1.4 %3.0 %Q1 FY26-27
Insurance Marketing Firm policies(size)0 count2593 countQ1 FY26-27
Brokers premium(size)15850 ₹ lakh128946 ₹ lakhQ1 FY26-27
Other premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
expense ratio38.8 %34.4 %Q1 FY26-27
other investments(size)68748 INR_lakhs176186 INR_lakhsQ1 FY26-27
fire incurred claims ratio47.7 %82.5 %Q1 FY26-27
gross direct premium growth rate(size)42.3 %10.2 %Q1 FY26-27
Corporate Agents – Others premium(size)15372 ₹ lakh1666 ₹ lakhQ1 FY26-27
travel combined ratio48.0 %260.6 %Q1 FY26-27
return on net worth-3.6 %3.3 %Q1 FY26-27 / Q2 FY24-25
motor od incurred claims ratio127.0 %71.7 %Q1 FY26-27
underwriting balance ratio-16.0 %-20.7 %Q1 FY26-27
marine hull segment premium(size)0 ₹ lakh555 ₹ lakhQ1 FY26-27
motor OD segment premium(size)11794 ₹ lakh59663 ₹ lakhQ1 FY26-27
Other policies(size)0 count0 countQ1 FY26-27
Web Aggregators premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
housing & infrastructure(size)16.0 %21.0 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)0 count188926 countQ1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) premium(size)0 ₹ lakh17618 ₹ lakhQ1 FY26-27
govt + approved securities(size)35.0 %51.0 %Q1 FY26-27
travel incurred claims ratio30.0 %204.4 %Q1 FY26-27
motor od combined ratio164.0 %130.3 %Q1 FY26-27
incurred claims ratio72.9 %86.8 %Q1 FY26-27
infrastructure & housing(size)66621 INR_lakhs397223 INR_lakhsQ1 FY26-27
motor tp incurred claims ratio59.0 %98.5 %Q1 FY26-27
profit before tax(size)-29 ₹ crore21 ₹ croreQ1 FY26-27
net earning ratio-4.1 %2.5 %Q1 FY26-27 / Q2 FY24-25
available solvency margin(size)80829 ₹ lakh353288 ₹ lakhQ1 FY26-27
personal accident segment premium(size)504 ₹ lakh2475 ₹ lakhQ1 FY26-27
liability incurred claims ratio92.0 %86.6 %Q1 FY26-27
technical reserves to premium ratio(size)364.0 %9.1 %Q1 FY26-27
liability combined ratio94.0 %121.0 %Q1 FY26-27
claims paid to provisioned ratio(size)6.7 %6.9 %Q1 FY26-27
book value per share(size)2.94 ₹140.31 ₹Q1 FY26-27 / Q3 FY23-24
motor TP segment premium(size)16719 ₹ lakh58853 ₹ lakhQ1 FY26-27
mutual funds(size)16958 INR_lakhs20724 INR_lakhsQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh42681 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh352 ₹ lakhQ1 FY26-27
engineering segment premium(size)0 ₹ lakh10440 ₹ lakhQ1 FY26-27
net retention ratio(size)78.8 %64.7 %Q1 FY26-27
investment income ratio8.0 %1.8 %Q1 FY26-27
government securities(size)139488 INR_lakhs933317 INR_lakhsQ1 FY26-27
debentures & bonds(size)98124 INR_lakhs318167 INR_lakhsQ1 FY26-27
gross direct premium to net worth ratio(size)91.00 ×51.00 ×Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
net commission ratio(size)11.9 %17.6 %Q1 FY26-27
earnings per share(size)-0.10 ₹5.79 ₹Q1 FY26-27 / Q3 FY23-24
real estate & subsidiaries(size)11419 INR_lakhs50 INR_lakhsQ1 FY26-27
other combined ratio94.5 %114.5 %Q4 FY25-26
gross yield (annualized)7.81 %7.23 %Q4 FY25-26
health combined ratio104.5 %121.6 %Q4 FY25-26 / Q1 FY26-27
net yield (annualized)7.81 %5.41 %Q4 FY25-26
other incurred claims ratio85.2 %73.7 %Q4 FY25-26
health incurred claims ratio56.3 %97.5 %Q4 FY25-26 / Q1 FY26-27
other approved securities(size)2372 INR_lakhs1501 INR_lakhsQ4 FY25-26 / Q3 FY25-26
equity & preference shares(size)526 INR_lakhs466 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claims repudiation ratio1.91 %3.06 %FY24-25
gross NPA ratio1.18 %0.00 %Q1 FY21-22 / Q3 FY23-24
net NPA ratio0.59 %0.00 %Q1 FY21-22 / Q3 FY23-24

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Acko General Insurance
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IFFCO Tokio General Insurance
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