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Acko General Insurance vs ICICI Lombard General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricAcko General InsuranceICICI Lombard General InsurancePeriod
personal accident incurred claims ratio36.0 %55.0 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh1830 ₹ lakhQ1 FY26-27
Common Service Centres (CSC) premium(size)0 ₹ lakh90 ₹ lakhQ1 FY26-27
marine cargo segment premium(size)0 ₹ lakh32076 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)0 count11353 countQ1 FY26-27
required solvency margin(size)50918 ₹ lakh556784 ₹ lakhQ1 FY26-27
profit after tax(size)-29 ₹ crore403 ₹ croreQ1 FY26-27
other segment premium(size)4515 ₹ lakh38788 ₹ lakhQ1 FY26-27
Corporate Agents – Banks policies(size)0 count920450 countQ1 FY26-27
claim settlement ratio75.0 %81.0 %Q1 FY26-27 / FY24-25
central govt. securities(size)22.0 %22.0 %Q1 FY26-27
personal accident combined ratio67.0 %63.2 %Q1 FY26-27
MISP (Direct) policies(size)0 count1496026 countQ1 FY26-27
Corporate Agents – Banks premium(size)1030 ₹ lakh70235 ₹ lakhQ1 FY26-27
workmen's compensation segment premium(size)0 ₹ lakh5639 ₹ lakhQ1 FY26-27
gross written premium(size)749 ₹ crore28712 ₹ croreQ1 FY26-27 / Q4 FY25-26
solvency ratio1.59 ×2.00 ×Q1 FY26-27
gross yield (quarterly)7.93 %1.89 %Q1 FY26-27
motor tp combined ratio98.0 %98.3 %Q1 FY26-27
liability segment premium(size)1727 ₹ lakh3592 ₹ lakhQ1 FY26-27
Individual Agents policies(size)0 count666612 countQ1 FY26-27
Common Service Centres (CSC) policies(size)0 count5216 countQ1 FY26-27
fire combined ratio54.9 %120.5 %Q1 FY26-27
operating profit ratio-6.1 %3.9 %Q1 FY26-27
liquid assets to liabilities ratio27.0 %0.1 %Q1 FY26-27
expense ratio to gross premium43.9 %28.8 %Q1 FY26-27
MISP (Direct) premium(size)0 ₹ lakh21285 ₹ lakhQ1 FY26-27
fire segment premium(size)74 ₹ lakh99719 ₹ lakhQ1 FY26-27
combined ratio111.7 %107.2 %Q1 FY26-27
net yield (quarterly)7.93 %1.28 %Q1 FY26-27
Brokers policies(size)89415 count4944886 countQ1 FY26-27
travel segment premium(size)1979 ₹ lakh8634 ₹ lakhQ1 FY26-27
health segment premium(size)37617 ₹ lakh297384 ₹ lakhQ1 FY26-27
aviation segment premium(size)0 ₹ lakh2806 ₹ lakhQ1 FY26-27
Corporate Agents – Others policies(size)131237 count663511 countQ1 FY26-27
net worth growth rate(size)-1.4 %0.9 %Q1 FY26-27
Insurance Marketing Firm policies(size)0 count44394 countQ1 FY26-27
Brokers premium(size)15850 ₹ lakh478325 ₹ lakhQ1 FY26-27
expense ratio38.8 %36.2 %Q1 FY26-27
other investments(size)68748 INR_lakhs206438 INR_lakhsQ1 FY26-27
fire incurred claims ratio47.7 %118.0 %Q1 FY26-27
gross direct premium growth rate(size)42.3 %7.5 %Q1 FY26-27
Corporate Agents – Others premium(size)15372 ₹ lakh13241 ₹ lakhQ1 FY26-27
travel combined ratio48.0 %107.5 %Q1 FY26-27
return on net worth-3.6 %2.4 %Q1 FY26-27
motor od incurred claims ratio127.0 %68.0 %Q1 FY26-27
underwriting balance ratio-16.0 %-0.1 %Q1 FY26-27
marine hull segment premium(size)0 ₹ lakh4343 ₹ lakhQ1 FY26-27
motor OD segment premium(size)11794 ₹ lakh140228 ₹ lakhQ1 FY26-27
Web Aggregators premium(size)0 ₹ lakh95 ₹ lakhQ1 FY26-27
housing & infrastructure(size)16.0 %19.0 %Q1 FY26-27
Point of Sales Person (Direct) policies(size)0 count803441 countQ1 FY26-27
Point of Sales Person (Direct) premium(size)0 ₹ lakh25909 ₹ lakhQ1 FY26-27
govt + approved securities(size)35.0 %36.0 %Q1 FY26-27
travel incurred claims ratio30.0 %56.0 %Q1 FY26-27
motor od combined ratio164.0 %118.1 %Q1 FY26-27
incurred claims ratio72.9 %76.4 %Q1 FY26-27
infrastructure & housing(size)66621 INR_lakhs1106060 INR_lakhsQ1 FY26-27
motor tp incurred claims ratio59.0 %71.0 %Q1 FY26-27
profit before tax(size)-29 ₹ crore536 ₹ croreQ1 FY26-27
net earning ratio-4.1 %6.8 %Q1 FY26-27
available solvency margin(size)80829 ₹ lakh1501016 ₹ lakhQ1 FY26-27
personal accident segment premium(size)504 ₹ lakh16238 ₹ lakhQ1 FY26-27
liability incurred claims ratio92.0 %47.0 %Q1 FY26-27
technical reserves to premium ratio(size)364.0 %7.4 %Q1 FY26-27
liability combined ratio94.0 %100.4 %Q1 FY26-27
claims paid to provisioned ratio(size)6.7 %7.6 %Q1 FY26-27
book value per share(size)2.94 ₹340.46 ₹Q1 FY26-27
motor TP segment premium(size)16719 ₹ lakh138383 ₹ lakhQ1 FY26-27
mutual funds(size)16958 INR_lakhs141183 INR_lakhsQ1 FY26-27
Individual Agents premium(size)0 ₹ lakh98119 ₹ lakhQ1 FY26-27
Insurance Marketing Firm premium(size)0 ₹ lakh2274 ₹ lakhQ1 FY26-27
engineering segment premium(size)0 ₹ lakh33811 ₹ lakhQ1 FY26-27
net retention ratio(size)78.8 %74.5 %Q1 FY26-27
investment income ratio8.0 %1.9 %Q1 FY26-27
government securities(size)139488 INR_lakhs2159709 INR_lakhsQ1 FY26-27
debentures & bonds(size)98124 INR_lakhs1372814 INR_lakhsQ1 FY26-27
gross direct premium to net worth ratio(size)91.00 ×50.00 ×Q1 FY26-27
net commission ratio(size)11.9 %18.9 %Q1 FY26-27
real estate & subsidiaries(size)11419 INR_lakhs8318 INR_lakhsQ1 FY26-27
gross yield (annualized)7.81 %8.18 %Q4 FY25-26
health combined ratio104.5 %109.7 %Q4 FY25-26 / Q1 FY26-27
net yield (annualized)7.81 %5.52 %Q4 FY25-26
health incurred claims ratio56.3 %86.0 %Q4 FY25-26 / Q1 FY26-27
other approved securities(size)2372 INR_lakhs243176 INR_lakhsQ4 FY25-26 / Q1 FY26-27
equity & preference shares(size)526 INR_lakhs820242 INR_lakhsQ1 FY25-26 / Q1 FY26-27
claims repudiation ratio1.91 %8.28 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

Acko General Insurance
All IRDAI metrics →
ICICI Lombard General Insurance
All IRDAI metrics →

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