New India Assurance vs Universal Sompo General Insurance: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | New India Assurance | Universal Sompo General Insurance | Period |
|---|---|---|---|
| marine hull segment premium(size) | 15558 ₹ lakh | 7138 ₹ lakh | Q1 FY26-27 |
| Individual Agents policies(size) | 4531576 count | 46866 count | Q1 FY26-27 |
| personal accident combined ratio | 134.6 % | 89.3 % | Q1 FY26-27 |
| Common Service Centres (CSC) premium(size) | 34 ₹ lakh | 634 ₹ lakh | Q1 FY26-27 |
| health segment premium(size) | 661654 ₹ lakh | 34439 ₹ lakh | Q1 FY26-27 |
| engineering segment premium(size) | 33615 ₹ lakh | 664 ₹ lakh | Q1 FY26-27 |
| crop combined ratio | 8158.4 % | 148.0 % | Q1 FY26-27 |
| debentures & bonds(size) | 111686 INR_lakhs | 167084 INR_lakhs | Q1 FY26-27 |
| Web Aggregators premium(size) | 0 ₹ lakh | 919 ₹ lakh | Q1 FY26-27 |
| aviation incurred claims ratio | 70.8 % | 0.0 % | Q1 FY26-27 |
| health combined ratio | 128.1 % | 87.1 % | Q1 FY26-27 |
| other investments(size) | 75637 INR_lakhs | 21552 INR_lakhs | Q1 FY26-27 |
| net earning ratio | -2.3 % | 5.8 % | Q1 FY26-27 / Q4 FY25-26 |
| Corporate Agents – Others premium(size) | 3499 ₹ lakh | 2597 ₹ lakh | Q1 FY26-27 |
| book value per share(size) | 141.95 ₹ | 50.20 ₹ | Q1 FY26-27 / Q4 FY25-26 |
| engineering combined ratio | 109.6 % | 73.3 % | Q1 FY26-27 |
| Individual Agents premium(size) | 261231 ₹ lakh | 7540 ₹ lakh | Q1 FY26-27 |
| marine cargo combined ratio | 120.2 % | 143.2 % | Q1 FY26-27 |
| marine cargo incurred claims ratio | 104.4 % | 113.6 % | Q1 FY26-27 |
| motor TP segment premium(size) | 155831 ₹ lakh | 61853 ₹ lakh | Q1 FY26-27 |
| crop incurred claims ratio | 8152.5 % | 83.5 % | Q1 FY26-27 |
| net retention ratio(size) | 81.8 % | 52.1 % | Q1 FY26-27 |
| underwriting balance ratio | -0.2 % | -8.0 % | Q1 FY26-27 |
| solvency ratio | 1.80 × | 1.97 × | Q1 FY26-27 / Q4 FY24-25 |
| net worth growth rate(size) | 5.0 % | 12.0 % | Q1 FY26-27 |
| crop insurance segment premium(size) | 0 ₹ lakh | 2057 ₹ lakh | Q1 FY26-27 |
| workmen's compensation combined ratio | 51.9 % | 96.4 % | Q1 FY26-27 |
| Brokers premium(size) | 489456 ₹ lakh | 108870 ₹ lakh | Q1 FY26-27 |
| Insurance Marketing Firm policies(size) | 8829 count | 4758 count | Q1 FY26-27 |
| Common Service Centres (CSC) policies(size) | 3037 count | 22916 count | Q1 FY26-27 |
| govt + approved securities(size) | 47.9 % | 37.0 % | Q1 FY26-27 |
| motor od combined ratio | 141.1 % | 149.2 % | Q1 FY26-27 |
| operating profit ratio | -8.3 % | 4.6 % | Q1 FY26-27 |
| other approved securities(size) | 0 INR_lakhs | 6634 INR_lakhs | Q1 FY26-27 |
| other combined ratio | 86.2 % | 60.0 % | Q1 FY26-27 / Q4 FY25-26 |
| infrastructure & housing(size) | 1593081 INR_lakhs | 197661 INR_lakhs | Q1 FY26-27 |
| liability combined ratio | 31.0 % | 26.4 % | Q1 FY26-27 |
| investment income ratio | 2.1 % | 1.8 % | Q1 FY26-27 |
| Brokers policies(size) | 742805 count | 853611 count | Q1 FY26-27 |
| motor tp combined ratio | 132.4 % | 77.5 % | Q1 FY26-27 |
| Point of Sales Person (Direct) premium(size) | 2703 ₹ lakh | 20072 ₹ lakh | Q1 FY26-27 |
| aviation combined ratio | 77.5 % | 0.0 % | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | 0.57 × | 93.00 × | Q1 FY26-27 |
| other incurred claims ratio | 72.4 % | 74.0 % | Q1 FY26-27 / Q4 FY25-26 |
| earnings per share(size) | -1.56 ₹ | 1.52 ₹ | Q1 FY26-27 / Q4 FY25-26 |
| Corporate Agents – Others policies(size) | 32892 count | 22034 count | Q1 FY26-27 |
| incurred claims ratio | 103.4 % | 80.3 % | Q1 FY26-27 |
| expense ratio | 18.1 % | 24.0 % | Q1 FY26-27 |
| marine hull incurred claims ratio | 46.1 % | 22.2 % | Q1 FY26-27 |
| fire incurred claims ratio | 31.7 % | -241.8 % | Q1 FY26-27 |
| profit after tax(size) | -257 ₹ crore | 41 ₹ crore | Q1 FY26-27 |
| central govt. securities(size) | 26.6 % | 25.0 % | Q1 FY26-27 |
| liability segment premium(size) | 7176 ₹ lakh | 867 ₹ lakh | Q1 FY26-27 |
| Corporate Agents – Banks policies(size) | 102238 count | 129053 count | Q1 FY26-27 |
| equity & preference shares(size) | 2673706 INR_lakhs | 42415 INR_lakhs | Q1 FY26-27 |
| workmen's compensation incurred claims ratio | 34.6 % | 68.5 % | Q1 FY26-27 |
| combined ratio | 121.4 % | 104.3 % | Q1 FY26-27 |
| gross yield (quarterly) | 10.87 % | 7.16 % | Q1 FY26-27 |
| mutual funds(size) | 130140 INR_lakhs | 207 INR_lakhs | Q1 FY26-27 / Q2 FY25-26 |
| personal accident segment premium(size) | 20196 ₹ lakh | 6636 ₹ lakh | Q1 FY26-27 |
| Web Aggregators policies(size) | 8 count | 760 count | Q1 FY26-27 |
| motor od incurred claims ratio | 119.1 % | 102.0 % | Q1 FY26-27 |
| net yield (quarterly) | 7.07 % | 5.36 % | Q1 FY26-27 |
| government securities(size) | 3483904 INR_lakhs | 263751 INR_lakhs | Q1 FY26-27 |
| fire segment premium(size) | 173566 ₹ lakh | 9563 ₹ lakh | Q1 FY26-27 |
| engineering incurred claims ratio | 98.0 % | 26.0 % | Q1 FY26-27 |
| workmen's compensation segment premium(size) | 6132 ₹ lakh | 87 ₹ lakh | Q1 FY26-27 |
| net commission ratio(size) | 8.4 % | 10.4 % | Q1 FY26-27 |
| marine cargo segment premium(size) | 28454 ₹ lakh | 2242 ₹ lakh | Q1 FY26-27 |
| marine hull combined ratio | 50.0 % | -881.7 % | Q1 FY26-27 |
| expense ratio to gross premium | 16.8 % | 28.7 % | Q1 FY26-27 |
| fire combined ratio | 48.9 % | -286.4 % | Q1 FY26-27 |
| Insurance Marketing Firm premium(size) | 1627 ₹ lakh | 507 ₹ lakh | Q1 FY26-27 |
| Point of Sales Person (Direct) policies(size) | 79740 count | 146450 count | Q1 FY26-27 |
| health incurred claims ratio | 107.7 % | 71.0 % | Q1 FY26-27 |
| technical reserves to premium ratio(size) | 5.3 % | 4.2 % | Q1 FY26-27 |
| gross written premium(size) | 12464 ₹ crore | 5078 ₹ crore | Q1 FY26-27 / FY25-03 |
| motor tp incurred claims ratio | 122.2 % | 65.8 % | Q1 FY26-27 |
| personal accident incurred claims ratio | 127.3 % | 74.3 % | Q1 FY26-27 |
| Corporate Agents – Banks premium(size) | 6709 ₹ lakh | 11348 ₹ lakh | Q1 FY26-27 |
| motor OD segment premium(size) | 143180 ₹ lakh | 44195 ₹ lakh | Q1 FY26-27 |
| housing & infrastructure(size) | 23.6 % | 29.0 % | Q1 FY26-27 |
| gross direct premium growth rate(size) | 2.8 % | 33.5 % | Q1 FY26-27 |
| profit before tax(size) | -191 ₹ crore | 55 ₹ crore | Q1 FY26-27 |
| liability incurred claims ratio | 10.2 % | -2.9 % | Q1 FY26-27 |
| gross yield (annualized) | 15.37 % | 8.00 % | Q4 FY25-26 |
| net yield (annualized) | 10.00 % | 6.00 % | Q4 FY25-26 |
| claim settlement ratio | 95.3 % | 91.3 % | FY24-25 |
| claims repudiation ratio | 1.51 % | 1.76 % | FY24-25 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.