New India Assurance vs Raheja QBE General Insurance: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | New India Assurance | Raheja QBE General Insurance | Period |
|---|---|---|---|
| Individual Agents policies(size) | 4531576 count | 14 count | Q1 FY26-27 |
| personal accident combined ratio | 134.6 % | -24.0 % | Q1 FY26-27 |
| health segment premium(size) | 661654 ₹ lakh | 452 ₹ lakh | Q1 FY26-27 |
| npa provision coverage | 100.0 % | 0.0 % | Q1 FY26-27 |
| engineering segment premium(size) | 33615 ₹ lakh | 57 ₹ lakh | Q1 FY26-27 |
| debentures & bonds(size) | 111686 INR_lakhs | 40693 INR_lakhs | Q1 FY26-27 |
| MISP (Direct) premium(size) | 94638 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| Web Aggregators premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| health combined ratio | 128.1 % | 105.0 % | Q1 FY26-27 |
| other investments(size) | 75637 INR_lakhs | 2340 INR_lakhs | Q1 FY26-27 |
| net earning ratio | -2.3 % | -33.4 % | Q1 FY26-27 / Q4 FY25-26 |
| Corporate Agents – Others premium(size) | 3499 ₹ lakh | 2 ₹ lakh | Q1 FY26-27 |
| book value per share(size) | 141.95 ₹ | 5.93 ₹ | Q1 FY26-27 / Q4 FY25-26 |
| Referral Arrangements policies(size) | 0 count | 0 count | Q1 FY26-27 |
| engineering combined ratio | 109.6 % | -1918.0 % | Q1 FY26-27 |
| Individual Agents premium(size) | 261231 ₹ lakh | 32 ₹ lakh | Q1 FY26-27 |
| marine cargo combined ratio | 120.2 % | 0.0 % | Q1 FY26-27 |
| marine cargo incurred claims ratio | 104.4 % | 0.0 % | Q1 FY26-27 |
| motor TP segment premium(size) | 155831 ₹ lakh | 1599 ₹ lakh | Q1 FY26-27 |
| net retention ratio(size) | 81.8 % | 57.3 % | Q1 FY26-27 |
| underwriting balance ratio | -0.2 % | 1.0 % | Q1 FY26-27 |
| solvency ratio | 1.80 × | 1.98 × | Q1 FY26-27 |
| net worth growth rate(size) | 5.0 % | 9.5 % | Q1 FY26-27 |
| available solvency margin(size) | 2149470 ₹ lakh | 28503 ₹ lakh | Q1 FY26-27 |
| workmen's compensation combined ratio | 51.9 % | 110.0 % | Q1 FY26-27 |
| Brokers premium(size) | 489456 ₹ lakh | 5426 ₹ lakh | Q1 FY26-27 |
| Insurance Marketing Firm policies(size) | 8829 count | 0 count | Q1 FY26-27 |
| Common Service Centres (CSC) policies(size) | 3037 count | 0 count | Q1 FY26-27 |
| govt + approved securities(size) | 47.9 % | 33.7 % | Q1 FY26-27 |
| motor od combined ratio | 141.1 % | 143.0 % | Q1 FY26-27 |
| operating profit ratio | -8.3 % | 28.3 % | Q1 FY26-27 |
| other combined ratio | 86.2 % | 633.0 % | Q1 FY26-27 / Q4 FY25-26 |
| infrastructure & housing(size) | 1593081 INR_lakhs | 20785 INR_lakhs | Q1 FY26-27 |
| liability combined ratio | 31.0 % | 80.0 % | Q1 FY26-27 |
| investment income ratio | 2.1 % | 1.8 % | Q1 FY26-27 |
| Brokers policies(size) | 742805 count | 17790 count | Q1 FY26-27 |
| motor tp combined ratio | 132.4 % | 122.0 % | Q1 FY26-27 |
| Point of Sales Person (Direct) premium(size) | 2703 ₹ lakh | 78 ₹ lakh | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | 0.57 × | 18.00 × | Q1 FY26-27 |
| other incurred claims ratio | 72.4 % | 192.0 % | Q1 FY26-27 / Q4 FY25-26 |
| earnings per share(size) | -1.56 ₹ | -0.84 ₹ | Q1 FY26-27 / Q4 FY25-26 |
| gross NPA ratio | 0.21 % | 0.00 % | Q1 FY26-27 / Q4 FY25-26 |
| Corporate Agents – Others policies(size) | 32892 count | 18 count | Q1 FY26-27 |
| incurred claims ratio | 103.4 % | 68.0 % | Q1 FY26-27 |
| expense ratio | 18.1 % | 53.7 % | Q1 FY26-27 |
| fire incurred claims ratio | 31.7 % | 57.0 % | Q1 FY26-27 |
| profit after tax(size) | -257 ₹ crore | 20 ₹ crore | Q1 FY26-27 |
| central govt. securities(size) | 26.6 % | 33.7 % | Q1 FY26-27 |
| liability segment premium(size) | 7176 ₹ lakh | 1963 ₹ lakh | Q1 FY26-27 |
| gross npa ratio | 0.00 % | 0.00 % | Q1 FY26-27 |
| Corporate Agents – Banks policies(size) | 102238 count | 0 count | Q1 FY26-27 |
| net NPA ratio | 0.00 % | 0.00 % | Q1 FY26-27 / Q4 FY25-26 |
| workmen's compensation incurred claims ratio | 34.6 % | 70.0 % | Q1 FY26-27 |
| MISP (Direct) policies(size) | 1668014 count | 2 count | Q1 FY26-27 |
| combined ratio | 121.4 % | 121.7 % | Q1 FY26-27 |
| gross yield (quarterly) | 10.87 % | 7.08 % | Q1 FY26-27 |
| mutual funds(size) | 130140 INR_lakhs | 3780 INR_lakhs | Q1 FY26-27 |
| personal accident segment premium(size) | 20196 ₹ lakh | -1 ₹ lakh | Q1 FY26-27 |
| Web Aggregators policies(size) | 8 count | 0 count | Q1 FY26-27 |
| motor od incurred claims ratio | 119.1 % | 81.0 % | Q1 FY26-27 |
| net yield (quarterly) | 7.07 % | 5.24 % | Q1 FY26-27 |
| government securities(size) | 3483904 INR_lakhs | 34374 INR_lakhs | Q1 FY26-27 |
| fire segment premium(size) | 173566 ₹ lakh | 166 ₹ lakh | Q1 FY26-27 |
| engineering incurred claims ratio | 98.0 % | -2398.0 % | Q1 FY26-27 |
| workmen's compensation segment premium(size) | 6132 ₹ lakh | 184 ₹ lakh | Q1 FY26-27 |
| net commission ratio(size) | 8.4 % | 24.2 % | Q1 FY26-27 |
| gross npa (amount) | 14604 INR_lakhs | 0 INR_lakhs | Q1 FY26-27 |
| marine cargo segment premium(size) | 28454 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 / Q4 FY25-26 |
| expense ratio to gross premium | 16.8 % | 38.6 % | Q1 FY26-27 |
| fire combined ratio | 48.9 % | 379.0 % | Q1 FY26-27 |
| Insurance Marketing Firm premium(size) | 1627 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 / Q4 FY25-26 |
| Point of Sales Person (Direct) policies(size) | 79740 count | 640 count | Q1 FY26-27 |
| required solvency margin(size) | 1193232 ₹ lakh | 14384 ₹ lakh | Q1 FY26-27 |
| health incurred claims ratio | 107.7 % | 77.0 % | Q1 FY26-27 |
| technical reserves to premium ratio(size) | 5.3 % | 19.6 % | Q1 FY26-27 |
| gross written premium(size) | 12464 ₹ crore | 353 ₹ crore | Q1 FY26-27 / FY24-25 |
| Micro Agents policies(size) | 0 count | 0 count | Q1 FY26-27 |
| motor tp incurred claims ratio | 122.2 % | 73.0 % | Q1 FY26-27 |
| personal accident incurred claims ratio | 127.3 % | -29.0 % | Q1 FY26-27 |
| motor OD segment premium(size) | 143180 ₹ lakh | 923 ₹ lakh | Q1 FY26-27 |
| housing & infrastructure(size) | 23.6 % | 34.1 % | Q1 FY26-27 |
| gross direct premium growth rate(size) | 2.8 % | 30.8 % | Q1 FY26-27 |
| profit before tax(size) | -191 ₹ crore | 20 ₹ crore | Q1 FY26-27 |
| liability incurred claims ratio | 10.2 % | 28.0 % | Q1 FY26-27 |
| gross yield (annualized) | 15.37 % | 6.95 % | Q4 FY25-26 / FY25-26 |
| net yield (annualized) | 10.00 % | 5.14 % | Q4 FY25-26 / FY25-26 |
| claim settlement ratio | 95.3 % | 77.7 % | FY24-25 |
| claims repudiation ratio | 1.51 % | 2.73 % | FY24-25 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.