National Insurance Company vs Raheja QBE General Insurance: IRDAI Data Comparison
General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison
| Metric | National Insurance Company | Raheja QBE General Insurance | Period |
|---|---|---|---|
| mutual funds(size) | 117077 INR_lakhs | 3780 INR_lakhs | Q1 FY26-27 |
| earnings per share(size) | -0.53 ₹ | -0.84 ₹ | Q1 FY26-27 / Q4 FY25-26 |
| Individual Agents premium(size) | 149079 ₹ lakh | 32 ₹ lakh | Q1 FY26-27 |
| motor od incurred claims ratio | 103.3 % | 81.0 % | Q1 FY26-27 |
| fire incurred claims ratio | 77.0 % | 57.0 % | Q1 FY26-27 |
| govt + approved securities(size) | 41.7 % | 33.7 % | Q1 FY26-27 |
| Web Aggregators policies(size) | 15 count | 0 count | Q1 FY26-27 |
| Direct Business – Officers/Employees premium(size) | 85292 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| solvency ratio | -1.22 × | 1.98 × | Q1 FY26-27 |
| fire segment premium(size) | 47154 ₹ lakh | 166 ₹ lakh | Q1 FY26-27 |
| Corporate Agents – Banks policies(size) | 4516 count | 0 count | Q1 FY26-27 |
| Brokers premium(size) | 172211 ₹ lakh | 5426 ₹ lakh | Q1 FY26-27 |
| government securities(size) | 1219327 INR_lakhs | 34374 INR_lakhs | Q1 FY26-27 |
| Point of Sales Person (Direct) policies(size) | 156008 count | 640 count | Q1 FY26-27 |
| Brokers policies(size) | 1425107 count | 17790 count | Q1 FY26-27 |
| liability combined ratio | 50.7 % | 80.0 % | Q1 FY26-27 |
| debentures & bonds(size) | 422924 INR_lakhs | 40693 INR_lakhs | Q1 FY26-27 |
| book value per share(size) | -4.87 ₹ | 5.93 ₹ | Q1 FY26-27 / Q4 FY25-26 |
| motor tp combined ratio | 165.4 % | 122.0 % | Q1 FY26-27 |
| Web Aggregators premium(size) | 0 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| liability incurred claims ratio | 7.3 % | 28.0 % | Q1 FY26-27 |
| operating profit ratio | -12.8 % | 28.3 % | Q1 FY26-27 |
| MISP (Direct) policies(size) | 1896 count | 2 count | Q1 FY26-27 |
| npa provision coverage | 100.0 % | 0.0 % | Q1 FY26-27 |
| net retention ratio(size) | 85.1 % | 57.3 % | Q1 FY26-27 |
| MISP (Direct) premium(size) | 264 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 |
| marine cargo incurred claims ratio | 99.9 % | 0.0 % | Q1 FY26-27 |
| motor tp incurred claims ratio | 124.7 % | 73.0 % | Q1 FY26-27 |
| Corporate Agents – Others policies(size) | 11710 count | 18 count | Q1 FY26-27 |
| net yield (quarterly) | 7.06 % | 5.24 % | Q1 FY26-27 |
| investment income ratio | 9.8 % | 1.8 % | Q1 FY26-27 |
| gross direct premium growth rate(size) | 7.8 % | 30.8 % | Q1 FY26-27 |
| gross npa ratio | 0.75 % | 0.00 % | Q1 FY26-27 |
| workmen's compensation incurred claims ratio | 44.0 % | 70.0 % | Q1 FY26-27 |
| other combined ratio | 98.6 % | 633.0 % | Q1 FY26-27 / Q4 FY25-26 |
| expense ratio to gross premium | 31.8 % | 38.6 % | Q1 FY26-27 |
| Direct Business – Officers/Employees policies(size) | 46558 count | 1 count | Q1 FY26-27 |
| Individual Agents policies(size) | 1329274 count | 14 count | Q1 FY26-27 |
| technical reserves to premium ratio(size) | 913.0 % | 19.6 % | Q1 FY26-27 |
| incurred claims ratio | 98.9 % | 68.0 % | Q1 FY26-27 |
| central govt. securities(size) | 21.2 % | 33.7 % | Q1 FY26-27 |
| combined ratio | 134.4 % | 121.7 % | Q1 FY26-27 |
| marine cargo combined ratio | 136.8 % | 0.0 % | Q1 FY26-27 |
| Corporate Agents – Others premium(size) | 943 ₹ lakh | 2 ₹ lakh | Q1 FY26-27 |
| expense ratio | 35.4 % | 53.7 % | Q1 FY26-27 |
| gross npa (amount) | 21708 INR_lakhs | 0 INR_lakhs | Q1 FY26-27 |
| Common Service Centres (CSC) policies(size) | 0 count | 0 count | Q1 FY26-27 |
| other investments(size) | 60405 INR_lakhs | 2340 INR_lakhs | Q1 FY26-27 |
| personal accident combined ratio | 86.1 % | -24.0 % | Q1 FY26-27 |
| engineering segment premium(size) | 13903 ₹ lakh | 57 ₹ lakh | Q1 FY26-27 |
| net earning ratio | -13.5 % | -33.4 % | Q1 FY26-27 / Q4 FY25-26 |
| underwriting balance ratio | -36.0 % | 1.0 % | Q1 FY26-27 |
| profit after tax(size) | -496 ₹ crore | 20 ₹ crore | Q1 FY26-27 |
| housing & infrastructure(size) | 16.8 % | 34.1 % | Q1 FY26-27 |
| motor OD segment premium(size) | 43901 ₹ lakh | 923 ₹ lakh | Q1 FY26-27 |
| Insurance Marketing Firm policies(size) | 825 count | 0 count | Q1 FY26-27 |
| claim settlement ratio | 52.7 % | 77.7 % | Q1 FY26-27 / FY24-25 |
| personal accident segment premium(size) | 39683 ₹ lakh | -1 ₹ lakh | Q1 FY26-27 |
| personal accident incurred claims ratio | 60.1 % | -29.0 % | Q1 FY26-27 |
| engineering combined ratio | 89.1 % | -1918.0 % | Q1 FY26-27 |
| profit before tax(size) | -496 ₹ crore | 20 ₹ crore | Q1 FY26-27 |
| marine cargo segment premium(size) | 5029 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 / Q4 FY25-26 |
| infrastructure & housing(size) | 255830 INR_lakhs | 20785 INR_lakhs | Q1 FY26-27 |
| workmen's compensation combined ratio | 90.3 % | 110.0 % | Q1 FY26-27 |
| health incurred claims ratio | 105.3 % | 77.0 % | Q1 FY26-27 |
| workmen's compensation segment premium(size) | 1526 ₹ lakh | 184 ₹ lakh | Q1 FY26-27 |
| gross yield (quarterly) | 10.69 % | 7.08 % | Q1 FY26-27 |
| available solvency margin(size) | -557749 ₹ lakh | 28503 ₹ lakh | Q1 FY26-27 |
| other incurred claims ratio | 56.1 % | 192.0 % | Q1 FY26-27 / Q4 FY25-26 |
| health segment premium(size) | 149925 ₹ lakh | 452 ₹ lakh | Q1 FY26-27 |
| Referral Arrangements policies(size) | 0 count | 0 count | Q1 FY26-27 |
| motor TP segment premium(size) | 91131 ₹ lakh | 1599 ₹ lakh | Q1 FY26-27 |
| health combined ratio | 137.6 % | 105.0 % | Q1 FY26-27 |
| fire combined ratio | 117.0 % | 379.0 % | Q1 FY26-27 |
| required solvency margin(size) | 456132 ₹ lakh | 14384 ₹ lakh | Q1 FY26-27 |
| engineering incurred claims ratio | 48.6 % | -2398.0 % | Q1 FY26-27 |
| gross direct premium to net worth ratio(size) | -92.00 × | 18.00 × | Q1 FY26-27 |
| motor od combined ratio | 141.0 % | 143.0 % | Q1 FY26-27 |
| liability segment premium(size) | 7861 ₹ lakh | 1963 ₹ lakh | Q1 FY26-27 |
| Point of Sales Person (Direct) premium(size) | 11084 ₹ lakh | 78 ₹ lakh | Q1 FY26-27 |
| Micro Agents policies(size) | 0 count | 0 count | Q1 FY26-27 |
| net commission ratio(size) | 10.7 % | 24.2 % | Q1 FY26-27 |
| gross NPA ratio | 0.75 % | 0.00 % | Q1 FY26-27 / Q4 FY25-26 |
| Insurance Marketing Firm premium(size) | 231 ₹ lakh | 0 ₹ lakh | Q1 FY26-27 / Q4 FY25-26 |
| net yield (annualized) | 7.91 % | 5.14 % | Q4 FY25-26 / FY25-26 |
| gross yield (annualized) | 11.98 % | 6.95 % | Q4 FY25-26 / FY25-26 |
| gross written premium(size) | 16833 ₹ crore | 353 ₹ crore | FY25-03 / FY24-25 |
| claims repudiation ratio | 4.68 % | 2.73 % | FY24-25 |
Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.