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New India Assurance vs Zuno General Insurance: IRDAI Data Comparison

General insurer comparison · Source: IRDAI public disclosures ·How to read this comparison

MetricNew India AssuranceZuno General InsurancePeriod
marine hull segment premium(size)15558 ₹ lakh0 ₹ lakhQ1 FY26-27
Individual Agents policies(size)4531576 count2652 countQ1 FY26-27
personal accident combined ratio134.6 %124.0 %Q1 FY26-27
Common Service Centres (CSC) premium(size)34 ₹ lakh0 ₹ lakhQ1 FY26-27
real estate & subsidiaries(size)15552 INR_lakhs4636 INR_lakhsQ1 FY26-27
health segment premium(size)661654 ₹ lakh12044 ₹ lakhQ1 FY26-27
npa provision coverage100.0 %0.0 %Q1 FY26-27
engineering segment premium(size)33615 ₹ lakh121 ₹ lakhQ1 FY26-27
debentures & bonds(size)111686 INR_lakhs35131 INR_lakhsQ1 FY26-27
MISP (Direct) premium(size)94638 ₹ lakh431 ₹ lakhQ1 FY26-27
Web Aggregators premium(size)0 ₹ lakh2 ₹ lakhQ1 FY26-27
health combined ratio128.1 %126.0 %Q1 FY26-27
other investments(size)75637 INR_lakhs20794 INR_lakhsQ1 FY26-27
net earning ratio-2.3 %-2.0 %Q1 FY26-27
Corporate Agents – Others premium(size)3499 ₹ lakh3306 ₹ lakhQ1 FY26-27
Referral Arrangements policies(size)0 count0 countQ1 FY26-27
Other premium(size)2882 ₹ lakh0 ₹ lakhQ1 FY26-27
engineering combined ratio109.6 %-308.0 %Q1 FY26-27
Individual Agents premium(size)261231 ₹ lakh339 ₹ lakhQ1 FY26-27
marine cargo combined ratio120.2 %936.0 %Q1 FY26-27
marine cargo incurred claims ratio104.4 %903.0 %Q1 FY26-27
motor TP segment premium(size)155831 ₹ lakh10171 ₹ lakhQ1 FY26-27
net retention ratio(size)81.8 %57.0 %Q1 FY26-27
underwriting balance ratio-0.2 %-0.2 %Q1 FY26-27
solvency ratio1.80 ×1.64 ×Q1 FY26-27
net worth growth rate(size)5.0 %13.0 %Q1 FY26-27
crop insurance segment premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
workmen's compensation combined ratio51.9 %93.0 %Q1 FY26-27
Brokers premium(size)489456 ₹ lakh34463 ₹ lakhQ1 FY26-27
Insurance Marketing Firm policies(size)8829 count416 countQ1 FY26-27
Common Service Centres (CSC) policies(size)3037 count0 countQ1 FY26-27
govt + approved securities(size)47.9 %31.0 %Q1 FY26-27
motor od combined ratio141.1 %133.0 %Q1 FY26-27
operating profit ratio-8.3 %-3.0 %Q1 FY26-27
other approved securities(size)0 INR_lakhs15995 INR_lakhsQ1 FY26-27
infrastructure & housing(size)1593081 INR_lakhs52190 INR_lakhsQ1 FY26-27
liability combined ratio31.0 %77.0 %Q1 FY26-27
investment income ratio2.1 %2.1 %Q1 FY26-27
Brokers policies(size)742805 count221205 countQ1 FY26-27
motor tp combined ratio132.4 %89.0 %Q1 FY26-27
Point of Sales Person (Direct) premium(size)2703 ₹ lakh1065 ₹ lakhQ1 FY26-27
aviation segment premium(size)13506 ₹ lakh0 ₹ lakhQ1 FY26-27
gross direct premium to net worth ratio(size)0.57 ×98.00 ×Q1 FY26-27
gross NPA ratio0.21 %0.00 %Q1 FY26-27
Corporate Agents – Others policies(size)32892 count4637 countQ1 FY26-27
incurred claims ratio103.4 %81.0 %Q1 FY26-27
expense ratio18.1 %34.0 %Q1 FY26-27
other segment premium(size)74467 ₹ lakh2472 ₹ lakhQ1 FY26-27
fire incurred claims ratio31.7 %-46.0 %Q1 FY26-27
profit after tax(size)-257 ₹ crore-4 ₹ croreQ1 FY26-27
central govt. securities(size)26.6 %23.0 %Q1 FY26-27
liability segment premium(size)7176 ₹ lakh91 ₹ lakhQ1 FY26-27
gross npa ratio0.00 %0.00 %Q1 FY26-27
Corporate Agents – Banks policies(size)102238 count3 countQ1 FY26-27
net NPA ratio0.00 %0.00 %Q1 FY26-27
equity & preference shares(size)2673706 INR_lakhs4406 INR_lakhsQ1 FY26-27
workmen's compensation incurred claims ratio34.6 %56.0 %Q1 FY26-27
MISP (Direct) policies(size)1668014 count1970 countQ1 FY26-27
combined ratio121.4 %115.0 %Q1 FY26-27
gross yield (quarterly)10.87 %2.05 %Q1 FY26-27
mutual funds(size)130140 INR_lakhs7230 INR_lakhsQ1 FY26-27
personal accident segment premium(size)20196 ₹ lakh2430 ₹ lakhQ1 FY26-27
Web Aggregators policies(size)8 count26 countQ1 FY26-27
motor od incurred claims ratio119.1 %80.0 %Q1 FY26-27
Micro Agents premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
net yield (quarterly)7.07 %2.05 %Q1 FY26-27
Referral Arrangements premium(size)0 ₹ lakh0 ₹ lakhQ1 FY26-27
government securities(size)3483904 INR_lakhs41239 INR_lakhsQ1 FY26-27
fire segment premium(size)173566 ₹ lakh1482 ₹ lakhQ1 FY26-27
engineering incurred claims ratio98.0 %471.0 %Q1 FY26-27
workmen's compensation segment premium(size)6132 ₹ lakh1 ₹ lakhQ1 FY26-27
net commission ratio(size)8.4 %10.0 %Q1 FY26-27
gross npa (amount)14604 INR_lakhs0 INR_lakhsQ1 FY26-27
marine cargo segment premium(size)28454 ₹ lakh104 ₹ lakhQ1 FY26-27
expense ratio to gross premium16.8 %31.0 %Q1 FY26-27
fire combined ratio48.9 %-38.0 %Q1 FY26-27
Insurance Marketing Firm premium(size)1627 ₹ lakh64 ₹ lakhQ1 FY26-27
Point of Sales Person (Direct) policies(size)79740 count9545 countQ1 FY26-27
health incurred claims ratio107.7 %99.0 %Q1 FY26-27
technical reserves to premium ratio(size)5.3 %6.3 %Q1 FY26-27
gross written premium(size)12464 ₹ crore402 ₹ croreQ1 FY26-27
Micro Agents policies(size)0 count0 countQ1 FY26-27
motor tp incurred claims ratio122.2 %53.0 %Q1 FY26-27
personal accident incurred claims ratio127.3 %96.0 %Q1 FY26-27
Other policies(size)26124 count0 countQ1 FY26-27
Corporate Agents – Banks premium(size)6709 ₹ lakh-2 ₹ lakhQ1 FY26-27
motor OD segment premium(size)143180 ₹ lakh11217 ₹ lakhQ1 FY26-27
housing & infrastructure(size)23.6 %26.0 %Q1 FY26-27
gross direct premium growth rate(size)2.8 %62.0 %Q1 FY26-27
profit before tax(size)-191 ₹ crore-4 ₹ croreQ1 FY26-27
liability incurred claims ratio10.2 %55.0 %Q1 FY26-27
gross yield (annualized)15.37 %8.42 %Q4 FY25-26 / FY25-26
net yield (annualized)10.00 %8.42 %Q4 FY25-26 / FY25-26
claim settlement ratio95.3 %70.9 %FY24-25 / Q1 FY26-27
claims repudiation ratio1.51 %7.59 %FY24-25

Values shown as reported. This platform does not rate or rank insurers. Source: IRDAI public disclosures.

Individual profiles

New India Assurance
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Zuno General Insurance
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